ICICI Prudential Life Insurance Company Limited - Asset Resilience Ratio
ICICI Prudential Life Insurance Company Limited (ICICIPRULI) has an Asset Resilience Ratio of 4.98% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2026)
This chart shows how ICICI Prudential Life Insurance Company Limited's Asset Resilience Ratio has changed over time. Check ICICIPRULI strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down ICICI Prudential Life Insurance Company Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ICICIPRULI stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs159.07 Billion | 4.98% |
| Total Liquid Assets | Rs159.07 Billion | 4.98% |
Asset Resilience Insights
- Limited Liquidity: ICICI Prudential Life Insurance Company Limited maintains only 4.98% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
ICICI Prudential Life Insurance Company Limited Industry Peers by Asset Resilience Ratio
Compare ICICI Prudential Life Insurance Company Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Prudential plc
F:PRU2 |
Insurance - Life | 0.00% |
|
HDFC Life Insurance Company Limited
NSE:HDFCLIFE |
Insurance - Life | 0.15% |
|
Brighthouse Financial Inc
NASDAQ:BHF |
Insurance - Life | 33.32% |
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3 |
Insurance - Life | 10.15% |
|
Prudential plc
LSE:PRU |
Insurance - Life | 2.65% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 11.03% |
Annual Asset Resilience Ratio for ICICI Prudential Life Insurance Company Limited (2012–2026)
The table below shows the annual Asset Resilience Ratio data for ICICI Prudential Life Insurance Company Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 4.98% | Rs159.07 Billion ≈ $1.72 Billion |
Rs3.20 Trillion ≈ $34.58 Billion |
+1.57pp |
| 2025-03-31 | 3.41% | Rs107.11 Billion ≈ $1.16 Billion |
Rs3.14 Trillion ≈ $33.98 Billion |
+3.35pp |
| 2024-03-31 | 0.05% | Rs1.63 Billion ≈ $17.60 Million |
Rs2.99 Trillion ≈ $32.34 Billion |
-0.37pp |
| 2023-03-31 | 0.43% | Rs10.92 Billion ≈ $118.08 Million |
Rs2.56 Trillion ≈ $27.67 Billion |
+0.10pp |
| 2022-03-31 | 0.33% | Rs8.07 Billion ≈ $87.29 Million |
Rs2.44 Trillion ≈ $26.43 Billion |
+0.32pp |
| 2021-03-31 | 0.02% | Rs328.76 Million ≈ $3.56 Million |
Rs2.17 Trillion ≈ $23.49 Billion |
-0.11pp |
| 2020-03-31 | 0.12% | Rs1.88 Billion ≈ $20.28 Million |
Rs1.56 Trillion ≈ $16.87 Billion |
-1.03pp |
| 2019-03-31 | 1.15% | Rs18.86 Billion ≈ $203.99 Million |
Rs1.64 Trillion ≈ $17.70 Billion |
-12.52pp |
| 2018-03-31 | 13.67% | Rs193.88 Billion ≈ $2.10 Billion |
Rs1.42 Trillion ≈ $15.34 Billion |
+1.10pp |
| 2017-03-31 | 12.57% | Rs156.82 Billion ≈ $1.70 Billion |
Rs1.25 Trillion ≈ $13.49 Billion |
+11.08pp |
| 2016-03-31 | 1.49% | Rs15.63 Billion ≈ $169.08 Million |
Rs1.05 Trillion ≈ $11.33 Billion |
+0.22pp |
| 2015-03-31 | 1.28% | Rs12.92 Billion ≈ $139.69 Million |
Rs1.01 Trillion ≈ $10.95 Billion |
-1.11pp |
| 2014-03-31 | 2.38% | Rs19.57 Billion ≈ $211.63 Million |
Rs820.72 Billion ≈ $8.88 Billion |
+1.18pp |
| 2013-03-31 | 1.20% | Rs9.17 Billion ≈ $99.17 Million |
Rs761.01 Billion ≈ $8.23 Billion |
-0.69pp |
| 2012-03-31 | 1.89% | Rs13.90 Billion ≈ $150.29 Million |
Rs734.55 Billion ≈ $7.94 Billion |
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About ICICI Prudential Life Insurance Company Limited
ICICI Prudential Life Insurance Company Limited provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. The company offers term, savings, unit linked, guaranteed return, child education, and retirement insurance plans; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, … Read more