Home BancShares Inc

NYSE:HOMB USA Banks - Regional
Market Cap
$5.19 Billion
Market Cap Rank
#2823 Global
#1933 in USA
Share Price
$26.42
Change (1 day)
+0.19%
52-Week Range
$25.05 - $30.59
All Time High
$32.09
About

Home Bancshares, Inc. (Conway, AR) operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit. It also provides non-fa… Read more

Home BancShares Inc (HOMB) - Net Assets

Latest net assets as of September 2025: $4.21 Billion USD

Based on the latest financial reports, Home BancShares Inc (HOMB) has net assets worth $4.21 Billion USD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($22.71 Billion) and total liabilities ($18.49 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $4.21 Billion
% of Total Assets 18.56%
Annual Growth Rate 22.68%
5-Year Change 52.01%
10-Year Change 230.15%
Growth Volatility 33.4

Home BancShares Inc - Net Assets Trend (2001–2024)

This chart illustrates how Home BancShares Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Home BancShares Inc (2001–2024)

The table below shows the annual net assets of Home BancShares Inc from 2001 to 2024.

Year Net Assets Change
2024-12-31 $3.96 Billion +4.48%
2023-12-31 $3.79 Billion +7.51%
2022-12-31 $3.53 Billion +27.50%
2021-12-31 $2.77 Billion +6.14%
2020-12-31 $2.61 Billion +3.75%
2019-12-31 $2.51 Billion +6.88%
2018-12-31 $2.35 Billion +6.61%
2017-12-31 $2.20 Billion +66.05%
2016-12-31 $1.33 Billion +10.65%
2015-12-31 $1.20 Billion +18.17%
2014-12-31 $1.02 Billion +20.73%
2013-12-31 $840.96 Million +63.14%
2012-12-31 $515.47 Million +8.73%
2011-12-31 $474.07 Million -0.60%
2010-12-31 $476.93 Million +2.57%
2009-12-31 $464.97 Million +64.28%
2008-12-31 $283.04 Million +11.85%
2007-12-31 $253.06 Million +9.35%
2006-12-31 $231.42 Million +39.53%
2005-12-31 $165.86 Million +43.17%
2004-12-31 $115.85 Million +147.79%
2002-12-31 $46.75 Million +29.88%
2001-12-31 $36.00 Million --

Equity Component Analysis

This analysis shows how different components contribute to Home BancShares Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 194235000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings $1.94 Billion 49.04%
Common Stock $1.99 Million 0.05%
Other Comprehensive Income $-256.11 Million -6.47%
Other Components $2.27 Billion 57.38%
Total Equity $3.96 Billion 100.00%

Home BancShares Inc Competitors by Market Cap

The table below lists competitors of Home BancShares Inc ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Home BancShares Inc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 3,791,075,000 to 3,961,025,000, a change of 169,950,000 (4.5%).
  • Net income of 402,241,000 contributed positively to equity growth.
  • Dividend payments of 150,003,000 reduced retained earnings.
  • Share repurchases of 86,493,000 reduced equity.
  • Other comprehensive income decreased equity by 7,033,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $402.24 Million +10.15%
Dividends Paid $150.00 Million -3.79%
Share Repurchases $86.49 Million -2.18%
Other Comprehensive Income $-7.03 Million -0.18%
Other Changes $11.24 Million +0.28%
Total Change $- 4.48%

