Equity Bancshares, Inc.
Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment … Read more
Equity Bancshares, Inc. (EQBK) - Net Assets
Latest net assets as of September 2025: $711.89 Million USD
Based on the latest financial reports, Equity Bancshares, Inc. (EQBK) has net assets worth $711.89 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($6.36 Billion) and total liabilities ($5.64 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $711.89 Million |
| % of Total Assets | 11.2% |
| Annual Growth Rate | -5.24% |
| 5-Year Change | 45.45% |
| 10-Year Change | 254.55% |
| Growth Volatility | 37.12 |
Equity Bancshares, Inc. - Net Assets Trend (2012–2024)
This chart illustrates how Equity Bancshares, Inc.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Equity Bancshares, Inc. (2012–2024)
The table below shows the annual net assets of Equity Bancshares, Inc. from 2012 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $592.92 Million | +30.93% |
| 2023-12-31 | $452.86 Million | +10.44% |
| 2022-12-31 | $410.06 Million | -18.09% |
| 2021-12-31 | $500.63 Million | +22.81% |
| 2020-12-31 | $407.65 Million | -14.73% |
| 2019-12-31 | $478.06 Million | +4.85% |
| 2018-12-31 | $455.94 Million | +21.86% |
| 2017-12-31 | $374.14 Million | +45.04% |
| 2016-12-31 | $257.96 Million | +54.25% |
| 2015-12-31 | $167.23 Million | +42.05% |
| 2014-12-31 | $117.73 Million | -15.83% |
| 2013-12-31 | $139.87 Million | -87.64% |
| 2012-12-31 | $1.13 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Equity Bancshares, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 19492000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $194.92 Million | 32.87% |
| Common Stock | $230.00K | 0.04% |
| Other Comprehensive Income | $-55.18 Million | -9.31% |
| Other Components | $452.95 Million | 76.39% |
| Total Equity | $592.92 Million | 100.00% |
Equity Bancshares, Inc. Competitors by Market Cap
The table below lists competitors of Equity Bancshares, Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Grupo Simec S.A.B. de C.V
MX:SIMECB
|
$614.40 Million |
|
Poseida Therapeutics Inc
NASDAQ:PSTX
|
$614.61 Million |
|
Embla Medical hf
CO:EMBLA
|
$614.71 Million |
|
Wuxi ETEK Microelectronics Co Ltd
SHG:688601
|
$614.92 Million |
|
Okeanis Eco Tankers Corp.
NYSE:ECO
|
$614.29 Million |
|
Gabriel India Limited
NSE:GABRIEL
|
$613.96 Million |
|
Hoist Finance AB
ST:HOFI
|
$613.93 Million |
|
Jiangxi Bestoo Energy Co Ltd
SHE:001376
|
$613.88 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Equity Bancshares, Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 452,860,000 to 592,918,000, a change of 140,058,000 (30.9%).
- Net income of 62,621,000 contributed positively to equity growth.
- Dividend payments of 7,892,000 reduced retained earnings.
- Share repurchases of 11,859,000 reduced equity.
- New share issuances of 86,980,000 increased equity.
- Other comprehensive income increased equity by 2,739,000.
- Other factors increased equity by 7,469,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $62.62 Million | +10.56% |
| Dividends Paid | $7.89 Million | -1.33% |
| Share Repurchases | $11.86 Million | -2.0% |
| Share Issuances | $86.98 Million | +14.67% |
| Other Comprehensive Income | $2.74 Million | +0.46% |
| Other Changes | $7.47 Million | +1.26% |
| Total Change | $- | 30.93% |
Book Value vs Market Value Analysis
This analysis compares Equity Bancshares, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.17x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.88x to 1.17x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $23.56 | $44.27 | x |
| 2013-12-31 | $20.39 | $44.27 | x |
| 2014-12-31 | $17.16 | $44.27 | x |
| 2015-12-31 | $25.44 | $44.27 | x |
| 2016-12-31 | $29.45 | $44.27 | x |
| 2017-12-31 | $29.35 | $44.27 | x |
| 2018-12-31 | $29.02 | $44.27 | x |
| 2019-12-31 | $30.17 | $44.27 | x |
| 2020-12-31 | $27.00 | $44.27 | x |
| 2021-12-31 | $32.71 | $44.27 | x |
| 2022-12-31 | $24.95 | $44.27 | x |
| 2023-12-31 | $28.94 | $44.27 | x |
| 2024-12-31 | $37.83 | $44.27 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Equity Bancshares, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.56%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 19.18%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 8.99x
- Recent ROE (10.56%) is above the historical average (4.85%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 2.76% | 13.27% | 0.02x | 8.60x | $-10.00 Million |
| 2013 | 5.63% | 14.48% | 0.05x | 8.15x | $-6.11 Million |
| 2014 | 7.63% | 16.41% | 0.05x | 9.98x | $-2.79 Million |
| 2015 | 6.16% | 16.80% | 0.04x | 9.48x | $-6.42 Million |
| 2016 | 3.63% | 13.20% | 0.03x | 8.50x | $-16.42 Million |
| 2017 | 5.52% | 17.82% | 0.04x | 8.47x | $-16.77 Million |
| 2018 | 7.86% | 20.02% | 0.04x | 8.91x | $-9.77 Million |
| 2019 | 5.35% | 12.92% | 0.05x | 8.26x | $-22.23 Million |
| 2020 | -18.39% | -42.35% | 0.04x | 9.85x | $-115.73 Million |
| 2021 | 10.48% | 28.09% | 0.04x | 10.27x | $2.42 Million |
| 2022 | 14.07% | 26.19% | 0.04x | 12.15x | $16.68 Million |
| 2023 | 1.73% | 3.48% | 0.04x | 11.12x | $-37.47 Million |
| 2024 | 10.56% | 19.18% | 0.06x | 8.99x | $3.33 Million |
Industry Comparison
This section compares Equity Bancshares, Inc.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $16,924,188,763
- Average return on equity (ROE) among peers: 8.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Equity Bancshares, Inc. (EQBK) | $711.89 Million | 2.76% | 7.93x | $614.34 Million |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.91 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $474.47 Million |
| Addiko Bank AG (ADBKF) | $851.70 Million | 0.16% | 5.94x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $79.30 Million |
| Absa Group Limited (AGRPF) | $85.20 Billion | 14.06% | 10.26x | $6.72 Billion |
| AIB Group plc (AIBGY) | $13.66 Billion | 4.74% | 8.36x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $62.92 Billion | 9.95% | 6.60x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $5.78 Billion | 1.48% | 10.55x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $18.00 Million | 9.85% | 14.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |