Assurant Inc - Asset Resilience Ratio
Assurant Inc (AIZ) has an Asset Resilience Ratio of 12.54% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Assurant Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how Assurant Inc's Asset Resilience Ratio has changed over time. See shareholders equity of Assurant Inc for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Assurant Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see AIZ company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $1.83 Billion | 5.05% |
| Short-term Investments | $2.72 Billion | 7.49% |
| Total Liquid Assets | $4.55 Billion | 12.54% |
Asset Resilience Insights
- Moderate Liquidity: Assurant Inc has 12.54% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Assurant Inc Industry Peers by Asset Resilience Ratio
Compare Assurant Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 29.18% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.29% |
Annual Asset Resilience Ratio for Assurant Inc (2001–2025)
The table below shows the annual Asset Resilience Ratio data for Assurant Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 12.54% | $4.55 Billion | $36.29 Billion | -13.91pp |
| 2024-12-31 | 26.45% | $9.26 Billion | $35.02 Billion | +15.35pp |
| 2023-12-31 | 11.10% | $3.73 Billion | $33.64 Billion | -12.98pp |
| 2022-12-31 | 24.08% | $7.98 Billion | $33.12 Billion | -3.95pp |
| 2021-12-31 | 28.03% | $9.50 Billion | $33.91 Billion | -7.83pp |
| 2020-12-31 | 35.86% | $16.01 Billion | $44.65 Billion | +2.91pp |
| 2019-12-31 | 32.95% | $14.59 Billion | $44.29 Billion | +1.59pp |
| 2018-12-31 | 31.36% | $12.88 Billion | $41.09 Billion | -3.01pp |
| 2017-12-31 | 34.37% | $10.94 Billion | $31.84 Billion | -2.09pp |
| 2016-12-31 | 36.46% | $10.83 Billion | $29.71 Billion | +0.80pp |
| 2015-12-31 | 35.66% | $10.72 Billion | $30.08 Billion | -1.12pp |
| 2014-12-31 | 36.78% | $11.61 Billion | $31.56 Billion | -2.81pp |
| 2013-12-31 | 39.58% | $11.76 Billion | $29.71 Billion | -3.50pp |
| 2012-12-31 | 43.09% | $12.47 Billion | $28.95 Billion | +41.46pp |
| 2011-12-31 | 1.63% | $441.38 Million | $27.12 Billion | +0.27pp |
| 2010-12-31 | 1.36% | $358.70 Million | $26.40 Billion | -0.40pp |
| 2009-12-31 | 1.75% | $453.47 Million | $25.84 Billion | -1.11pp |
| 2008-12-31 | 2.87% | $703.40 Million | $24.51 Billion | +1.33pp |
| 2007-12-31 | 1.54% | $410.88 Million | $26.75 Billion | +0.29pp |
| 2006-12-31 | 1.25% | $314.11 Million | $25.17 Billion | -2.60pp |
| 2005-12-31 | 3.85% | $977.23 Million | $25.37 Billion | +2.63pp |
| 2004-12-31 | 1.22% | $300.09 Million | $24.50 Billion | +0.06pp |
| 2003-12-31 | 1.16% | $275.88 Million | $23.73 Billion | -3.07pp |
| 2002-12-31 | 4.23% | $957.99 Million | $22.63 Billion | +1.67pp |
| 2001-12-31 | 2.57% | $626.73 Million | $24.43 Billion | -- |
About Assurant Inc
Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insura… Read more