Assurant, Inc. (AIZ) - Net Assets
Based on the latest financial reports, Assurant, Inc. (AIZ) has net assets worth $6.10 Billion USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($36.08 Billion) and total liabilities ($29.98 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check AIZ PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $6.10 Billion |
| % of Total Assets | 16.9% |
| Annual Growth Rate | 2.25% |
| 5-Year Change | 6.96% |
| 10-Year Change | 43.28% |
| Growth Volatility | 13.35 |
Assurant, Inc. - Net Assets Trend (2000–2025)
This chart illustrates how Assurant, Inc.'s net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see Assurant, Inc. (AIZ) total market value.
Annual Net Assets for Assurant, Inc. (2000–2025)
The table below shows the annual net assets of Assurant, Inc. from 2000 to 2025. Also explore Assurant, Inc. net asset momentum to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $5.87 Billion | +14.98% |
| 2024-12-31 | $5.11 Billion | +6.18% |
| 2023-12-31 | $4.81 Billion | +13.73% |
| 2022-12-31 | $4.23 Billion | -22.97% |
| 2021-12-31 | $5.49 Billion | -7.81% |
| 2020-12-31 | $5.95 Billion | +4.80% |
| 2019-12-31 | $5.68 Billion | +10.68% |
| 2018-12-31 | $5.13 Billion | +19.91% |
| 2017-12-31 | $4.28 Billion | +4.48% |
| 2016-12-31 | $4.10 Billion | -9.41% |
| 2015-12-31 | $4.52 Billion | -12.69% |
| 2014-12-31 | $5.18 Billion | +7.20% |
| 2013-12-31 | $4.83 Billion | -6.79% |
| 2012-12-31 | $5.19 Billion | +3.15% |
| 2011-12-31 | $5.03 Billion | +5.15% |
| 2010-12-31 | $4.78 Billion | -1.50% |
| 2009-12-31 | $4.85 Billion | +30.83% |
| 2008-12-31 | $3.71 Billion | -9.75% |
| 2007-12-31 | $4.11 Billion | +6.62% |
| 2006-12-31 | $3.85 Billion | +3.52% |
| 2005-12-31 | $3.72 Billion | +1.75% |
| 2004-12-31 | $3.66 Billion | +28.29% |
| 2003-12-31 | $2.85 Billion | +11.64% |
| 2002-12-31 | $2.56 Billion | -25.99% |
| 2001-12-31 | $3.45 Billion | +2.51% |
| 2000-12-31 | $3.37 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Assurant, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 482630000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $4.83 Billion | 82.20% |
| Common Stock | $500.00K | 0.01% |
| Other Comprehensive Income | $-544.20 Million | -9.27% |
| Other Components | $1.59 Billion | 27.06% |
| Total Equity | $5.87 Billion | 100.00% |
Assurant, Inc. Competitors by Market Cap
The table below lists competitors of Assurant, Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Lingyi iTech Guangdong Co
SHE:002600
|
$13.08 Billion |
|
LTIMindtree Limited
NSE:LTM
|
$13.09 Billion |
|
Gen Digital Inc.
NASDAQ:GEN
|
$13.09 Billion |
|
Toromont Industries Ltd.
TO:TIH
|
$13.10 Billion |
|
Taiwan Cooperative Financial Holding Co Ltd
TW:5880
|
$13.07 Billion |
|
ICON PLC
NASDAQ:ICLR
|
$13.06 Billion |
|
COSCO Shipping Energy Transportation Co Ltd
SHG:600026
|
$13.06 Billion |
|
Neurocrine Biosciences Inc
NASDAQ:NBIX
|
$13.03 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Assurant, Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 5,106,700,000 to 5,871,600,000, a change of 764,900,000 (15.0%).
- Net income of 872,700,000 contributed positively to equity growth.
- Dividend payments of 168,400,000 reduced retained earnings.
- Share repurchases of 303,700,000 reduced equity.
- Other comprehensive income increased equity by 291,900,000.
