ICICI Prudential Life Insurance Company Limited
ICICI Prudential Life Insurance Company Limited provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. The company offers term, savings, unit linked, guaranteed return, child education, and retirement insurance plans; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, … Read more
ICICI Prudential Life Insurance Company Limited (ICICIPRULI) - Net Assets
Latest net assets as of December 2025: ₹134.54 Billion INR
Based on the latest financial reports, ICICI Prudential Life Insurance Company Limited (ICICIPRULI) has net assets worth ₹134.54 Billion INR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹3.34 Trillion) and total liabilities (₹3.20 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹134.54 Billion |
| % of Total Assets | 4.03% |
| Annual Growth Rate | 7.11% |
| 5-Year Change | 30.03% |
| 10-Year Change | 121.77% |
| Growth Volatility | 7.49 |
ICICI Prudential Life Insurance Company Limited - Net Assets Trend (2012–2025)
This chart illustrates how ICICI Prudential Life Insurance Company Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for ICICI Prudential Life Insurance Company Limited (2012–2025)
The table below shows the annual net assets of ICICI Prudential Life Insurance Company Limited from 2012 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹119.34 Billion | +8.44% |
| 2024-03-31 | ₹110.05 Billion | +8.65% |
| 2023-03-31 | ₹101.28 Billion | +9.78% |
| 2022-03-31 | ₹92.26 Billion | +0.52% |
| 2021-03-31 | ₹91.78 Billion | +26.11% |
| 2020-03-31 | ₹72.78 Billion | +2.40% |
| 2019-03-31 | ₹71.07 Billion | +2.36% |
| 2018-03-31 | ₹69.43 Billion | +7.37% |
| 2017-03-31 | ₹64.66 Billion | +20.17% |
| 2016-03-31 | ₹53.81 Billion | +1.14% |
| 2015-03-31 | ₹53.20 Billion | +5.38% |
| 2014-03-31 | ₹50.49 Billion | +2.79% |
| 2013-03-31 | ₹49.12 Billion | +0.57% |
| 2012-03-31 | ₹48.84 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to ICICI Prudential Life Insurance Company Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 6670310000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹66.70 Billion | 55.89% |
| Common Stock | ₹14.45 Billion | 12.11% |
| Other Comprehensive Income | ₹237.50 Million | 0.20% |
| Other Components | ₹37.94 Billion | 31.80% |
| Total Equity | ₹119.34 Billion | 100.00% |
ICICI Prudential Life Insurance Company Limited Competitors by Market Cap
The table below lists competitors of ICICI Prudential Life Insurance Company Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Inesa Intelligent Tech Inc A
SHG:600602
|
$2.49 Billion |
|
Mr Price Group Ltd
PINK:MRPLY
|
$2.49 Billion |
|
Osaic Financial Services, Inc.
PINK:LTSAP
|
$2.49 Billion |
|
Triple Flag Precious Metals Corp
NYSE:TFPM
|
$2.49 Billion |
|
Scorpio Tankers Inc
NYSE:STNG
|
$2.49 Billion |
|
Suzhou Everbright Photonics Co. Ltd. A
SHG:688048
|
$2.49 Billion |
|
Kansai Paint Co. Ltd
PINK:KSANF
|
$2.49 Billion |
|
Jinduicheng Molybdenum Co Ltd
SHG:601958
|
$2.49 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in ICICI Prudential Life Insurance Company Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 110,046,031,000 to 119,337,800,000, a change of 9,291,769,000 (8.4%).
- Net income of 11,855,200,000 contributed positively to equity growth.
- Dividend payments of 868,000,000 reduced retained earnings.
- Share repurchases of 1,914,800,000 reduced equity.
- New share issuances of 1,914,800,000 increased equity.
- Other comprehensive income decreased equity by 3,603,858,000.
