Origin Bancorp, Inc. (OBK) - Net Assets
Based on the latest financial reports, Origin Bancorp, Inc. (OBK) has net assets worth $1.25 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($9.72 Billion) and total liabilities ($8.48 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check OBK cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.25 Billion |
| % of Total Assets | 12.82% |
| Annual Growth Rate | 12.85% |
| 5-Year Change | 70.73% |
| 10-Year Change | N/A |
| Growth Volatility | 9.79 |
Origin Bancorp, Inc. - Net Assets Trend (2016–2025)
This chart illustrates how Origin Bancorp, Inc.'s net assets have evolved over time, based on quarterly financial data. Also explore OBK total asset value for the complete picture of this company's asset base.
Annual Net Assets for Origin Bancorp, Inc. (2016–2025)
The table below shows the annual net assets of Origin Bancorp, Inc. from 2016 to 2025. For live valuation and market cap data, see market cap of Origin Bancorp, Inc..
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.25 Billion | +8.86% |
| 2024-12-31 | $1.15 Billion | +7.75% |
| 2023-12-31 | $1.06 Billion | +11.89% |
| 2022-12-31 | $949.94 Million | +30.09% |
| 2021-12-31 | $730.21 Million | +12.83% |
| 2020-12-31 | $647.15 Million | +7.99% |
| 2019-12-31 | $599.26 Million | +9.00% |
| 2018-12-31 | $549.78 Million | +30.79% |
| 2017-12-31 | $420.35 Million | +0.06% |
| 2016-12-31 | $420.09 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Origin Bancorp, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 345.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $612.52 Million | 49.13% |
| Common Stock | $154.76 Million | 12.41% |
| Other Comprehensive Income | $-54.14 Million | -4.34% |
| Other Components | $533.54 Million | 42.80% |
| Total Equity | $1.25 Billion | 100.00% |
Origin Bancorp, Inc. Competitors by Market Cap
The table below lists competitors of Origin Bancorp, Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Guangdong South New Media Co Ltd
SHE:300770
|
$1.27 Billion |
|
Prudent Corporate Advisory Services Limited
NSE:PRUDENT
|
$1.27 Billion |
|
Sharplink Gaming Ltd
NASDAQ:SBET
|
$1.27 Billion |
|
Zhongnanhong Culture Group Co Ltd
SHE:002445
|
$1.27 Billion |
|
Edan Instruments Inc
SHE:300206
|
$1.26 Billion |
|
Suzhou Sushi Testing Instrument Co Ltd
SHE:300416
|
$1.26 Billion |
|
Saha Pathana Inter-Holding PCL
BK:SPI
|
$1.26 Billion |
|
Zensar Technologies Limited
NSE:ZENSARTECH
|
$1.26 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Origin Bancorp, Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,145,245,000 to 1,246,685,000, a change of 101,440,000 (8.9%).
- Net income of 75,197,000 contributed positively to equity growth.
- Dividend payments of 18,872,000 reduced retained earnings.
- Share repurchases of 15,806,000 reduced equity.
- Other comprehensive income increased equity by 51,888,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $75.20 Million | +6.03% |
| Dividends Paid | $18.87 Million | -1.51% |
| Share Repurchases | $15.81 Million | -1.27% |
| Other Comprehensive Income | $51.89 Million | +4.16% |
| Other Changes | $9.03 Million | +0.72% |
| Total Change | $- | 8.86% |
Book Value vs Market Value Analysis
This analysis compares Origin Bancorp, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.18x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.48x to 1.18x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | $19.07 | $47.33 | x |
| 2017-12-31 | $19.09 | $47.33 | x |
| 2018-12-31 | $24.77 | $47.33 | x |
| 2019-12-31 | $25.31 | $47.33 | x |
| 2020-12-31 | $27.52 | $47.33 | x |
| 2021-12-31 | $30.93 | $47.33 | x |
| 2022-12-31 | $35.50 | $47.33 | x |
| 2023-12-31 | $34.36 | $47.33 | x |
| 2024-12-31 | $36.70 | $47.33 | x |
| 2025-12-31 | $40.13 | $47.33 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Origin Bancorp, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.03%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.56%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 7.80x
- Recent ROE (6.03%) is below the historical average (7.52%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 3.06% | 7.25% | 0.04x | 9.69x | $-29.16 Million |
| 2017 | 3.49% | 8.29% | 0.04x | 9.88x | $-27.37 Million |
| 2018 | 9.39% | 22.89% | 0.05x | 8.77x | $-3.37 Million |
| 2019 | 8.99% | 20.00% | 0.05x | 8.89x | $-6.04 Million |
| 2020 | 5.62% | 12.67% | 0.04x | 11.79x | $-28.36 Million |
| 2021 | 14.87% | 37.37% | 0.04x | 10.77x | $35.52 Million |
| 2022 | 9.23% | 23.22% | 0.04x | 10.20x | $-7.28 Million |
| 2023 | 7.88% | 24.56% | 0.04x | 9.15x | $-22.49 Million |
| 2024 | 6.68% | 12.40% | 0.06x | 8.45x | $-38.03 Million |
| 2025 | 6.03% | 12.56% | 0.06x | 7.80x | $-49.47 Million |
Industry Comparison
This section compares Origin Bancorp, Inc.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Origin Bancorp, Inc. (OBK) | $1.25 Billion | 3.06% | 6.80x | $1.27 Billion |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About Origin Bancorp, Inc.
Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, and Mississippi. It provides noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction… Read more