Banc of California Inc.
Banc of California, Inc. operates as the bank holding company for Banc of California that provides various banking products and services. The company offers deposit products, such as checking, savings, money market, demand, and time deposits; certificates of deposit; retirement accounts; and safe deposit boxes. It also provides real estate loans to professional developers and real estate investor… Read more
Banc of California Inc. (BANC-PF) - Net Assets
Latest net assets as of December 2025: $3.54 Billion USD
Based on the latest financial reports, Banc of California Inc. (BANC-PF) has net assets worth $3.54 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($34.80 Billion) and total liabilities ($31.26 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $3.54 Billion |
| % of Total Assets | 10.18% |
| Annual Growth Rate | 21.64% |
| 5-Year Change | 232.42% |
| 10-Year Change | 261.27% |
| Growth Volatility | 65.78 |
Banc of California Inc. - Net Assets Trend (2000–2025)
This chart illustrates how Banc of California Inc.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Banc of California Inc. (2000–2025)
The table below shows the annual net assets of Banc of California Inc. from 2000 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-09-30 | $3.54 Billion | +1.18% |
| 2024-09-30 | $3.50 Billion | +3.22% |
| 2023-09-30 | $3.39 Billion | -14.17% |
| 2022-09-30 | $3.95 Billion | +270.84% |
| 2021-09-30 | $1.07 Billion | +18.73% |
| 2020-09-30 | $897.21 Million | -1.11% |
| 2019-09-30 | $907.25 Million | -4.05% |
| 2018-09-30 | $945.53 Million | -6.60% |
| 2017-09-30 | $1.01 Billion | +3.27% |
| 2016-09-30 | $980.24 Million | +50.25% |
| 2015-09-30 | $652.40 Million | +29.55% |
| 2014-09-30 | $503.59 Million | +55.01% |
| 2013-09-30 | $324.87 Million | +72.11% |
| 2012-09-30 | $188.76 Million | +2.31% |
| 2011-09-30 | $184.50 Million | +35.65% |
| 2010-09-30 | $136.01 Million | +39.52% |
| 2009-09-30 | $97.48 Million | -1.25% |
| 2008-09-30 | $98.72 Million | +17.42% |
| 2007-09-30 | $84.08 Million | +2.86% |
| 2006-09-30 | $81.74 Million | +5.11% |
| 2005-09-30 | $77.77 Million | -2.04% |
| 2004-09-30 | $79.39 Million | -6.09% |
| 2003-09-30 | $84.54 Million | -4.89% |
| 2002-09-30 | $88.88 Million | +209.46% |
| 2001-09-30 | $28.72 Million | +8.56% |
| 2000-09-30 | $26.46 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banc of California Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 24201600000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (September 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $1.50 Million | 0.04% |
| Other Comprehensive Income | $-269.26 Million | -7.60% |
| Other Components | $4.05 Billion | 114.40% |
| Total Equity | $3.54 Billion | 100.00% |
Banc of California Inc. Competitors by Market Cap
The table below lists competitors of Banc of California Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
PROTECTOR FORSIKR.(ADS)/2
F:PR40
|
$3.44 Billion |
|
Shenzhen Kinwong Electronic Co Ltd
SHG:603228
|
$3.44 Billion |
|
Info Edge (India) Limited
NSE:NAUKRI
|
$3.44 Billion |
|
Leonardo DRS, Inc. Common Stock
NASDAQ:DRS
|
$3.44 Billion |
|
Sichuan Chuantou Energy Co Ltd
SHG:600674
|
$3.44 Billion |
|
Lancaster Colony Corporation
NASDAQ:LANC
|
$3.43 Billion |
|
AllianceBernstein Holding L.P.
NYSE:AB
|
$3.43 Billion |
|
The Phoenix Mills Limited
NSE:PHOENIXLTD
|
$3.43 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banc of California Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,499,949,000 to 3,541,277,000, a change of 41,328,000 (1.2%).
- Net income of 228,973,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 85,519,000.
