Assurant Inc (AIZ) - Net Assets
Based on the latest financial reports, Assurant Inc (AIZ) has net assets worth $5.87 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($36.29 Billion) and total liabilities ($30.42 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Assurant Inc liquidity resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $5.87 Billion |
| % of Total Assets | 16.18% |
| Annual Growth Rate | 2.25% |
| 5-Year Change | 6.96% |
| 10-Year Change | 43.28% |
| Growth Volatility | 13.35 |
Assurant Inc - Net Assets Trend (2000–2025)
This chart illustrates how Assurant Inc's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of Assurant Inc for the complete picture of this company's asset base.
Annual Net Assets for Assurant Inc (2000–2025)
The table below shows the annual net assets of Assurant Inc from 2000 to 2025. For live valuation and market cap data, see AIZ market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $5.87 Billion | +14.98% |
| 2024-12-31 | $5.11 Billion | +6.18% |
| 2023-12-31 | $4.81 Billion | +13.73% |
| 2022-12-31 | $4.23 Billion | -22.97% |
| 2021-12-31 | $5.49 Billion | -7.81% |
| 2020-12-31 | $5.95 Billion | +4.80% |
| 2019-12-31 | $5.68 Billion | +10.68% |
| 2018-12-31 | $5.13 Billion | +19.91% |
| 2017-12-31 | $4.28 Billion | +4.48% |
| 2016-12-31 | $4.10 Billion | -9.41% |
| 2015-12-31 | $4.52 Billion | -12.69% |
| 2014-12-31 | $5.18 Billion | +7.20% |
| 2013-12-31 | $4.83 Billion | -6.79% |
| 2012-12-31 | $5.19 Billion | +3.15% |
| 2011-12-31 | $5.03 Billion | +5.15% |
| 2010-12-31 | $4.78 Billion | -1.50% |
| 2009-12-31 | $4.85 Billion | +30.83% |
| 2008-12-31 | $3.71 Billion | -9.75% |
| 2007-12-31 | $4.11 Billion | +6.62% |
| 2006-12-31 | $3.85 Billion | +3.52% |
| 2005-12-31 | $3.72 Billion | +1.75% |
| 2004-12-31 | $3.66 Billion | +28.29% |
| 2003-12-31 | $2.85 Billion | +11.64% |
| 2002-12-31 | $2.56 Billion | -25.99% |
| 2001-12-31 | $3.45 Billion | +2.51% |
| 2000-12-31 | $3.37 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Assurant Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 482630000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $4.83 Billion | 82.20% |
| Common Stock | $500.00K | 0.01% |
| Other Comprehensive Income | $-544.20 Million | -9.27% |
| Other Components | $1.59 Billion | 27.06% |
| Total Equity | $5.87 Billion | 100.00% |
Assurant Inc Competitors by Market Cap
The table below lists competitors of Assurant Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
HF Sinclair Corp
NYSE:DINO
|
$10.95 Billion |
|
Broadex Technologies Co Ltd
SHE:300548
|
$10.95 Billion |
|
Nio Inc Class A ADR
F:N3IA
|
$10.96 Billion |
|
Evolution Gaming Group AB (publ)
F:E3G
|
$10.96 Billion |
|
LPP S.A.
WAR:LPP
|
$10.94 Billion |
|
Sime Darby Plantation Bhd
KLSE:5285
|
$10.94 Billion |
|
Wynn Resorts Limited
NASDAQ:WYNN
|
$10.94 Billion |
|
Penske Automotive Group Inc
NYSE:PAG
|
$10.94 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Assurant Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 5,106,700,000 to 5,871,600,000, a change of 764,900,000 (15.0%).
- Net income of 872,700,000 contributed positively to equity growth.
- Dividend payments of 168,400,000 reduced retained earnings.
- Share repurchases of 303,700,000 reduced equity.
- Other comprehensive income increased equity by 291,900,000.
