RBL Bank Limited
RBL Bank Limited operates as a scheduled commercial bank in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, special institutions, and seafarer accounts; safe deposit lockers; fixed, recurring, and smart deposits; and portfolio investment schemes. It also provides housing, personal… Read more
RBL Bank Limited (RBLBANK) - Net Assets
Latest net assets as of September 2025: ₹161.20 Billion INR
Based on the latest financial reports, RBL Bank Limited (RBLBANK) has net assets worth ₹161.20 Billion INR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹1.54 Trillion) and total liabilities (₹1.38 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹161.20 Billion |
| % of Total Assets | 10.47% |
| Annual Growth Rate | 28.77% |
| 5-Year Change | 23.71% |
| 10-Year Change | 424.37% |
| Growth Volatility | 180.89 |
RBL Bank Limited - Net Assets Trend (2010–2025)
This chart illustrates how RBL Bank Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for RBL Bank Limited (2010–2025)
The table below shows the annual net assets of RBL Bank Limited from 2010 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹156.70 Billion | +5.61% |
| 2024-03-31 | ₹148.37 Billion | -85.52% |
| 2023-03-31 | ₹1.02 Trillion | +717.80% |
| 2022-03-31 | ₹125.30 Billion | -1.07% |
| 2021-03-31 | ₹126.66 Billion | +19.89% |
| 2020-03-31 | ₹105.65 Billion | +40.22% |
| 2019-03-31 | ₹75.35 Billion | +12.47% |
| 2018-03-31 | ₹66.99 Billion | +54.49% |
| 2017-03-31 | ₹43.36 Billion | +45.11% |
| 2016-03-31 | ₹29.88 Billion | +34.04% |
| 2015-03-31 | ₹22.29 Billion | +18.32% |
| 2014-03-31 | ₹18.84 Billion | +17.35% |
| 2013-03-31 | ₹16.06 Billion | +40.45% |
| 2012-03-31 | ₹11.43 Billion | +5.37% |
| 2011-03-31 | ₹10.85 Billion | +207.38% |
| 2010-03-31 | ₹3.53 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to RBL Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 116934.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹2.58 Billion | 1.65% |
| Common Stock | ₹6.08 Billion | 3.88% |
| Other Comprehensive Income | ₹1.70 Billion | 1.08% |
| Other Components | ₹146.34 Billion | 93.39% |
| Total Equity | ₹156.70 Billion | 100.00% |
RBL Bank Limited Competitors by Market Cap
The table below lists competitors of RBL Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Shanghai AtHub Co Ltd
SHG:603881
|
$1.96 Billion |
|
Jiangxi Hongdu Aviation Industry Co Ltd
SHG:600316
|
$1.96 Billion |
|
Chung-Hsin Electric & Machinery Mfg Corp
TW:1513
|
$1.96 Billion |
|
Intouch Holdings Public Company Limited
BK:INTUCH
|
$1.96 Billion |
|
Geo Group Inc
NYSE:GEO
|
$1.96 Billion |
|
Aecc Aero Engine Control Co Ltd
SHE:000738
|
$1.96 Billion |
|
ASYMCHEM LAB.(TIAN.)H YC1
F:7K90
|
$1.96 Billion |
|
L E Lundbergföretagen AB (publ)
PINK:LBGUF
|
$1.96 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in RBL Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 148,374,374,000 to 156,695,300,000, a change of 8,320,926,000 (5.6%).
- Net income of 7,170,600,000 contributed positively to equity growth.
- Dividend payments of 909,600,000 reduced retained earnings.
- Share repurchases of 381,600,000 reduced equity.
- New share issuances of 381,600,000 increased equity.
- Other comprehensive income decreased equity by 48,694,714,000.
