Origin Bancorp, Inc. - Asset Resilience Ratio
Origin Bancorp, Inc. (OBK) has an Asset Resilience Ratio of 0.31% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Origin Bancorp, Inc.'s Asset Resilience Ratio has changed over time. Check asset allocation strategy of Origin Bancorp, Inc. to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Origin Bancorp, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Origin Bancorp, Inc. (OBK) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $31.19 Million | 0.31% |
| Total Liquid Assets | $31.19 Million | 0.31% |
Asset Resilience Insights
- Limited Liquidity: Origin Bancorp, Inc. maintains only 0.31% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Origin Bancorp, Inc. Industry Peers by Asset Resilience Ratio
Compare Origin Bancorp, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Origin Bancorp, Inc. (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Origin Bancorp, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.32% | $31.07 Million | $9.72 Billion | -11.07pp |
| 2024-12-31 | 11.39% | $1.10 Billion | $9.68 Billion | -1.50pp |
| 2023-12-31 | 12.89% | $1.25 Billion | $9.72 Billion | -4.05pp |
| 2022-12-31 | 16.95% | $1.64 Billion | $9.69 Billion | -2.19pp |
| 2021-12-31 | 19.14% | $1.50 Billion | $7.86 Billion | +5.97pp |
| 2020-12-31 | 13.17% | $1.00 Billion | $7.63 Billion | +3.76pp |
| 2019-12-31 | 9.41% | $501.07 Million | $5.32 Billion | -2.53pp |
| 2018-12-31 | 11.94% | $575.64 Million | $4.82 Billion | +2.20pp |
| 2017-12-31 | 9.74% | $404.53 Million | $4.15 Billion | +0.52pp |
| 2016-12-31 | 9.22% | $375.52 Million | $4.07 Billion | -- |
About Origin Bancorp, Inc.
Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, Alabama, and Mississippi. It provides noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, con… Read more