First Foundation Inc. - Asset Resilience Ratio

Latest as of December 2025: 20.42%

First Foundation Inc. (FFWM) has an Asset Resilience Ratio of 20.42% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See First Foundation Inc. working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$2.43 Billion

Cash + Short-term Investments

Total Assets

$11.90 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2025)

This chart shows how First Foundation Inc.'s Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is First Foundation Inc.'s balance sheet.

Liquid Assets Composition Over Time

This chart breaks down First Foundation Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore First Foundation Inc. strategic investment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$2.43 Billion	20.42%
Total Liquid Assets	$2.43 Billion	20.42%

Asset Resilience Insights

Good Liquidity Position: First Foundation Inc. maintains a healthy 20.42% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

First Foundation Inc. Industry Peers by Asset Resilience Ratio

Compare First Foundation Inc.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for First Foundation Inc. (2012–2025)

The table below shows the annual Asset Resilience Ratio data for First Foundation Inc..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	20.42%	$2.43 Billion	$11.90 Billion	+10.03pp
2024-12-31	10.39%	$1.31 Billion	$12.65 Billion	+5.11pp
2023-12-31	5.28%	$703.23 Million	$13.33 Billion	+3.54pp
2022-12-31	1.74%	$226.16 Million	$13.01 Billion	-9.95pp
2021-12-31	11.68%	$1.19 Billion	$10.20 Billion	+0.08pp
2020-12-31	11.61%	$807.43 Million	$6.96 Billion	-4.47pp
2019-12-31	16.07%	$1.01 Billion	$6.31 Billion	+2.21pp
2018-12-31	13.86%	$809.57 Million	$5.84 Billion	+2.42pp
2017-12-31	11.44%	$519.36 Million	$4.54 Billion	-1.38pp
2016-12-31	12.82%	$509.58 Million	$3.98 Billion	-8.98pp
2015-12-31	21.80%	$565.13 Million	$2.59 Billion	+11.60pp
2014-12-31	10.20%	$138.27 Million	$1.36 Billion	+4.50pp
2013-12-31	5.70%	$59.11 Million	$1.04 Billion	+5.00pp
2012-12-31	0.70%	$5.81 Million	$830.51 Million	--

pp = percentage points

About First Foundation Inc.

NYSE:FFWM USA Banks - Regional

Market Cap

$489.27 Million

Market Cap Rank

#12410 Global

#3094 in USA

Share Price

$5.90

Change (1 day)

+2.43%

52-Week Range

$4.77 - $6.54

All Time High

$28.00