- Other factors increased equity by 1,908,427,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹11.86 Billion | +9.93% |
| Dividends Paid | ₹868.00 Million | -0.73% |
| Share Repurchases | ₹1.91 Billion | -1.6% |
| Share Issuances | ₹1.91 Billion | +1.6% |
| Other Comprehensive Income | ₹-3.60 Billion | -3.02% |
| Other Changes | ₹1.91 Billion | +1.6% |
| Total Change | ₹- | 8.44% |
Book Value vs Market Value Analysis
This analysis compares ICICI Prudential Life Insurance Company Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 7.21x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 17.37x to 7.21x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-03-31 | ₹34.10 | ₹592.45 | x |
| 2013-03-31 | ₹34.28 | ₹592.45 | x |
| 2014-03-31 | ₹35.25 | ₹592.45 | x |
| 2015-03-31 | ₹37.14 | ₹592.45 | x |
| 2016-03-31 | ₹37.53 | ₹592.45 | x |
| 2017-03-31 | ₹45.05 | ₹592.45 | x |
| 2018-03-31 | ₹48.36 | ₹592.45 | x |
| 2019-03-31 | ₹49.50 | ₹592.45 | x |
| 2020-03-31 | ₹50.61 | ₹592.45 | x |
| 2021-03-31 | ₹63.80 | ₹592.45 | x |
| 2022-03-31 | ₹63.47 | ₹592.45 | x |
| 2023-03-31 | ₹70.32 | ₹592.45 | x |
| 2024-03-31 | ₹76.16 | ₹592.45 | x |
| 2025-03-31 | ₹82.14 | ₹592.45 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently ICICI Prudential Life Insurance Company Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.93%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 1.70%
- • Asset Turnover: 0.22x
- • Equity Multiplier: 26.33x
- Recent ROE (9.93%) is below the historical average (19.72%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 28.37% | 10.20% | 0.18x | 15.04x | ₹8.97 Billion |
| 2013 | 30.85% | 7.70% | 0.26x | 15.49x | ₹10.24 Billion |
| 2014 | 30.93% | 7.25% | 0.26x | 16.26x | ₹10.56 Billion |
| 2015 | 30.83% | 4.84% | 0.34x | 19.02x | ₹11.08 Billion |
| 2016 | 30.67% | 8.15% | 0.19x | 19.47x | ₹11.12 Billion |
| 2017 | 26.01% | 4.51% | 0.30x | 19.29x | ₹10.35 Billion |
| 2018 | 23.32% | 4.22% | 0.27x | 20.43x | ₹9.25 Billion |
| 2019 | 16.03% | 2.79% | 0.25x | 23.03x | ₹4.28 Billion |
| 2020 | 14.66% | 5.31% | 0.13x | 21.44x | ₹3.39 Billion |
| 2021 | 10.42% | 1.16% | 0.38x | 23.67x | ₹383.62 Million |
| 2022 | 8.29% | 1.23% | 0.25x | 26.69x | ₹-1.57 Billion |
| 2023 | 8.03% | 1.67% | 0.19x | 25.26x | ₹-1.99 Billion |
| 2024 | 7.73% | 0.95% | 0.30x | 27.17x | ₹-2.50 Billion |
| 2025 | 9.93% | 1.70% | 0.22x | 26.33x | ₹-78.58 Million |
Industry Comparison
This section compares ICICI Prudential Life Insurance Company Limited's net assets metrics with peer companies in the Insurance - Life industry.
Industry Context
- Industry: Insurance - Life
- Average net assets among peers: $259,987,813,118
- Average return on equity (ROE) among peers: 6.96%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| ICICI Prudential Life Insurance Company Limited (ICICIPRULI) | ₹134.54 Billion | 28.37% | 23.81x | $2.49 Billion |
| HDFC Life Insurance Company Limited (HDFCLIFE) | $161.55 Billion | 11.21% | 20.63x | $7.09 Billion |
| Life Insurance Corporation Of India (LICI) | $1.28 Trillion | 37.90% | 43.40x | $2.30 Billion |
| Max Financial Services Limited (MFSL) | $3.04 Billion | -31.71% | 1.01x | $4.92 Billion |
| Niva Bupa Health Insurance Company Limited (NIVABUPA) | $39.26 Billion | 5.44% | 1.49x | $356.73 Million |
| Religare Enterprises Limited (RELIGARE) | $40.48 Billion | -1.18% | 5.78x | $446.38 Million |
| SBI Life Insurance Company Limited (SBILIFE) | $40.56 Billion | 20.09% | 17.27x | $21.64 Billion |