Bank of Maharashtra
Bank of Maharashtra provides various banking products and services in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It accepts savings, current, term, and demand deposits, as well as provides capital gain account schemes. The company also offers housing loans, vehicle and car loans, topup loans, education loans, g… Read more
Bank of Maharashtra (MAHABANK) - Net Assets
Latest net assets as of December 2025: ₹334.06 Billion INR
Based on the latest financial reports, Bank of Maharashtra (MAHABANK) has net assets worth ₹334.06 Billion INR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹3.93 Trillion) and total liabilities (₹3.60 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹334.06 Billion |
| % of Total Assets | 8.49% |
| Annual Growth Rate | 17.24% |
| 5-Year Change | 133.24% |
| 10-Year Change | 224.01% |
| Growth Volatility | 24.73 |
Bank of Maharashtra - Net Assets Trend (2005–2025)
This chart illustrates how Bank of Maharashtra's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank of Maharashtra (2005–2025)
The table below shows the annual net assets of Bank of Maharashtra from 2005 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹287.08 Billion | +44.47% |
| 2024-03-31 | ₹198.71 Billion | +25.84% |
| 2023-03-31 | ₹157.90 Billion | +12.29% |
| 2022-03-31 | ₹140.62 Billion | +14.25% |
| 2021-03-31 | ₹123.08 Billion | +12.83% |
| 2020-03-31 | ₹109.09 Billion | +85.43% |
| 2019-03-31 | ₹58.83 Billion | -41.56% |
| 2018-03-31 | ₹100.67 Billion | +34.78% |
| 2017-03-31 | ₹74.69 Billion | -15.70% |
| 2016-03-31 | ₹88.60 Billion | +9.08% |
| 2015-03-31 | ₹81.23 Billion | +9.62% |
| 2014-03-31 | ₹74.10 Billion | +15.31% |
| 2013-03-31 | ₹64.26 Billion | +35.51% |
| 2012-03-31 | ₹47.42 Billion | +19.02% |
| 2011-03-31 | ₹39.84 Billion | +38.95% |
| 2010-03-31 | ₹28.67 Billion | +13.51% |
| 2009-03-31 | ₹25.26 Billion | +41.21% |
| 2008-03-31 | ₹17.89 Billion | +2.35% |
| 2007-03-31 | ₹17.48 Billion | +10.83% |
| 2006-03-31 | ₹15.77 Billion | +32.19% |
| 2005-03-31 | ₹11.93 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank of Maharashtra's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 19556.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹63.78 Billion | 22.22% |
| Common Stock | ₹76.92 Billion | 26.79% |
| Other Comprehensive Income | ₹107.71 Billion | 37.52% |
| Other Components | ₹38.67 Billion | 13.47% |
| Total Equity | ₹287.08 Billion | 100.00% |
Bank of Maharashtra Competitors by Market Cap
The table below lists competitors of Bank of Maharashtra ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Chongqing Iron & Steel Co Ltd Class A
SHG:601005
|
$1.22 Billion |
|
KEYMED BIOSCIENCES -0001
F:64Z
|
$1.22 Billion |
|
Quidel Corporation
NASDAQ:QDEL
|
$1.22 Billion |
|
Hoshizaki Corporation
PINK:HSHZY
|
$1.22 Billion |
|
Sandy Spring Bancorp Inc
NASDAQ:SASR
|
$1.21 Billion |
|
STORSKOGEN GROUP AB SER.B
F:0VK
|
$1.21 Billion |
|
Chengdu Xingrong Investment Co Ltd
SHE:000598
|
$1.21 Billion |
|
Bitfarms Ltd
NASDAQ:BITF
|
$1.21 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank of Maharashtra's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 198,706,212,000 to 287,079,800,000, a change of 88,373,588,000 (44.5%).
- Net income of 55,417,768,000 contributed positively to equity growth.
- Dividend payments of 9,913,923,000 reduced retained earnings.
- Share repurchases of 35,000,000,000 reduced equity.
- New share issuances of 35,000,000,000 increased equity.
- Other comprehensive income increased equity by 25,947,516,000.
