Northern Arc Capital Ltd
Northern Arc Capital Limited operates as a non-banking financial company in India. It operates through Financing Activity, Investment Advisory Services, and Investment Management Services segments. The company offers lending and allied services, such as advisory and syndication services; loans for personal, business, education, and mortgage purposes; MSME financing, MFI, consumer and vehicle fina… Read more
Northern Arc Capital Ltd (NORTHARC) - Net Assets
Latest net assets as of December 2025: ₹37.92 Billion INR
Based on the latest financial reports, Northern Arc Capital Ltd (NORTHARC) has net assets worth ₹37.92 Billion INR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹154.06 Billion) and total liabilities (₹116.14 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹37.92 Billion |
| % of Total Assets | 24.61% |
| Annual Growth Rate | 23.36% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 16.83 |
Northern Arc Capital Ltd - Net Assets Trend (2022–2025)
This chart illustrates how Northern Arc Capital Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Northern Arc Capital Ltd (2022–2025)
The table below shows the annual net assets of Northern Arc Capital Ltd from 2022 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹34.40 Billion | +48.23% |
| 2024-03-31 | ₹23.20 Billion | +12.22% |
| 2023-03-31 | ₹20.68 Billion | +12.86% |
| 2022-03-31 | ₹18.32 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Northern Arc Capital Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 132.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹11.96 Billion | 34.82% |
| Common Stock | ₹1.61 Billion | 4.70% |
| Other Components | ₹20.77 Billion | 60.48% |
| Total Equity | ₹34.34 Billion | 100.00% |
Northern Arc Capital Ltd Competitors by Market Cap
The table below lists competitors of Northern Arc Capital Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Green Cross
KO:005250
|
$228.88 Million |
|
Ji'an Mankun Technology Co. Ltd. A
SHE:301132
|
$228.92 Million |
|
METALL ZUG AG Part. Cert.
LSE:0QLX
|
$228.96 Million |
|
Jiangsu Xinning Modern Logist
SHE:300013
|
$228.96 Million |
|
Jintuo Technology Co Ltd
SHG:603211
|
$228.78 Million |
|
Daihatsu Diesel Mfg. Co. Ltd
F:D1U
|
$228.76 Million |
|
Zhejiang Tiantai Xianghe Industrial Co Ltd
SHG:603500
|
$228.75 Million |
|
Exodus Movement, Inc.
OTCQX:EXOD
|
$228.73 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Northern Arc Capital Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 23,143,850,000 to 34,342,487,000, a change of 11,198,637,000 (48.4%).
- Net income of 3,045,479,000 contributed positively to equity growth.
- New share issuances of 8,719,361,000 increased equity.
- Other factors decreased equity by 566,203,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹3.05 Billion | +8.87% |
| Share Issuances | ₹8.72 Billion | +25.39% |
| Other Changes | ₹-566.20 Million | -1.65% |
| Total Change | ₹- | 48.39% |
Book Value vs Market Value Analysis
This analysis compares Northern Arc Capital Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.96x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.02x to 0.96x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-03-31 | ₹107.76 | ₹217.55 | x |
| 2023-03-31 | ₹121.17 | ₹217.55 | x |
| 2024-03-31 | ₹143.41 | ₹217.55 | x |
| 2025-03-31 | ₹225.84 | ₹217.55 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Northern Arc Capital Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.87%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 14.89%
- • Asset Turnover: 0.15x
- • Equity Multiplier: 3.97x
- Recent ROE (8.87%) is below the historical average (11.26%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 10.46% | 25.17% | 0.09x | 4.59x | ₹80.30 Million |
| 2023 | 12.39% | 23.28% | 0.11x | 4.79x | ₹466.71 Million |
| 2024 | 13.32% | 18.97% | 0.14x | 5.06x | ₹768.95 Million |
| 2025 | 8.87% | 14.89% | 0.15x | 3.97x | ₹-388.77 Million |
Industry Comparison
This section compares Northern Arc Capital Ltd's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $3,621,595,776
- Average return on equity (ROE) among peers: 14.36%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Northern Arc Capital Ltd (NORTHARC) | ₹37.92 Billion | 10.46% | 3.06x | $228.80 Million |
| Akme Fintrade India Ltd (AFIL) | $3.82 Billion | 8.69% | 0.77x | $14.54 Million |
| Arman Financial Services Limited (ARMANFIN) | $196.82 Million | 15.55% | 2.31x | $97.80 Million |
| Baid Finserv Limited (BAIDFIN) | $1.30 Billion | 5.85% | 1.62x | $4.85 Million |
| Capital Trust Limited (CAPTRUST) | $93.80 Million | 16.46% | 2.19x | $586.90K |
| Capri Global Capital Limited (CGCL) | $1.53 Billion | 67.12% | 0.54x | $555.03 Million |
| Cholamandalam Financial Holdings Limited (CHOLAHLDNG) | $8.02 Billion | 8.68% | 3.62x | $1.74 Billion |
| Capital India Finance Limited (CIFL) | $6.56 Billion | -6.33% | 1.73x | $2.98K |
| CP Capital Limited (CPCAP) | $5.46 Billion | 6.99% | 0.14x | $4.60 Million |
| CREDITACCESS GRAMEEN LIMITED (CREDITACC) | $6.91 Billion | 10.89% | 4.16x | $724.43 Million |
| CSL Finance Limited (CSLFINANCE) | $2.33 Billion | 9.66% | 0.43x | $19.61 Million |