SRG HOUSING FINANCE ORD (BSE)
SRG Housing Finance Limited operates as a housing finance company in India. The company offers home loans, including construction, repair renovation and extension, new purchase, resale home purchase, plot and construction, and builder/project loans; loans against residential and commercial properties; balance transfer loan; and top-up loans. It offers its services to low- and middle-income indivi… Read more
SRG HOUSING FINANCE ORD (BSE) (SRGHFL) - Net Assets
Latest net assets as of September 2025: ₹2.79 Billion INR
Based on the latest financial reports, SRG HOUSING FINANCE ORD (BSE) (SRGHFL) has net assets worth ₹2.79 Billion INR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹9.83 Billion) and total liabilities (₹7.04 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹2.79 Billion |
| % of Total Assets | 28.4% |
| Annual Growth Rate | 28.67% |
| 5-Year Change | 181.96% |
| 10-Year Change | N/A |
| Growth Volatility | 17.95 |
SRG HOUSING FINANCE ORD (BSE) - Net Assets Trend (2020–2025)
This chart illustrates how SRG HOUSING FINANCE ORD (BSE)'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for SRG HOUSING FINANCE ORD (BSE) (2020–2025)
The table below shows the annual net assets of SRG HOUSING FINANCE ORD (BSE) from 2020 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹2.64 Billion | +65.31% |
| 2024-03-31 | ₹1.60 Billion | +19.82% |
| 2023-03-31 | ₹1.33 Billion | +17.16% |
| 2022-03-31 | ₹1.14 Billion | +21.50% |
| 2021-03-31 | ₹936.11 Million | +25.05% |
| 2020-03-31 | ₹748.56 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to SRG HOUSING FINANCE ORD (BSE)'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 216.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹1.18 Billion | 44.80% |
| Common Stock | ₹156.76 Million | 5.94% |
| Other Comprehensive Income | ₹322.26 Million | 12.21% |
| Other Components | ₹977.98 Million | 37.05% |
| Total Equity | ₹2.64 Billion | 100.00% |
SRG HOUSING FINANCE ORD (BSE) Competitors by Market Cap
The table below lists competitors of SRG HOUSING FINANCE ORD (BSE) ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Xreality Group Ltd
AU:XRG
|
$9.93 Million |
|
Manaksia Steels Limited
NSE:MANAKSTEEL
|
$9.94 Million |
|
SETANTA A-E ZY -10
F:SE2
|
$9.94 Million |
|
GCM Resources Plc
PINK:GCLMF
|
$9.94 Million |
|
Hana 30 Special Purpose Acquisition Company
KQ:469880
|
$9.93 Million |
|
Koonenberry Gold Ltd
AU:KNB
|
$9.93 Million |
|
Kirana Megatara Tbk PT
JK:KMTR
|
$9.92 Million |
|
Dierig Holding AG
XETRA:DIE
|
$9.92 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in SRG HOUSING FINANCE ORD (BSE)'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,596,683,000 to 2,639,494,000, a change of 1,042,811,000 (65.3%).
- Net income of 243,950,000 contributed positively to equity growth.
- New share issuances of 797,040,000 increased equity.
- Other comprehensive income increased equity by 40,978,000.
- Other factors decreased equity by 39,157,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹243.95 Million | +9.24% |
| Share Issuances | ₹797.04 Million | +30.2% |
| Other Comprehensive Income | ₹40.98 Million | +1.55% |
| Other Changes | ₹-39.16 Million | -1.48% |
| Total Change | ₹- | 65.31% |
Book Value vs Market Value Analysis
This analysis compares SRG HOUSING FINANCE ORD (BSE)'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.38x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 4.52x to 1.38x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-03-31 | ₹57.58 | ₹260.15 | x |
| 2021-03-31 | ₹72.01 | ₹260.15 | x |
| 2022-03-31 | ₹87.49 | ₹260.15 | x |
| 2023-03-31 | ₹101.17 | ₹260.15 | x |
| 2024-03-31 | ₹118.28 | ₹260.15 | x |
| 2025-03-31 | ₹188.65 | ₹260.15 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently SRG HOUSING FINANCE ORD (BSE) utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.24%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.22%
- • Asset Turnover: 0.16x
- • Equity Multiplier: 3.29x
- Recent ROE (9.24%) is below the historical average (16.20%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | 24.01% | 27.70% | 0.20x | 4.42x | ₹104.85 Million |
| 2021 | 20.12% | 27.98% | 0.17x | 4.20x | ₹94.73 Million |
| 2022 | 17.87% | 27.76% | 0.18x | 3.68x | ₹89.48 Million |
| 2023 | 12.80% | 20.43% | 0.16x | 3.85x | ₹37.31 Million |
| 2024 | 13.19% | 27.84% | 0.11x | 4.20x | ₹50.92 Million |
| 2025 | 9.24% | 17.22% | 0.16x | 3.29x | ₹-20.00 Million |
Industry Comparison
This section compares SRG HOUSING FINANCE ORD (BSE)'s net assets metrics with peer companies in the Mortgage Finance industry.
Industry Context
- Industry: Mortgage Finance
- Average net assets among peers: $39,385,182,100
- Average return on equity (ROE) among peers: 12.36%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| SRG HOUSING FINANCE ORD (BSE) (SRGHFL) | ₹2.79 Billion | 24.01% | 2.52x | $9.93 Million |
| Aadhar Housing Finance Ltd (AADHARHFC) | $26.93 Billion | 0.00% | 4.06x | $588.72 Million |
| Aavas Financiers Limited (AAVAS) | $1.01 Billion | 18.81% | 7.40x | $497.55 Million |
| Aptus Value Housing Finance India Limited (APTUS) | $33.39 Billion | 15.06% | 1.15x | $898.91 Million |
| Bajaj Housing Finance (BAJAJHFL) | $36.58 Billion | 2.85% | 4.26x | $877.90 Million |
| Can Fin Homes Limited (CANFINHOME) | $1.74 Billion | 15.52% | 9.45x | $860.40 Million |
| GIC Housing Finance Limited (GICHSGFIN) | $4.66 Billion | 24.40% | 6.99x | $58.58 Million |
| Home First Finance Company India Limited (HOMEFIRST) | $5.23 Billion | 8.75% | 3.75x | $950.21 Million |
| INDIA SHELTER FINANCE CORPORATION LIMITED (INDIASHLTR) | $22.99 Billion | 10.77% | 1.52x | $357.03 Million |
| LIC Housing Finance Limited (LICHSGFIN) | $111.57 Billion | 17.41% | 12.53x | $1.73 Billion |
| PNB Housing Finance Limited (PNBHOUSING) | $149.74 Billion | 10.07% | 3.84x | $1.58 Billion |