- Other factors increased equity by 50,754,640,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹7.17 Billion | +4.58% |
| Dividends Paid | ₹909.60 Million | -0.58% |
| Share Repurchases | ₹381.60 Million | -0.24% |
| Share Issuances | ₹381.60 Million | +0.24% |
| Other Comprehensive Income | ₹-48.69 Billion | -31.08% |
| Other Changes | ₹50.75 Billion | +32.39% |
| Total Change | ₹- | 5.61% |
Book Value vs Market Value Analysis
This analysis compares RBL Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.17x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 8.94x to 1.17x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2010-03-31 | ₹33.71 | ₹301.35 | x |
| 2011-03-31 | ₹83.58 | ₹301.35 | x |
| 2012-03-31 | ₹53.18 | ₹301.35 | x |
| 2013-03-31 | ₹53.25 | ₹301.35 | x |
| 2014-03-31 | ₹69.26 | ₹301.35 | x |
| 2015-03-31 | ₹75.97 | ₹301.35 | x |
| 2016-03-31 | ₹92.02 | ₹301.35 | x |
| 2017-03-31 | ₹114.73 | ₹301.35 | x |
| 2018-03-31 | ₹159.63 | ₹301.35 | x |
| 2019-03-31 | ₹174.14 | ₹301.35 | x |
| 2020-03-31 | ₹231.99 | ₹301.35 | x |
| 2021-03-31 | ₹231.53 | ₹301.35 | x |
| 2022-03-31 | ₹209.21 | ₹301.35 | x |
| 2023-03-31 | ₹224.68 | ₹301.35 | x |
| 2024-03-31 | ₹241.87 | ₹301.35 | x |
| 2025-03-31 | ₹256.98 | ₹301.35 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently RBL Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.58%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.02%
- • Asset Turnover: 0.12x
- • Equity Multiplier: 9.37x
- Recent ROE (4.58%) is below the historical average (6.29%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 5.41% | 12.14% | 0.08x | 5.91x | ₹-161.90 Million |
| 2011 | 1.14% | 5.93% | 0.06x | 2.98x | ₹-961.72 Million |
| 2012 | 5.69% | 12.28% | 0.07x | 6.30x | ₹-492.21 Million |
| 2013 | 5.78% | 9.25% | 0.08x | 8.07x | ₹-677.12 Million |
| 2014 | 4.92% | 5.75% | 0.09x | 9.66x | ₹-957.50 Million |
| 2015 | 9.29% | 8.81% | 0.09x | 12.16x | ₹-157.65 Million |
| 2016 | 9.79% | 9.04% | 0.08x | 13.10x | ₹-63.39 Million |
| 2017 | 10.30% | 10.08% | 0.09x | 11.23x | ₹131.76 Million |
| 2018 | 9.46% | 11.30% | 0.09x | 9.26x | ₹-363.83 Million |
| 2019 | 11.39% | 11.16% | 0.10x | 10.67x | ₹1.04 Billion |
| 2020 | 4.73% | 4.67% | 0.12x | 8.42x | ₹-5.56 Billion |
| 2021 | 4.18% | 5.02% | 0.10x | 7.94x | ₹-7.37 Billion |
| 2022 | -1.33% | -1.54% | 0.10x | 8.47x | ₹-14.19 Billion |
| 2023 | 6.80% | 7.59% | 0.10x | 8.56x | ₹-4.33 Billion |
| 2024 | 8.49% | 8.22% | 0.11x | 9.33x | ₹-2.24 Billion |
| 2025 | 4.58% | 4.02% | 0.12x | 9.37x | ₹-8.50 Billion |
Industry Comparison
This section compares RBL Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $163,176,607,842
- Average return on equity (ROE) among peers: 11.33%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| RBL Bank Limited (RBLBANK) | ₹161.20 Billion | 5.41% | 8.56x | $1.96 Billion |
| AU Small Finance Bank Limited (AUBANK) | $62.75 Billion | 18.66% | 7.22x | $5.81 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $93.82 Billion | 14.34% | 3.72x | $1.95 Billion |
| Bank of Baroda (BANKBARODA) | $422.04 Billion | 9.27% | 16.39x | $6.06 Billion |
| Canara Bank (CANBK) | $931.34 Billion | 16.40% | 15.48x | $4.81 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $2.34 Billion | 8.14% | 13.35x | $30.16 Million |
| Central Bank of India (CENTRALBK) | $24.55 Billion | 25.95% | 24.69x | $277.66 Million |
| CSB Bank Limited (CSBBANK) | $44.98 Billion | 13.20% | 9.64x | $423.30 Million |
| City Union Bank Limited (CUB) | $35.70 Billion | 14.08% | 8.88x | $1.99 Billion |
| DCB Bank Limited (DCBBANK) | $5.98 Billion | -14.72% | 8.93x | $534.76 Million |
| Dhanlaxmi Bank Limited (DHANBANK) | $8.27 Billion | 7.95% | 13.83x | $61.51 Million |