First Foundation Inc.
First Foundation Inc., together with its subsidiaries, provides banking services, investment advisory, wealth management, and trust services to individuals, businesses, and other organizations in the United States. The company operates in two segments, Banking and Wealth Management. It offers a range of deposit products, including personal and business checking accounts, savings accounts, interes… Read more
First Foundation Inc. (FFWM) - Net Assets
Latest net assets as of December 2025: $912.59 Million USD
Based on the latest financial reports, First Foundation Inc. (FFWM) has net assets worth $912.59 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($11.90 Billion) and total liabilities ($10.99 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $912.59 Million |
| % of Total Assets | 7.67% |
| Annual Growth Rate | 23.19% |
| 5-Year Change | -14.23% |
| 10-Year Change | 221.04% |
| Growth Volatility | 41.93 |
First Foundation Inc. - Net Assets Trend (2011–2025)
This chart illustrates how First Foundation Inc.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for First Foundation Inc. (2011–2025)
The table below shows the annual net assets of First Foundation Inc. from 2011 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $912.59 Million | -13.36% |
| 2024-12-31 | $1.05 Billion | -14.56% |
| 2023-12-31 | $1.23 Billion | +8.69% |
| 2022-12-31 | $1.13 Billion | +6.61% |
| 2021-12-31 | $1.06 Billion | +52.94% |
| 2020-12-31 | $695.71 Million | +13.33% |
| 2019-12-31 | $613.87 Million | +9.78% |
| 2018-12-31 | $559.18 Million | +41.58% |
| 2017-12-31 | $394.95 Million | +38.94% |
| 2016-12-31 | $284.26 Million | +9.44% |
| 2015-12-31 | $259.74 Million | +161.05% |
| 2014-12-31 | $99.50 Million | +14.68% |
| 2013-12-31 | $86.76 Million | +17.92% |
| 2012-12-31 | $73.58 Million | +49.56% |
| 2011-12-31 | $49.20 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to First Foundation Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 2845700000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $83.00K | 0.01% |
| Other Comprehensive Income | $556.00K | 0.06% |
| Other Components | $942.07 Million | 103.23% |
| Total Equity | $912.59 Million | 100.00% |
First Foundation Inc. Competitors by Market Cap
The table below lists competitors of First Foundation Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Everlight Chemical Industrial Corp
TW:1711
|
$317.86 Million |
|
Jiangsu Rutong Petro-Machinery
SHG:603036
|
$317.90 Million |
|
Beijing Strong Biotechnologies Inc
SHE:300406
|
$317.93 Million |
|
Krispy Kreme Inc
NASDAQ:DNUT
|
$317.96 Million |
|
BFI Finance Indonesia Tbk
JK:BFIN
|
$317.78 Million |
|
TCI Co Ltd
TWO:8436
|
$317.77 Million |
|
Shanghai MicuRx Pharmaceutical Co. Ltd. A
SHG:688373
|
$317.70 Million |
|
Newron Pharmaceuticals SpA
SW:NWRN
|
$317.49 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in First Foundation Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,053,363,000 to 912,587,000, a change of -140,776,000 (-13.4%).
- Net loss of 155,157,000 reduced equity.
- Other comprehensive income increased equity by 9,471,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-155.16 Million | -17.0% |
| Other Comprehensive Income | $9.47 Million | +1.04% |
| Other Changes | $4.91 Million | +0.54% |
| Total Change | $- | -13.36% |
Book Value vs Market Value Analysis
This analysis compares First Foundation Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.51x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.27x to 0.51x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2011-12-31 | $2.47 | $5.60 | x |
| 2012-12-31 | $3.70 | $5.60 | x |
| 2013-12-31 | $4.36 | $5.60 | x |
| 2014-12-31 | $6.09 | $5.60 | x |
| 2015-12-31 | $11.22 | $5.60 | x |
| 2016-12-31 | $8.49 | $5.60 | x |
| 2017-12-31 | $11.18 | $5.60 | x |
| 2018-12-31 | $13.14 | $5.60 | x |
| 2019-12-31 | $13.67 | $5.60 | x |
| 2020-12-31 | $15.49 | $5.60 | x |
| 2021-12-31 | $23.70 | $5.60 | x |
| 2022-12-31 | $20.08 | $5.60 | x |
| 2023-12-31 | $16.40 | $5.60 | x |
| 2024-12-31 | $16.06 | $5.60 | x |
| 2025-12-31 | $11.06 | $5.60 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently First Foundation Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -17.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -26.37%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 13.04x
- Recent ROE (-17.00%) is below the historical average (4.39%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2011 | 18.49% | 22.34% | 0.07x | 11.21x | $4.18 Million |
| 2012 | 7.88% | 12.21% | 0.06x | 11.29x | $-1.56 Million |
| 2013 | 9.05% | 13.31% | 0.06x | 11.96x | $-825.20K |
| 2014 | 8.44% | 11.63% | 0.05x | 13.62x | $-1.56 Million |
| 2015 | 5.15% | 14.35% | 0.04x | 9.98x | $-12.60 Million |
| 2016 | 8.20% | 17.45% | 0.03x | 13.98x | $-5.12 Million |
| 2017 | 6.98% | 16.37% | 0.04x | 11.50x | $-11.91 Million |
| 2018 | 7.68% | 18.84% | 0.04x | 10.44x | $-12.96 Million |
| 2019 | 9.16% | 20.62% | 0.04x | 10.29x | $-5.15 Million |
| 2020 | 12.13% | 28.98% | 0.04x | 10.00x | $14.80 Million |
| 2021 | 10.29% | 35.45% | 0.03x | 9.58x | $3.11 Million |
| 2022 | 9.74% | 26.70% | 0.03x | 11.47x | $-2.93 Million |
| 2023 | -21.51% | -36.44% | 0.04x | 14.40x | $-291.60 Million |
| 2024 | -8.77% | -19.19% | 0.04x | 12.00x | $-197.74 Million |
| 2025 | -17.00% | -26.37% | 0.05x | 13.04x | $-246.42 Million |
Industry Comparison
This section compares First Foundation Inc.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| First Foundation Inc. (FFWM) | $912.59 Million | 18.49% | 12.04x | $317.81 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |