IDFC First Bank Limited
IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers treasury and forex solutions, including correspondent banking, FX, cross-border swift, government bonds and strips, liberalized remittance scheme, and external commercial borrowi… Read more
IDFC First Bank Limited (IDFCFIRSTB) - Net Assets
Latest net assets as of December 2025: ₹470.88 Billion INR
Based on the latest financial reports, IDFC First Bank Limited (IDFCFIRSTB) has net assets worth ₹470.88 Billion INR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹3.93 Trillion) and total liabilities (₹3.46 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹470.88 Billion |
| % of Total Assets | 11.97% |
| Annual Growth Rate | N/A |
| 5-Year Change | 113.16% |
| 10-Year Change | 179.89% |
| Growth Volatility | 11.75 |
IDFC First Bank Limited - Net Assets Trend (2015–2025)
This chart illustrates how IDFC First Bank Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for IDFC First Bank Limited (2015–2025)
The table below shows the annual net assets of IDFC First Bank Limited from 2015 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹381.56 Billion | +18.23% |
| 2024-03-31 | ₹322.74 Billion | +24.86% |
| 2023-03-31 | ₹258.48 Billion | +22.60% |
| 2022-03-31 | ₹210.82 Billion | +17.78% |
| 2021-03-31 | ₹179.00 Billion | +16.21% |
| 2020-03-31 | ₹154.04 Billion | -15.36% |
| 2019-03-31 | ₹181.99 Billion | +19.15% |
| 2018-03-31 | ₹152.74 Billion | +4.07% |
| 2017-03-31 | ₹146.77 Billion | +7.66% |
| 2016-03-31 | ₹136.33 Billion | +537898.68% |
| 2015-03-31 | ₹-25.35 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to IDFC First Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1787914900000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹17.85 Billion | 4.68% |
| Common Stock | ₹73.22 Billion | 19.19% |
| Other Comprehensive Income | ₹125.17 Billion | 32.80% |
| Other Components | ₹165.32 Billion | 43.33% |
| Total Equity | ₹381.56 Billion | 100.00% |
IDFC First Bank Limited Competitors by Market Cap
The table below lists competitors of IDFC First Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
LYFT Inc
NASDAQ:LYFT
|
$4.68 Billion |
|
Lumine Group Inc.
PINK:LMGIF
|
$4.68 Billion |
|
Figure Technology Solutions, Inc. Class A Common Stock
NASDAQ:FIGR
|
$4.68 Billion |
|
China Shipbuilding Industry Group Power Co Ltd
SHG:600482
|
$4.69 Billion |
|
TPG INC CLASS A DL-001
F:B81
|
$4.68 Billion |
|
Companhia Energética de Minas Gerais
F:CID
|
$4.68 Billion |
|
Croda International Plc
PINK:COIHF
|
$4.68 Billion |
|
Clearway Energy Inc Class C
NYSE:CWEN
|
$4.68 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in IDFC First Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 322,735,785,000 to 381,557,800,000, a change of 58,822,015,000 (18.2%).
- Net income of 14,903,500,000 contributed positively to equity growth.
- Share repurchases of 32,786,900,000 reduced equity.
- New share issuances of 32,786,900,000 increased equity.
- Other comprehensive income increased equity by 111,855,131,000.
- Other factors decreased equity by 67,936,616,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹14.90 Billion | +3.91% |
| Share Repurchases | ₹32.79 Billion | -8.59% |
| Share Issuances | ₹32.79 Billion | +8.59% |
| Other Comprehensive Income | ₹111.86 Billion | +29.32% |
| Other Changes | ₹-67.94 Billion | -17.81% |
| Total Change | ₹- | 18.23% |
Book Value vs Market Value Analysis
This analysis compares IDFC First Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.21x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-03-31 | ₹-0.01 | ₹62.81 | x |
| 2016-03-31 | ₹68.35 | ₹62.81 | x |
| 2017-03-31 | ₹42.92 | ₹62.81 | x |
| 2018-03-31 | ₹44.78 | ₹62.81 | x |
| 2019-03-31 | ₹44.12 | ₹62.81 | x |
| 2020-03-31 | ₹32.18 | ₹62.81 | x |
| 2021-03-31 | ₹32.10 | ₹62.81 | x |
| 2022-03-31 | ₹33.56 | ₹62.81 | x |
| 2023-03-31 | ₹40.78 | ₹62.81 | x |
| 2024-03-31 | ₹46.35 | ₹62.81 | x |
| 2025-03-31 | ₹51.97 | ₹62.81 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently IDFC First Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.91%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 3.42%
- • Asset Turnover: 0.13x
- • Equity Multiplier: 9.01x
- Recent ROE (3.91%) is above the historical average (1.03%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 0.00% | 0.00% | 0.00x | 0.00x | ₹-59.50 Million |
| 2016 | 1.60% | 5.38% | 0.05x | 5.43x | ₹-11.45 Billion |
| 2017 | 6.94% | 13.09% | 0.07x | 7.64x | ₹-4.49 Billion |
| 2018 | 5.76% | 8.47% | 0.08x | 8.27x | ₹-6.47 Billion |
| 2019 | -10.48% | -16.04% | 0.07x | 9.18x | ₹-37.28 Billion |
| 2020 | -18.46% | -16.81% | 0.11x | 9.68x | ₹-43.84 Billion |
| 2021 | 2.70% | 2.54% | 0.12x | 9.11x | ₹-13.07 Billion |
| 2022 | 0.63% | 0.64% | 0.11x | 9.02x | ₹-19.76 Billion |
| 2023 | 9.61% | 9.11% | 0.11x | 9.28x | ₹-998.26 Million |
| 2024 | 9.12% | 8.09% | 0.12x | 9.18x | ₹-2.85 Billion |
| 2025 | 3.91% | 3.42% | 0.13x | 9.01x | ₹-23.25 Billion |
Industry Comparison
This section compares IDFC First Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $156,553,838,400
- Average return on equity (ROE) among peers: 7.35%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| IDFC First Bank Limited (IDFCFIRSTB) | ₹470.88 Billion | 0.00% | 7.36x | $4.68 Billion |
| AU Small Finance Bank Limited (AUBANK) | $109.77 Billion | 13.01% | 7.22x | $5.53 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $216.10 Billion | 10.32% | 7.23x | $1.95 Billion |
| Bank of Baroda (BANKBARODA) | $113.95 Billion | 13.59% | 15.10x | $5.99 Billion |
| Bank of India (BANKINDIA) | $478.14 Billion | -11.35% | 12.19x | $1.35 Billion |
| Canara Bank (CANBK) | $232.05 Billion | 14.40% | 15.34x | $4.81 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $4.07 Billion | 6.24% | 12.10x | $29.58 Million |
| Central Bank of India (CENTRALBK) | $369.67 Billion | 10.64% | 12.00x | $276.56 Million |
| CSB Bank Limited (CSBBANK) | $5.46 Billion | -10.62% | 27.88x | $387.35 Million |
| City Union Bank Limited (CUB) | $8.26 Billion | 18.50% | 13.00x | $1.96 Billion |
| DCB Bank Limited (DCBBANK) | $28.08 Billion | 8.74% | 9.76x | $517.83 Million |