TransUnion

NYSE:TRU USA Financial Data & Stock Exchanges
Market Cap
$14.19 Billion
Market Cap Rank
#1311 Global
#998 in USA
Share Price
$73.66
Change (1 day)
+4.17%
52-Week Range
$67.58 - $99.22
All Time High
$122.60
About

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and … Read more

TransUnion (TRU) - Net Assets

Latest net assets as of December 2025: $4.55 Billion USD

Based on the latest financial reports, TransUnion (TRU) has net assets worth $4.55 Billion USD as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($11.11 Billion) and total liabilities ($6.57 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $4.55 Billion
% of Total Assets 40.9%
Annual Growth Rate 14.18%
5-Year Change 13.46%
10-Year Change 208.58%
Growth Volatility 24.15

TransUnion - Net Assets Trend (2012–2025)

This chart illustrates how TransUnion's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for TransUnion (2012–2025)

The table below shows the annual net assets of TransUnion from 2012 to 2025.

Year Net Assets Change
2025-12-31 $4.55 Billion +5.25%
2024-12-31 $4.32 Billion +5.20%
2023-12-31 $4.11 Billion -3.84%
2022-12-31 $4.27 Billion +6.57%
2021-12-31 $4.01 Billion +51.97%
2020-12-31 $2.64 Billion +12.68%
2019-12-31 $2.34 Billion +18.02%
2018-12-31 $1.98 Billion +8.64%
2017-12-31 $1.82 Billion +23.87%
2016-12-31 $1.47 Billion +7.75%
2015-12-31 $1.37 Billion +82.83%
2014-12-31 $747.70 Million +4.65%
2013-12-31 $714.50 Million -11.88%
2012-12-31 $810.80 Million --

Equity Component Analysis

This analysis shows how different components contribute to TransUnion's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 310630000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings $2.72 Billion 61.36%
Common Stock $2.00 Million 0.05%
Other Comprehensive Income $-340.20 Million -7.66%
Other Components $2.05 Billion 46.26%
Total Equity $4.44 Billion 100.00%

TransUnion Competitors by Market Cap

The table below lists competitors of TransUnion ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in TransUnion's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 4,217,000,000 to 4,439,200,000, a change of 222,200,000 (5.3%).
  • Net income of 455,400,000 contributed positively to equity growth.
  • Dividend payments of 90,500,000 reduced retained earnings.
  • Share repurchases of 337,700,000 reduced equity.
  • New share issuances of 22,500,000 increased equity.
  • Other comprehensive income increased equity by 27,000,000.
  • Other factors increased equity by 145,500,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $455.40 Million +10.26%
Dividends Paid $90.50 Million -2.04%
Share Repurchases $337.70 Million -7.61%
Share Issuances $22.50 Million +0.51%
Other Comprehensive Income $27.00 Million +0.61%
Other Changes $145.50 Million +3.28%
Total Change $- 5.27%

Book Value vs Market Value Analysis

This analysis compares TransUnion's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 3.26x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 11.26x to 3.26x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2012-12-31 $6.54 $73.66 x
2013-12-31 $4.25 $73.66 x
2014-12-31 $3.97 $73.66 x
2015-12-31 $7.38 $73.66 x
2016-12-31 $7.38 $73.66 x
2017-12-31 $9.10 $73.66 x
2018-12-31 $9.90 $73.66 x
2019-12-31 $11.71 $73.66 x
2020-12-31 $13.22 $73.66 x
2021-12-31 $20.25 $73.66 x
2022-12-31 $21.59 $73.66 x
2023-12-31 $20.72 $73.66 x
2024-12-31 $21.44 $73.66 x
2025-12-31 $22.58 $73.66 x

Capital Efficiency Dashboard

This dashboard shows how efficiently TransUnion utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 10.26%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 9.95%
  • • Asset Turnover: 0.41x
  • • Equity Multiplier: 2.50x
  • Recent ROE (10.26%) is above the historical average (8.25%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2012 -9.06% -5.59% 0.26x 6.23x $-133.98 Million
2013 -5.59% -2.97% 0.26x 7.15x $-97.89 Million
2014 -2.13% -0.96% 0.28x 7.95x $-71.21 Million
2015 0.48% 0.39% 0.34x 3.61x $-117.24 Million
2016 8.85% 7.07% 0.36x 3.51x $-15.68 Million
2017 25.52% 22.82% 0.38x 2.96x $268.33 Million
2018 14.64% 11.94% 0.33x 3.73x $87.63 Million
2019 15.45% 14.08% 0.35x 3.17x $122.36 Million
2020 13.51% 13.56% 0.35x 2.88x $89.18 Million
2021 35.57% 46.97% 0.23x 3.23x $999.49 Million
2022 6.39% 7.18% 0.32x 2.80x $-150.69 Million
2023 -5.14% -5.38% 0.34x 2.77x $-607.02 Million
2024 6.74% 6.80% 0.38x 2.60x $-137.30 Million
2025 10.26% 9.95% 0.41x 2.50x $11.48 Million

Industry Comparison

This section compares TransUnion's net assets metrics with peer companies in the Financial Data & Stock Exchanges industry.

Industry Context

  • Industry: Financial Data & Stock Exchanges
  • Average net assets among peers: $9,077,174,558
  • Average return on equity (ROE) among peers: -171.20%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
TransUnion (TRU) $4.55 Billion -9.06% 1.44x $13.91 Billion
ASX Limited (ASXFF) $2.76 Billion 10.63% 2.45x $7.32 Billion
B3 S.A. - Brasil Bolsa Balcão (BOLSY) $25.40 Billion 10.69% 0.58x $16.93 Billion
Bolsa Mexicana de Valores S.A.B. de C.V (BOMXF) $7.67 Billion 19.68% 0.15x $1.05 Billion
Bursa Malaysia Bhd Ord (BSMAF) $827.48 Million 20.92% 1.10x $835.52 Million
Bit Origin Ltd (BTOG) $909.58K -1927.48% 6.35x $2.63 Million
Cboe Global Markets Inc (CBOE) $3.60 Billion 14.67% 0.89x $30.38 Billion
CME Group Inc (CME) $28.73 Billion 14.08% 5.91x $110.13 Billion
Coinbase Global Inc (COIN) $10.28 Billion 25.10% 1.19x $46.24 Billion
Deutsche Börse AG (DBOEF) $11.26 Billion 17.31% 18.73x $44.04 Billion
Dun & Bradstreet Holdings Inc. (DNB) $250.60 Million 82.44% 4.68x $2.89 Billion