Book Value vs Market Value Analysis

This analysis compares Home BancShares Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.33x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 16.31x to 1.33x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2001-12-31 $1.62 $26.42 x
2002-12-31 $1.95 $26.42 x
2004-12-31 $1.53 $26.42 x
2005-12-31 $2.63 $26.42 x
2006-12-31 $3.13 $26.42 x
2007-12-31 $3.04 $26.42 x
2008-12-31 $3.17 $26.42 x
2009-12-31 $4.87 $26.42 x
2010-12-31 $4.17 $26.42 x
2011-12-31 $4.14 $26.42 x
2012-12-31 $4.55 $26.42 x
2013-12-31 $7.22 $26.42 x
2014-12-31 $7.65 $26.42 x
2015-12-31 $8.75 $26.42 x
2016-12-31 $9.43 $26.42 x
2017-12-31 $14.55 $26.42 x
2018-12-31 $13.50 $26.42 x
2019-12-31 $14.97 $26.42 x
2020-12-31 $15.76 $26.42 x
2021-12-31 $16.78 $26.42 x
2022-12-31 $18.08 $26.42 x
2023-12-31 $18.70 $26.42 x
2024-12-31 $19.80 $26.42 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Home BancShares Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 10.15%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 27.70%
  • • Asset Turnover: 0.06x
  • • Equity Multiplier: 5.68x
  • Recent ROE (10.15%) is above the historical average (8.81%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2001 3.77% 14.51% 0.03x 8.95x $-2.24 Million
2002 8.29% 51.19% 0.02x 7.89x $-798.30K
2004 8.59% 16.72% 0.07x 7.55x $-1.50 Million
2005 6.90% 11.32% 0.05x 11.52x $-5.14 Million
2006 6.88% 11.14% 0.07x 9.47x $-7.22 Million
2007 8.08% 12.20% 0.07x 9.06x $-4.86 Million
2008 3.57% 6.01% 0.07x 9.12x $-18.19 Million
2009 5.77% 16.45% 0.06x 5.77x $-19.69 Million
2010 3.69% 10.08% 0.05x 7.89x $-30.10 Million
2011 11.55% 26.79% 0.06x 7.60x $7.33 Million
2012 12.23% 29.43% 0.05x 8.23x $11.47 Million
2013 7.91% 25.32% 0.04x 8.10x $-17.58 Million
2014 11.14% 28.27% 0.05x 7.29x $11.53 Million
2015 11.52% 31.08% 0.05x 7.74x $18.22 Million
2016 13.34% 34.29% 0.05x 7.39x $44.40 Million
2017 6.13% 22.19% 0.04x 6.56x $-85.35 Million
2018 12.78% 38.53% 0.05x 6.51x $65.41 Million
2019 11.53% 35.79% 0.05x 5.99x $38.39 Million
2020 8.23% 27.57% 0.05x 6.29x $-46.13 Million
2021 11.53% 42.42% 0.04x 6.53x $42.45 Million
2022 8.66% 29.47% 0.05x 6.49x $-47.37 Million
2023 10.36% 29.62% 0.06x 5.98x $13.82 Million
2024 10.15% 27.70% 0.06x 5.68x $6.14 Million

Industry Comparison

This section compares Home BancShares Inc's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $25,670,820,700
  • Average return on equity (ROE) among peers: 9.44%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Home BancShares Inc (HOMB) $4.21 Billion 3.77% 4.39x $4.88 Billion
Ameris Bancorp (ABCB) $120.94 Million 10.83% 9.48x $4.91 Billion
ACNB Corporation (ACNB) $2.75 Billion 1.01% 0.01x $462.57 Million
Addiko Bank AG (ADBKF) $839.50 Million 5.41% 6.63x $210.07 Million
Affinity Bancshares Inc (AFBI) $120.97 Million 6.26% 5.51x $79.94 Million
Absa Group Limited (AGRPF) $19.52 Billion 23.08% 14.72x $6.72 Billion
AIB Group plc (AIBGY) $14.46 Billion -16.17% 8.45x $21.72 Billion
Akbank Turk Anonim Sirketi (AKBTY) $211.22 Billion 31.48% 8.02x $8.60 Billion
Alpha Bank SA (ALBKY) $7.32 Billion 8.44% 8.89x $1.12 Billion
Community Capital Bancshares Inc (ALBY) $9.19 Million 7.09% 8.66x $19.76 Million
Alpine Banks of Colorado (ALPIB) $342.89 Million 16.92% 10.27x $248.47 Million