- Other factors increased equity by 72,400,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $872.70 Million | +14.86% |
| Dividends Paid | $168.40 Million | -2.87% |
| Share Repurchases | $303.70 Million | -5.17% |
| Other Comprehensive Income | $291.90 Million | +4.97% |
| Other Changes | $72.40 Million | +1.23% |
| Total Change | $- | 14.98% |
Book Value vs Market Value Analysis
This analysis compares Assurant Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.03x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 7.39x to 2.03x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2000-12-31 | $32.10 | $237.14 | x |
| 2001-12-31 | $31.61 | $237.14 | x |
| 2002-12-31 | $23.39 | $237.14 | x |
| 2003-12-31 | $24.10 | $237.14 | x |
| 2004-12-31 | $26.25 | $237.14 | x |
| 2005-12-31 | $27.01 | $237.14 | x |
| 2006-12-31 | $29.75 | $237.14 | x |
| 2007-12-31 | $33.67 | $237.14 | x |
| 2008-12-31 | $31.22 | $237.14 | x |
| 2009-12-31 | $40.96 | $237.14 | x |
| 2010-12-31 | $42.89 | $237.14 | x |
| 2011-12-31 | $51.40 | $237.14 | x |
| 2012-12-31 | $60.78 | $237.14 | x |
| 2013-12-31 | $62.24 | $237.14 | x |
| 2014-12-31 | $70.83 | $237.14 | x |
| 2015-12-31 | $65.55 | $237.14 | x |
| 2016-12-31 | $66.17 | $237.14 | x |
| 2017-12-31 | $77.21 | $237.14 | x |
| 2018-12-31 | $85.85 | $237.14 | x |
| 2019-12-31 | $90.72 | $237.14 | x |
| 2020-12-31 | $94.20 | $237.14 | x |
| 2021-12-31 | $91.31 | $237.14 | x |
| 2022-12-31 | $77.19 | $237.14 | x |
| 2023-12-31 | $89.42 | $237.14 | x |
| 2024-12-31 | $97.12 | $237.14 | x |
| 2025-12-31 | $116.97 | $237.14 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Assurant Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.86%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.81%
- • Asset Turnover: 0.35x
- • Equity Multiplier: 6.18x
- Recent ROE (14.86%) is above the historical average (8.44%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 2.66% | 1.44% | 0.25x | 7.24x | $-247.09 Million |
| 2001 | 2.84% | 1.58% | 0.25x | 7.08x | $-247.19 Million |
| 2002 | -39.18% | -15.33% | 0.29x | 8.86x | $-1.26 Billion |
| 2003 | 7.05% | 2.62% | 0.30x | 9.01x | $-77.56 Million |
| 2004 | 9.64% | 4.73% | 0.30x | 6.74x | $-12.98 Million |
| 2005 | 12.96% | 6.39% | 0.30x | 6.86x | $109.40 Million |
| 2006 | 18.72% | 8.89% | 0.32x | 6.57x | $334.16 Million |
| 2007 | 15.99% | 7.73% | 0.32x | 6.54x | $244.86 Million |
| 2008 | 12.07% | 5.21% | 0.35x | 6.61x | $76.85 Million |
| 2009 | 8.87% | 4.95% | 0.34x | 5.32x | $-54.75 Million |
| 2010 | 5.84% | 3.27% | 0.32x | 5.52x | $-198.88 Million |
| 2011 | 10.72% | 6.53% | 0.30x | 5.39x | $36.26 Million |
| 2012 | 9.33% | 5.70% | 0.29x | 5.58x | $-34.83 Million |
| 2013 | 10.12% | 5.41% | 0.30x | 6.15x | $5.56 Million |
| 2014 | 9.09% | 4.54% | 0.33x | 6.09x | $-47.22 Million |
| 2015 | 3.13% | 1.37% | 0.34x | 6.65x | $-310.84 Million |
| 2016 | 13.80% | 7.95% | 0.24x | 7.25x | $155.54 Million |
| 2017 | 12.17% | 8.23% | 0.20x | 7.46x | $92.54 Million |
| 2018 | 4.91% | 3.14% | 0.19x | 8.04x | $-260.20 Million |
| 2019 | 6.77% | 4.01% | 0.22x | 7.84x | $-182.68 Million |
| 2020 | 7.41% | 4.59% | 0.22x | 7.50x | $-154.34 Million |
| 2021 | 24.81% | 13.37% | 0.30x | 6.18x | $812.83 Million |
| 2022 | 6.54% | 2.71% | 0.31x | 7.83x | $-146.27 Million |
| 2023 | 13.36% | 5.77% | 0.33x | 6.99x | $161.55 Million |
| 2024 | 14.89% | 6.40% | 0.34x | 6.86x | $249.53 Million |
| 2025 | 14.86% | 6.81% | 0.35x | 6.18x | $285.54 Million |
Industry Comparison
This section compares Assurant Inc's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $3,887,000,778
- Average return on equity (ROE) among peers: 12.99%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Assurant Inc (AIZ) | $5.87 Billion | 2.66% | 5.18x | $10.94 Billion |
| American Coastal Insurance Corp (ACIC) | $-180.18 Million | 0.00% | 0.00x | $551.54 Million |
| American Financial Group Inc (AFG) | $4.05 Billion | 22.16% | 4.95x | $10.94 Billion |
| Aspen Insurance Holdings Limited (AHL) | $3.65 Billion | 5.57% | 2.31x | $116.18 Million |
| American Integrity Insurance Group, Inc. (AII) | $337.02 Million | 29.56% | 2.63x | $372.20 Million |
| The Allstate Corporation (ALL) | $22.55 Billion | 14.14% | 3.99x | $54.30 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $322.20 Million | 3.12% | 1.74x | $925.28 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $192.08 Million | 13.04% | 4.35x | $821.87 Million |
| Chubb Ltd (CB) | $2.62 Billion | 19.19% | 0.91x | $125.85 Billion |
| Cincinnati Financial Corporation (CINF) | $1.44 Billion | 10.15% | 1.38x | $24.96 Billion |
About Assurant Inc
Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insura… Read more