- Other factors increased equity by 72,400,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $872.70 Million | +14.86% |
| Dividends Paid | $168.40 Million | -2.87% |
| Share Repurchases | $303.70 Million | -5.17% |
| Other Comprehensive Income | $291.90 Million | +4.97% |
| Other Changes | $72.40 Million | +1.23% |
| Total Change | $- | 14.98% |
Book Value vs Market Value Analysis
This analysis compares Assurant, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.27x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 8.26x to 2.27x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2000-12-31 | $32.10 | $265.00 | x |
| 2001-12-31 | $31.61 | $265.00 | x |
| 2002-12-31 | $23.39 | $265.00 | x |
| 2003-12-31 | $24.10 | $265.00 | x |
| 2004-12-31 | $26.25 | $265.00 | x |
| 2005-12-31 | $27.01 | $265.00 | x |
| 2006-12-31 | $29.75 | $265.00 | x |
| 2007-12-31 | $33.67 | $265.00 | x |
| 2008-12-31 | $31.22 | $265.00 | x |
| 2009-12-31 | $40.96 | $265.00 | x |
| 2010-12-31 | $42.89 | $265.00 | x |
| 2011-12-31 | $51.40 | $265.00 | x |
| 2012-12-31 | $60.78 | $265.00 | x |
| 2013-12-31 | $62.24 | $265.00 | x |
| 2014-12-31 | $70.83 | $265.00 | x |
| 2015-12-31 | $65.55 | $265.00 | x |
| 2016-12-31 | $66.17 | $265.00 | x |
| 2017-12-31 | $77.41 | $265.00 | x |
| 2018-12-31 | $86.22 | $265.00 | x |
| 2019-12-31 | $91.19 | $265.00 | x |
| 2020-12-31 | $94.25 | $265.00 | x |
| 2021-12-31 | $91.31 | $265.00 | x |
| 2022-12-31 | $77.19 | $265.00 | x |
| 2023-12-31 | $89.42 | $265.00 | x |
| 2024-12-31 | $97.12 | $265.00 | x |
| 2025-12-31 | $116.97 | $265.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Assurant, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.86%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.81%
- • Asset Turnover: 0.35x
- • Equity Multiplier: 6.18x
- Recent ROE (14.86%) is above the historical average (8.43%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 2.66% | 1.44% | 0.25x | 7.24x | $-247.09 Million |
| 2001 | 2.84% | 1.58% | 0.25x | 7.08x | $-247.19 Million |
| 2002 | -39.18% | -15.33% | 0.29x | 8.86x | $-1.26 Billion |
| 2003 | 7.05% | 2.62% | 0.30x | 9.01x | $-77.56 Million |
| 2004 | 9.64% | 4.73% | 0.30x | 6.74x | $-12.98 Million |
| 2005 | 12.96% | 6.39% | 0.30x | 6.86x | $109.40 Million |
| 2006 | 18.72% | 8.89% | 0.32x | 6.57x | $334.16 Million |
| 2007 | 15.99% | 7.73% | 0.32x | 6.54x | $244.86 Million |
| 2008 | 12.07% | 5.21% | 0.35x | 6.61x | $76.85 Million |
| 2009 | 8.87% | 4.95% | 0.34x | 5.32x | $-54.75 Million |
| 2010 | 5.84% | 3.27% | 0.32x | 5.52x | $-198.88 Million |
| 2011 | 10.72% | 6.53% | 0.30x | 5.39x | $36.26 Million |
| 2012 | 9.33% | 5.70% | 0.29x | 5.58x | $-34.83 Million |
| 2013 | 10.12% | 5.41% | 0.30x | 6.15x | $5.56 Million |
| 2014 | 9.09% | 4.54% | 0.33x | 6.09x | $-47.22 Million |
| 2015 | 3.13% | 1.37% | 0.34x | 6.65x | $-310.84 Million |
| 2016 | 13.80% | 7.95% | 0.24x | 7.25x | $155.54 Million |
| 2017 | 12.14% | 8.23% | 0.20x | 7.44x | $91.45 Million |
| 2018 | 4.89% | 3.14% | 0.19x | 8.00x | $-262.39 Million |
| 2019 | 6.73% | 4.01% | 0.22x | 7.79x | $-185.61 Million |
| 2020 | 7.40% | 4.59% | 0.22x | 7.50x | $-154.68 Million |
| 2021 | 24.81% | 13.37% | 0.30x | 6.18x | $812.83 Million |
| 2022 | 6.54% | 2.71% | 0.31x | 7.83x | $-146.27 Million |
| 2023 | 13.36% | 5.77% | 0.33x | 6.99x | $161.55 Million |
| 2024 | 14.89% | 6.40% | 0.34x | 6.86x | $249.53 Million |
| 2025 | 14.86% | 6.81% | 0.35x | 6.18x | $285.54 Million |
Industry Comparison
This section compares Assurant, Inc.'s net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $7,056,484,556
- Average return on equity (ROE) among peers: 10.17%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Assurant, Inc. (AIZ) | $6.10 Billion | 2.66% | 4.92x | $13.07 Billion |
| American Coastal Insurance Corp (ACIC) | $317.56 Million | 33.64% | 2.38x | $441.50 Million |
| American Financial Group, Inc. (AFG) | $2.09 Billion | 7.37% | 0.40x | $10.91 Billion |
| Aspen Insurance Holdings Ltd (AHL) | $3.16 Billion | -3.49% | 2.00x | $119.39 Million |
| American Integrity Insurance Group, Inc. (AII) | $162.39 Million | 24.47% | 6.38x | $386.34 Million |
| The Allstate Corporation (ALL) | $17.35 Billion | -7.86% | 4.65x | $57.55 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $614.86 Million | 12.04% | 1.40x | $990.91 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $83.37 Million | 13.50% | 5.78x | $1.10 Billion |
| Chubb Ltd (CB) | $37.07 Billion | 3.29% | 1.36x | $124.22 Billion |
| Cincinnati Financial Corporation (CINF) | $2.66 Billion | 8.55% | 1.30x | $24.95 Billion |
About Assurant, Inc.
Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insura… Read more