Origin Bancorp, Inc. Asset Resilience Ratio
Origin Bancorp, Inc. asset resilience ratio. Origin Bancorp, Inc. (OBK) has an Asset Resilience Ratio of 0.37% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Origin Bancorp, Inc. defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Origin Bancorp, Inc. (2016–2025)
Asset resilience ratio of Origin Bancorp, Inc. from 2016 to 2025. This chart shows how Origin Bancorp, Inc.'s Asset Resilience Ratio has changed over time. Read how much debt does Origin Bancorp, Inc. carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Origin Bancorp, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Origin Bancorp, Inc. assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $37.66 Million | 0.37% |
| Total Liquid Assets | $37.66 Million | 0.37% |
Asset Resilience Insights
- Limited Liquidity: Origin Bancorp, Inc. maintains only 0.37% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Origin Bancorp, Inc. Industry Peers by Asset Resilience Ratio
Compare Origin Bancorp, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Origin Bancorp, Inc. Asset Resilience Ratio by Year (2016–2025)
Origin Bancorp, Inc. asset resilience ratio by year from 2016 to 2025. The table below shows the annual Asset Resilience Ratio data for Origin Bancorp, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.32% | $31.07 Million | $9.72 Billion | -11.07pp |
| 2024-12-31 | 11.39% | $1.10 Billion | $9.68 Billion | -1.50pp |
| 2023-12-31 | 12.89% | $1.25 Billion | $9.72 Billion | -4.05pp |
| 2022-12-31 | 16.95% | $1.64 Billion | $9.69 Billion | -2.19pp |
| 2021-12-31 | 19.14% | $1.50 Billion | $7.86 Billion | +5.97pp |
| 2020-12-31 | 13.17% | $1.00 Billion | $7.63 Billion | +3.76pp |
| 2019-12-31 | 9.41% | $501.07 Million | $5.32 Billion | -2.53pp |
| 2018-12-31 | 11.94% | $575.64 Million | $4.82 Billion | +2.20pp |
| 2017-12-31 | 9.74% | $404.53 Million | $4.15 Billion | +0.52pp |
| 2016-12-31 | 9.22% | $375.52 Million | $4.07 Billion | -- |
About Origin Bancorp, Inc.
Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, Alabama, and Mississippi. It provides noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, con… Read more