Aspen Insurance Holdings Limited
Aspen Insurance Holdings Limited, together with its subsidiaries, engages in the insurance and reinsurance businesses in Australia, Asia, the United Kingdom, Ireland, rest of Europe, the United States, Canada, and internationally. It offers various reinsurance and retrocession products, including property catastrophe reinsurance, other property reinsurance, casualty reinsurance, and specialty rei… Read more
Aspen Insurance Holdings Limited (AHL) - Net Assets
Latest net assets as of September 2025: $3.47 Billion USD
Based on the latest financial reports, Aspen Insurance Holdings Limited (AHL) has net assets worth $3.47 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($16.41 Billion) and total liabilities ($12.94 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $3.47 Billion |
| % of Total Assets | 21.17% |
| Annual Growth Rate | 6.31% |
| 5-Year Change | 16.79% |
| 10-Year Change | -1.4% |
| Growth Volatility | 15.75 |
Aspen Insurance Holdings Limited - Net Assets Trend (2002–2024)
This chart illustrates how Aspen Insurance Holdings Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Aspen Insurance Holdings Limited (2002–2024)
The table below shows the annual net assets of Aspen Insurance Holdings Limited from 2002 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $3.37 Billion | +15.93% |
| 2023-12-31 | $2.91 Billion | +23.35% |
| 2022-12-31 | $2.36 Billion | -15.02% |
| 2021-12-31 | $2.77 Billion | -3.89% |
| 2020-12-31 | $2.89 Billion | +5.93% |
| 2019-12-31 | $2.73 Billion | +3.22% |
| 2018-12-31 | $2.64 Billion | -9.84% |
| 2017-12-31 | $2.93 Billion | -19.73% |
| 2016-12-31 | $3.65 Billion | +6.68% |
| 2015-12-31 | $3.42 Billion | +0.02% |
| 2014-12-31 | $3.42 Billion | +3.63% |
| 2013-12-31 | $3.30 Billion | -5.41% |
| 2012-12-31 | $3.49 Billion | +10.53% |
| 2011-12-31 | $3.16 Billion | -2.65% |
| 2010-12-31 | $3.24 Billion | -1.92% |
| 2009-12-31 | $3.31 Billion | +18.94% |
| 2008-12-31 | $2.78 Billion | -1.37% |
| 2007-12-31 | $2.82 Billion | +17.93% |
| 2006-12-31 | $2.39 Billion | +17.13% |
| 2005-12-31 | $2.04 Billion | +37.68% |
| 2004-12-31 | $1.48 Billion | +14.08% |
| 2003-12-31 | $1.30 Billion | +47.90% |
| 2002-12-31 | $878.10 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Aspen Insurance Holdings Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 6996.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $2.03 Billion | 60.19% |
| Common Stock | $600.00K | 0.02% |
| Other Comprehensive Income | $-390.10 Million | -11.57% |
| Other Components | $1.73 Billion | 51.36% |
| Total Equity | $3.37 Billion | 100.00% |
Aspen Insurance Holdings Limited Competitors by Market Cap
The table below lists competitors of Aspen Insurance Holdings Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Fill Up Media SA
PA:ALFUM
|
$14.68 Million |
|
Bokusgruppen AB
ST:BOKUS
|
$14.68 Million |
|
Skane mollan AB
ST:SKMO
|
$14.69 Million |
|
China Changbaishan International Holdings Limited
F:CL70
|
$14.69 Million |
|
IBI Inv House
TA:IBI
|
$14.67 Million |
|
Südwestdeutsche Salzwerke AG
F:SSH
|
$14.67 Million |
|
Thanulux Public Company Limited
BK:TNL
|
$14.66 Million |
|
CANUC RES CORP.
F:C8SN
|
$14.66 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Aspen Insurance Holdings Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 2,908,500,000 to 3,371,900,000, a change of 463,400,000 (15.9%).
- Net income of 486,100,000 contributed positively to equity growth.
- Dividend payments of 249,900,000 reduced retained earnings.
- Share repurchases of 275,000,000 reduced equity.
- New share issuances of 217,000,000 increased equity.
- Other comprehensive income increased equity by 10,200,000.
- Other factors increased equity by 275,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $486.10 Million | +14.42% |
| Dividends Paid | $249.90 Million | -7.41% |
| Share Repurchases | $275.00 Million | -8.16% |
| Share Issuances | $217.00 Million | +6.44% |
| Other Comprehensive Income | $10.20 Million | +0.3% |
| Other Changes | $275.00 Million | +8.16% |
| Total Change | $- | 15.93% |
Book Value vs Market Value Analysis
This analysis compares Aspen Insurance Holdings Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.03x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2002-12-31 | $15.43 | $1.10 | x |
| 2003-12-31 | $21.83 | $1.10 | x |
| 2004-12-31 | $20.83 | $1.10 | x |
| 2005-12-31 | $27.56 | $1.10 | x |
| 2006-12-31 | $24.70 | $1.10 | x |
| 2007-12-31 | $31.18 | $1.10 | x |
| 2008-12-31 | $32.27 | $1.10 | x |
| 2009-12-31 | $38.74 | $1.10 | x |
| 2010-12-31 | $40.51 | $1.10 | x |
| 2011-12-31 | $44.66 | $1.10 | x |
| 2012-12-31 | $47.34 | $1.10 | x |
| 2013-12-31 | $47.54 | $1.10 | x |
| 2014-12-31 | $51.90 | $1.10 | x |
| 2015-12-31 | $54.53 | $1.10 | x |
| 2016-12-31 | $58.95 | $1.10 | x |
| 2017-12-31 | $48.96 | $1.10 | x |
| 2018-12-31 | $44.20 | $1.10 | x |
| 2019-12-31 | $45.41 | $1.10 | x |
| 2020-12-31 | $48.10 | $1.10 | x |
| 2021-12-31 | $46.23 | $1.10 | x |
| 2022-12-31 | $39.28 | $1.10 | x |
| 2023-12-31 | $48.45 | $1.10 | x |
| 2024-12-31 | $37.12 | $1.10 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Aspen Insurance Holdings Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.42%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 15.20%
- • Asset Turnover: 0.20x
- • Equity Multiplier: 4.67x
- Recent ROE (14.42%) is above the historical average (5.69%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 3.26% | 20.17% | 0.12x | 1.38x | $-59.21 Million |
| 2003 | 11.71% | 18.07% | 0.33x | 1.99x | $22.23 Million |
| 2004 | 13.17% | 15.04% | 0.33x | 2.66x | $46.95 Million |
| 2005 | -8.72% | -10.78% | 0.25x | 3.21x | $-381.78 Million |
| 2006 | 15.82% | 20.33% | 0.28x | 2.78x | $139.17 Million |
| 2007 | 17.36% | 24.35% | 0.28x | 2.56x | $207.24 Million |
| 2008 | 3.74% | 5.81% | 0.24x | 2.62x | $-174.11 Million |
| 2009 | 14.34% | 22.75% | 0.25x | 2.50x | $143.36 Million |
| 2010 | 9.66% | 14.26% | 0.25x | 2.72x | $-11.14 Million |
| 2011 | -3.49% | -5.27% | 0.22x | 3.00x | $-425.56 Million |
| 2012 | 8.04% | 12.22% | 0.22x | 2.96x | $-68.22 Million |
| 2013 | 9.99% | 13.79% | 0.23x | 3.10x | $-190.00K |
| 2014 | 10.38% | 13.54% | 0.24x | 3.13x | $13.12 Million |
| 2015 | 9.43% | 12.11% | 0.24x | 3.23x | $-19.56 Million |
| 2016 | 5.57% | 7.13% | 0.24x | 3.32x | $-161.39 Million |
| 2017 | -9.15% | -10.18% | 0.20x | 4.41x | $-560.28 Million |
| 2018 | -5.57% | -6.32% | 0.19x | 4.75x | $-410.47 Million |
| 2019 | -8.74% | -9.82% | 0.19x | 4.62x | $-510.85 Million |
| 2020 | -1.95% | -2.07% | 0.21x | 4.53x | $-345.12 Million |
| 2021 | 1.07% | 1.15% | 0.19x | 4.99x | $-247.68 Million |
| 2022 | 2.17% | 1.93% | 0.17x | 6.43x | $-184.70 Million |
| 2023 | 18.38% | 18.47% | 0.19x | 5.23x | $243.85 Million |
| 2024 | 14.42% | 15.20% | 0.20x | 4.67x | $148.91 Million |
Industry Comparison
This section compares Aspen Insurance Holdings Limited's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $4,121,311,333
- Average return on equity (ROE) among peers: 16.07%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Aspen Insurance Holdings Limited (AHL) | $3.47 Billion | 3.26% | 3.72x | $14.67 Million |
| American Coastal Insurance Corp (ACIC) | $45.29 Million | -2.04% | 3.72x | $250.00 Million |
| American Financial Group Inc (AFG) | $1.95 Billion | -0.76% | 7.91x | $8.54 Billion |
| AmTrust Financial Services Inc Pref Series A (AFSIA) | $118.83 Million | 11.87% | 3.19x | $1.69 Billion |
| American Integrity Insurance Group, Inc. (AII) | $337.02 Million | 29.56% | 2.63x | $227.08 Million |
| Assurant Inc (AIZ) | $3.37 Billion | 2.66% | 6.24x | $10.74 Billion |
| The Allstate Corporation (ALL) | $30.61 Billion | 33.59% | 2.91x | $53.61 Billion |
| Admiral Group plc (AMIGF) | $68.95 Million | 44.87% | 4.47x | $10.33 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $398.81 Million | 11.81% | 1.82x | $155.46 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $192.08 Million | 13.04% | 4.35x | $707.67 Million |