- Other factors decreased equity by 273,164,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $228.97 Million | +6.47% |
| Other Comprehensive Income | $85.52 Million | +2.41% |
| Other Changes | $-273.16 Million | -7.71% |
| Total Change | $- | 1.18% |
Book Value vs Market Value Analysis
This analysis compares Banc of California Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.14x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 15.10x to 1.14x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2000-09-30 | $1.67 | $25.18 | x |
| 2001-09-30 | $1.81 | $25.18 | x |
| 2002-09-30 | $5.60 | $25.18 | x |
| 2003-09-30 | $5.84 | $25.18 | x |
| 2004-09-30 | $6.05 | $25.18 | x |
| 2005-09-30 | $6.09 | $25.18 | x |
| 2006-09-30 | $6.47 | $25.18 | x |
| 2007-09-30 | $6.63 | $25.18 | x |
| 2008-09-30 | $7.91 | $25.18 | x |
| 2009-09-30 | $7.82 | $25.18 | x |
| 2010-09-30 | $8.88 | $25.18 | x |
| 2011-09-30 | $5.30 | $25.18 | x |
| 2012-09-30 | $5.43 | $25.18 | x |
| 2013-09-30 | $7.96 | $25.18 | x |
| 2014-09-30 | $5.80 | $25.18 | x |
| 2015-09-30 | $6.14 | $25.18 | x |
| 2016-09-30 | $8.15 | $25.18 | x |
| 2017-09-30 | $8.32 | $25.18 | x |
| 2018-09-30 | $7.65 | $25.18 | x |
| 2019-09-30 | $7.63 | $25.18 | x |
| 2020-09-30 | $7.68 | $25.18 | x |
| 2021-09-30 | $9.08 | $25.18 | x |
| 2022-09-30 | $27.63 | $25.18 | x |
| 2023-09-30 | $23.72 | $25.18 | x |
| 2024-09-30 | $20.75 | $25.18 | x |
| 2025-09-30 | $22.12 | $25.18 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banc of California Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.47%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.65%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 9.83x
- Recent ROE (6.47%) is above the historical average (4.21%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 6.59% | 14.71% | 0.04x | 11.35x | $-902.70K |
| 2001 | 7.30% | 16.54% | 0.04x | 10.80x | $-776.10K |
| 2002 | 2.97% | 11.52% | 0.05x | 5.17x | $-6.25 Million |
| 2003 | 4.85% | 14.14% | 0.05x | 7.38x | $-4.35 Million |
| 2004 | 6.39% | 15.25% | 0.05x | 8.50x | $-2.86 Million |
| 2005 | 6.18% | 12.72% | 0.05x | 9.71x | $-2.97 Million |
| 2006 | 5.77% | 9.88% | 0.06x | 9.89x | $-3.46 Million |
| 2007 | 3.52% | 6.16% | 0.06x | 9.21x | $-5.45 Million |
| 2008 | -0.54% | -1.10% | 0.05x | 8.88x | $-10.40 Million |
| 2009 | -1.02% | -2.06% | 0.05x | 9.17x | $-10.75 Million |
| 2010 | 2.08% | 6.78% | 0.05x | 6.34x | $-10.78 Million |
| 2011 | -1.48% | -8.22% | 0.03x | 5.42x | $-21.18 Million |
| 2012 | 3.18% | 7.61% | 0.05x | 8.94x | $-12.88 Million |
| 2013 | -0.03% | -0.04% | 0.06x | 11.17x | $-32.57 Million |
| 2014 | 6.02% | 9.27% | 0.05x | 11.86x | $-20.04 Million |
| 2015 | 9.51% | 19.69% | 0.04x | 12.62x | $-3.17 Million |
| 2016 | 11.77% | 25.36% | 0.04x | 11.25x | $17.39 Million |
| 2017 | 5.70% | 13.48% | 0.04x | 10.20x | $-43.52 Million |
| 2018 | 4.81% | 10.13% | 0.04x | 11.24x | $-49.08 Million |
| 2019 | 2.62% | 5.89% | 0.05x | 8.63x | $-66.97 Million |
| 2020 | 1.40% | 4.06% | 0.04x | 8.78x | $-77.15 Million |
| 2021 | 56.98% | 45.44% | 0.14x | 8.85x | $500.43 Million |
| 2022 | 10.72% | 26.36% | 0.04x | 10.44x | $28.56 Million |
| 2023 | -56.01% | -126.42% | 0.04x | 11.36x | $-2.24 Billion |
| 2024 | 3.63% | 6.78% | 0.06x | 9.58x | $-223.11 Million |
| 2025 | 6.47% | 12.65% | 0.05x | 9.83x | $-125.15 Million |
Industry Comparison
This section compares Banc of California Inc.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banc of California Inc. (BANC-PF) | $3.54 Billion | 6.59% | 8.83x | $3.44 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |