Assurant, Inc. - Asset Resilience Ratio
Assurant, Inc. (AIZ) has an Asset Resilience Ratio of 0.93% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See AIZ working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how Assurant, Inc.'s Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see AIZ current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down Assurant, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Assurant, Inc. (AIZ) long-term investment share to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $335.20 Million | 0.93% |
| Total Liquid Assets | $335.20 Million | 0.93% |
Asset Resilience Insights
- Limited Liquidity: Assurant, Inc. maintains only 0.93% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Assurant, Inc. Industry Peers by Asset Resilience Ratio
Compare Assurant, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
The Travelers Companies Inc
NYSE:TRV |
Insurance - Property & Casualty | 3.19% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
|
Turkiye Sigorta AS
IS:TURSG |
Insurance - Property & Casualty | 51.38% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 26.80% |
Annual Asset Resilience Ratio for Assurant, Inc. (2001–2025)
The table below shows the annual Asset Resilience Ratio data for Assurant, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 12.54% | $4.55 Billion | $36.29 Billion | -13.91pp |
| 2024-12-31 | 26.45% | $9.26 Billion | $35.02 Billion | +15.35pp |
| 2023-12-31 | 11.10% | $3.73 Billion | $33.64 Billion | -12.98pp |
| 2022-12-31 | 24.08% | $7.98 Billion | $33.12 Billion | -3.95pp |
| 2021-12-31 | 28.03% | $9.50 Billion | $33.91 Billion | -7.83pp |
| 2020-12-31 | 35.86% | $16.01 Billion | $44.65 Billion | +2.91pp |
| 2019-12-31 | 32.95% | $14.59 Billion | $44.29 Billion | +1.59pp |
| 2018-12-31 | 31.36% | $12.88 Billion | $41.09 Billion | -3.01pp |
| 2017-12-31 | 34.37% | $10.94 Billion | $31.84 Billion | -2.09pp |
| 2016-12-31 | 36.46% | $10.83 Billion | $29.71 Billion | +0.80pp |
| 2015-12-31 | 35.66% | $10.72 Billion | $30.08 Billion | -1.12pp |
| 2014-12-31 | 36.78% | $11.61 Billion | $31.56 Billion | -2.81pp |
| 2013-12-31 | 39.58% | $11.76 Billion | $29.71 Billion | -3.50pp |
| 2012-12-31 | 43.09% | $12.47 Billion | $28.95 Billion | +41.46pp |
| 2011-12-31 | 1.63% | $441.38 Million | $27.12 Billion | +0.27pp |
| 2010-12-31 | 1.36% | $358.70 Million | $26.40 Billion | -0.40pp |
| 2009-12-31 | 1.75% | $453.47 Million | $25.84 Billion | -1.11pp |
| 2008-12-31 | 2.87% | $703.40 Million | $24.51 Billion | +1.33pp |
| 2007-12-31 | 1.54% | $410.88 Million | $26.75 Billion | +0.29pp |
| 2006-12-31 | 1.25% | $314.11 Million | $25.17 Billion | -2.60pp |
| 2005-12-31 | 3.85% | $977.23 Million | $25.37 Billion | +2.63pp |
| 2004-12-31 | 1.22% | $300.09 Million | $24.50 Billion | +0.06pp |
| 2003-12-31 | 1.16% | $275.88 Million | $23.73 Billion | -3.07pp |
| 2002-12-31 | 4.23% | $957.99 Million | $22.63 Billion | +1.67pp |
| 2001-12-31 | 2.57% | $626.73 Million | $24.43 Billion | -- |
About Assurant, Inc.
Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insura… Read more