- Other factors increased equity by 16,922,227,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹55.42 Billion | +19.3% |
| Dividends Paid | ₹9.91 Billion | -3.45% |
| Share Repurchases | ₹35.00 Billion | -12.19% |
| Share Issuances | ₹35.00 Billion | +12.19% |
| Other Comprehensive Income | ₹25.95 Billion | +9.04% |
| Other Changes | ₹16.92 Billion | +5.89% |
| Total Change | ₹- | 44.47% |
Book Value vs Market Value Analysis
This analysis compares Bank of Maharashtra's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.73x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 32.84x to 1.73x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-03-31 | ₹2.04 | ₹67.11 | x |
| 2006-03-31 | ₹2.70 | ₹67.11 | x |
| 2007-03-31 | ₹2.99 | ₹67.11 | x |
| 2008-03-31 | ₹3.06 | ₹67.11 | x |
| 2009-03-31 | ₹4.33 | ₹67.11 | x |
| 2010-03-31 | ₹4.91 | ₹67.11 | x |
| 2011-03-31 | ₹6.83 | ₹67.11 | x |
| 2012-03-31 | ₹8.12 | ₹67.11 | x |
| 2013-03-31 | ₹11.01 | ₹67.11 | x |
| 2014-03-31 | ₹12.69 | ₹67.11 | x |
| 2015-03-31 | ₹13.92 | ₹67.11 | x |
| 2016-03-31 | ₹79.70 | ₹67.11 | x |
| 2017-03-31 | ₹63.93 | ₹67.11 | x |
| 2018-03-31 | ₹78.93 | ₹67.11 | x |
| 2019-03-31 | ₹17.53 | ₹67.11 | x |
| 2020-03-31 | ₹18.76 | ₹67.11 | x |
| 2021-03-31 | ₹19.67 | ₹67.11 | x |
| 2022-03-31 | ₹21.05 | ₹67.11 | x |
| 2023-03-31 | ₹23.46 | ₹67.11 | x |
| 2024-03-31 | ₹28.31 | ₹67.11 | x |
| 2025-03-31 | ₹38.90 | ₹67.11 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank of Maharashtra utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 19.30%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 20.49%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 12.87x
- Recent ROE (19.30%) is above the historical average (4.15%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 14.96% | 14.55% | 0.04x | 27.58x | ₹591.66 Million |
| 2006 | 3.32% | 5.39% | 0.03x | 19.80x | ₹-1.05 Billion |
| 2007 | 15.61% | 22.07% | 0.03x | 22.32x | ₹981.19 Million |
| 2008 | 18.44% | 22.94% | 0.03x | 26.92x | ₹1.51 Billion |
| 2009 | 14.91% | 22.19% | 0.03x | 23.37x | ₹1.24 Billion |
| 2010 | 15.33% | 24.42% | 0.03x | 24.78x | ₹1.53 Billion |
| 2011 | 8.40% | 13.73% | 0.03x | 19.19x | ₹-636.29 Million |
| 2012 | 9.21% | 13.83% | 0.04x | 18.57x | ₹-373.89 Million |
| 2013 | 11.97% | 19.33% | 0.03x | 18.20x | ₹1.27 Billion |
| 2014 | 5.38% | 9.14% | 0.03x | 18.40x | ₹-3.42 Billion |
| 2015 | 5.72% | 9.41% | 0.03x | 17.98x | ₹-3.48 Billion |
| 2016 | 1.33% | 2.40% | 0.03x | 18.17x | ₹-7.68 Billion |
| 2017 | -18.16% | -28.57% | 0.03x | 21.34x | ₹-21.03 Billion |
| 2018 | -11.05% | -22.47% | 0.03x | 15.54x | ₹-21.19 Billion |
| 2019 | -80.97% | -89.79% | 0.03x | 27.99x | ₹-53.52 Billion |
| 2020 | 3.66% | 6.60% | 0.04x | 15.49x | ₹-6.92 Billion |
| 2021 | 4.64% | 13.81% | 0.02x | 15.99x | ₹-6.59 Billion |
| 2022 | 8.20% | 7.61% | 0.07x | 16.41x | ₹-2.53 Billion |
| 2023 | 16.50% | 14.16% | 0.07x | 16.96x | ₹10.26 Billion |
| 2024 | 20.49% | 17.97% | 0.07x | 15.47x | ₹20.85 Billion |
| 2025 | 19.30% | 20.49% | 0.07x | 12.87x | ₹26.71 Billion |
Industry Comparison
This section compares Bank of Maharashtra's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $153,914,673,384
- Average return on equity (ROE) among peers: 1.72%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank of Maharashtra (MAHABANK) | ₹334.06 Billion | 14.96% | 10.77x | $1.22 Billion |
| AU Small Finance Bank Limited (AUBANK) | $171.66 Billion | 12.27% | 8.20x | $5.64 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $112.02 Billion | 17.42% | 4.04x | $1.95 Billion |
| Bank of Baroda (BANKBARODA) | $764.90 Billion | 1.21% | 14.69x | $6.06 Billion |
| Canara Bank (CANBK) | $351.83 Billion | 3.86% | 15.94x | $4.81 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $895.11 Million | 15.89% | 17.77x | $29.44 Million |
| Central Bank of India (CENTRALBK) | $110.28 Billion | 11.92% | 18.04x | $275.77 Million |
| CSB Bank Limited (CSBBANK) | $21.80 Billion | 10.02% | 9.70x | $383.55 Million |
| City Union Bank Limited (CUB) | $2.41 Billion | 19.24% | 13.52x | $1.93 Billion |
| DCB Bank Limited (DCBBANK) | $1.99 Billion | -81.69% | 22.36x | $503.70 Million |
| Dhanlaxmi Bank Limited (DHANBANK) | $1.34 Billion | 7.08% | 20.20x | $59.94 Million |