ICICI Prudential Life Insurance Company Limited Net Assets
ICICI Prudential Life Insurance Company Limited net assets. Based on the latest financial reports, ICICI Prudential Life Insurance Company Limited (ICICIPRULI) has net assets worth Rs143.75 Billion INR (≈ $1.55 Billion USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs3.38 Trillion ≈ $36.53 Billion USD) and total liabilities (Rs3.23 Trillion ≈ $34.98 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore ICICIPRULI net assets growth trend to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs143.75 Billion |
| % of Total Assets | 4.26% |
| Annual Growth Rate | 7.61% |
| 5-Year Change | 47.75% |
| 10-Year Change | 110.8% |
| Growth Volatility | 7.43 |
Net Assets of ICICI Prudential Life Insurance Company Limited (2012–2026)
Net assets of ICICI Prudential Life Insurance Company Limited from 2012 to 2026. This chart illustrates how ICICI Prudential Life Insurance Company Limited's net assets have evolved over time, based on quarterly financial data. See ICICIPRULI equity financing ratio to measure how much of total assets are equity-financed.
Annual Net Assets for ICICI Prudential Life Insurance Company Limited (2012–2026)
The table below shows the annual net assets of ICICI Prudential Life Insurance Company Limited from 2012 to 2026. For live market cap and overall valuation, see ICICI Prudential Life Insurance Company market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2026-03-31 | Rs136.31 Billion ≈ $1.47 Billion |
+14.22% |
| 2025-03-31 | Rs119.34 Billion ≈ $1.29 Billion |
+8.44% |
| 2024-03-31 | Rs110.05 Billion ≈ $1.19 Billion |
+8.65% |
| 2023-03-31 | Rs101.28 Billion ≈ $1.10 Billion |
+9.78% |
| 2022-03-31 | Rs92.26 Billion ≈ $997.75 Million |
+0.52% |
| 2021-03-31 | Rs91.78 Billion ≈ $992.56 Million |
+26.11% |
| 2020-03-31 | Rs72.78 Billion ≈ $787.09 Million |
+2.40% |
| 2019-03-31 | Rs71.07 Billion ≈ $768.61 Million |
+2.36% |
| 2018-03-31 | Rs69.43 Billion ≈ $750.88 Million |
+7.37% |
| 2017-03-31 | Rs64.66 Billion ≈ $699.31 Million |
+20.17% |
| 2016-03-31 | Rs53.81 Billion ≈ $581.96 Million |
+1.14% |
| 2015-03-31 | Rs53.20 Billion ≈ $575.39 Million |
+5.38% |
| 2014-03-31 | Rs50.49 Billion ≈ $546.00 Million |
+2.79% |
| 2013-03-31 | Rs49.12 Billion ≈ $531.18 Million |
+0.57% |
| 2012-03-31 | Rs48.84 Billion ≈ $528.19 Million |
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Equity Component Analysis
This analysis shows how different components contribute to ICICI Prudential Life Insurance Company Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 8155290000000.0% over the analyzed period, indicating profitable operations and earnings retention.
ICICI Prudential Life Insurance Company Limited Net Assets Breakdown (March 2026)
ICICI Prudential Life Insurance Company Limited net assets breakdown by equity component as of March 2026.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rs81.55 Billion | 59.83% |
| Common Stock | Rs14.49 Billion | 10.63% |
| Other Comprehensive Income | Rs671.90 Million | 0.49% |
| Other Components | Rs39.59 Billion | 29.05% |
| Total Equity | Rs136.31 Billion | 100.00% |
ICICI Prudential Life Insurance Company Limited Competitors by Market Cap
The table below lists competitors of ICICI Prudential Life Insurance Company Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
QUBE Holdings Ltd
AU:QUB
|
$6.45 Billion |
|
Sibanye Stillwater Limited
F:47VS
|
$6.45 Billion |
|
99 Speed Mart Retail Holdings Berhad
KLSE:5326
|
$6.45 Billion |
|
Ampol Ltd
AU:ALD
|
$6.45 Billion |
|
KakaoBank Corp
KO:323410
|
$6.43 Billion |
|
GATX Corporation
NYSE:GATX
|
$6.43 Billion |
|
United Bankshares Inc
NASDAQ:UBSI
|
$6.43 Billion |
|
F.N.B. Corp
NYSE:FNB
|
$6.43 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in ICICI Prudential Life Insurance Company Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 119,337,800,000 to 136,311,500,000, a change of 16,973,700,000 (14.2%).
- Net income of 16,078,900,000 contributed positively to equity growth.
- New share issuances of 1,509,900,000 increased equity.
- Other comprehensive income increased equity by 434,400,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs16.08 Billion | +11.8% |
| Share Issuances | Rs1.51 Billion | +1.11% |
| Other Comprehensive Income | Rs434.40 Million | +0.32% |
| Other Changes | Rs-1.05 Billion | -0.77% |
| Total Change | Rs- | 14.22% |
Book Value vs Market Value Analysis
This analysis compares ICICI Prudential Life Insurance Company Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 4.36x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 12.02x to 4.36x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-03-31 | Rs34.10 | Rs410.00 | x |
| 2013-03-31 | Rs34.28 | Rs410.00 | x |
| 2014-03-31 | Rs35.25 | Rs410.00 | x |
| 2015-03-31 | Rs37.14 | Rs410.00 | x |
| 2016-03-31 | Rs37.53 | Rs410.00 | x |
| 2017-03-31 | Rs45.05 | Rs410.00 | x |
| 2018-03-31 | Rs48.36 | Rs410.00 | x |
| 2019-03-31 | Rs49.50 | Rs410.00 | x |
| 2020-03-31 | Rs50.61 | Rs410.00 | x |
| 2021-03-31 | Rs63.80 | Rs410.00 | x |
| 2022-03-31 | Rs63.47 | Rs410.00 | x |
| 2023-03-31 | Rs70.32 | Rs410.00 | x |
| 2024-03-31 | Rs76.16 | Rs410.00 | x |
| 2025-03-31 | Rs82.14 | Rs410.00 | x |
| 2026-03-31 | Rs94.10 | Rs410.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently ICICI Prudential Life Insurance Company Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.80%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 2.54%
- • Asset Turnover: 0.20x
- • Equity Multiplier: 23.46x
- Recent ROE (11.80%) is below the historical average (19.19%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 28.37% | 10.20% | 0.18x | 15.04x | Rs8.97 Billion |
| 2013 | 30.85% | 7.70% | 0.26x | 15.49x | Rs10.24 Billion |
| 2014 | 30.93% | 7.25% | 0.26x | 16.26x | Rs10.56 Billion |
| 2015 | 30.83% | 4.84% | 0.34x | 19.02x | Rs11.08 Billion |
| 2016 | 30.67% | 8.15% | 0.19x | 19.47x | Rs11.12 Billion |
| 2017 | 26.01% | 4.51% | 0.30x | 19.29x | Rs10.35 Billion |
| 2018 | 23.32% | 4.22% | 0.27x | 20.43x | Rs9.25 Billion |
| 2019 | 16.03% | 2.79% | 0.25x | 23.03x | Rs4.28 Billion |
| 2020 | 14.66% | 5.31% | 0.13x | 21.44x | Rs3.39 Billion |
| 2021 | 10.42% | 1.16% | 0.38x | 23.67x | Rs383.62 Million |
| 2022 | 8.29% | 1.23% | 0.25x | 26.69x | Rs-1.57 Billion |
| 2023 | 8.03% | 1.67% | 0.19x | 25.26x | Rs-1.99 Billion |
| 2024 | 7.73% | 0.95% | 0.30x | 27.17x | Rs-2.50 Billion |
| 2025 | 9.93% | 1.70% | 0.22x | 26.33x | Rs-78.58 Million |
| 2026 | 11.80% | 2.54% | 0.20x | 23.46x | Rs2.45 Billion |
Industry Comparison
This section compares ICICI Prudential Life Insurance Company Limited's net assets metrics with peer companies in the Insurance - Life industry.
Industry Context
- Industry: Insurance - Life
- Average net assets among peers: $218,884,056,600
- Average return on equity (ROE) among peers: 18.89%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| ICICI Prudential Life Insurance Company Limited (ICICIPRULI) | Rs143.75 Billion | 28.37% | 22.50x | $6.43 Billion |
| HDFC Life Insurance Company Limited (HDFCLIFE) | $68.07 Billion | 19.06% | 18.43x | $12.33 Billion |
| Life Insurance Corporation Of India (LICI) | $829.00 Billion | 49.36% | 63.13x | $52.43 Billion |
| Max Financial Services Limited (MFSL) | $64.03 Billion | 5.11% | 28.67x | $4.46 Billion |
| SBI Life Insurance Company Limited (SBILIFE) | $116.22 Billion | 12.96% | 22.52x | $18.00 Billion |
| Star Health and Allied Insurance Company Limited (STARHEALTH) | $17.10 Billion | 7.99% | 0.01x | $3.38 Billion |
About ICICI Prudential Life Insurance Company Limited
ICICI Life Insurance Limited provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. The company offers term, savings, unit linked, guaranteed return, child education, and retirement insurance plans; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through … Read more