TransUnion
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and … Read more
TransUnion (TRU) - Net Assets
Latest net assets as of December 2025: $4.55 Billion USD
Based on the latest financial reports, TransUnion (TRU) has net assets worth $4.55 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($11.11 Billion) and total liabilities ($6.57 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $4.55 Billion |
| % of Total Assets | 40.9% |
| Annual Growth Rate | 14.18% |
| 5-Year Change | 13.46% |
| 10-Year Change | 208.58% |
| Growth Volatility | 24.15 |
TransUnion - Net Assets Trend (2012–2025)
This chart illustrates how TransUnion's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for TransUnion (2012–2025)
The table below shows the annual net assets of TransUnion from 2012 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $4.55 Billion | +5.25% |
| 2024-12-31 | $4.32 Billion | +5.20% |
| 2023-12-31 | $4.11 Billion | -3.84% |
| 2022-12-31 | $4.27 Billion | +6.57% |
| 2021-12-31 | $4.01 Billion | +51.97% |
| 2020-12-31 | $2.64 Billion | +12.68% |
| 2019-12-31 | $2.34 Billion | +18.02% |
| 2018-12-31 | $1.98 Billion | +8.64% |
| 2017-12-31 | $1.82 Billion | +23.87% |
| 2016-12-31 | $1.47 Billion | +7.75% |
| 2015-12-31 | $1.37 Billion | +82.83% |
| 2014-12-31 | $747.70 Million | +4.65% |
| 2013-12-31 | $714.50 Million | -11.88% |
| 2012-12-31 | $810.80 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to TransUnion's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 310630000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $2.72 Billion | 61.36% |
| Common Stock | $2.00 Million | 0.05% |
| Other Comprehensive Income | $-340.20 Million | -7.66% |
| Other Components | $2.05 Billion | 46.26% |
| Total Equity | $4.44 Billion | 100.00% |
TransUnion Competitors by Market Cap
The table below lists competitors of TransUnion ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Api Group Corp
NYSE:APG
|
$13.93 Billion |
|
Omega Healthcare Investors Inc
NYSE:OHI
|
$13.93 Billion |
|
Wal-Mart de México S.A.B. de C.V
MX:WALMEX
|
$13.96 Billion |
|
Saab AB (publ)
PINK:SAABF
|
$13.96 Billion |
|
Ascendis Pharma AS
NASDAQ:ASND
|
$13.88 Billion |
|
Carlisle Companies Incorporated
NYSE:CSL
|
$13.88 Billion |
|
NEXT plc
PINK:NXGPF
|
$13.87 Billion |
|
Repsol S.A
OTCQX:REPYF
|
$13.85 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in TransUnion's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 4,217,000,000 to 4,439,200,000, a change of 222,200,000 (5.3%).
- Net income of 455,400,000 contributed positively to equity growth.
- Dividend payments of 90,500,000 reduced retained earnings.
- Share repurchases of 337,700,000 reduced equity.
- New share issuances of 22,500,000 increased equity.
- Other comprehensive income increased equity by 27,000,000.
- Other factors increased equity by 145,500,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $455.40 Million | +10.26% |
| Dividends Paid | $90.50 Million | -2.04% |
| Share Repurchases | $337.70 Million | -7.61% |
| Share Issuances | $22.50 Million | +0.51% |
| Other Comprehensive Income | $27.00 Million | +0.61% |
| Other Changes | $145.50 Million | +3.28% |
| Total Change | $- | 5.27% |
Book Value vs Market Value Analysis
This analysis compares TransUnion's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.26x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 11.26x to 3.26x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $6.54 | $73.66 | x |
| 2013-12-31 | $4.25 | $73.66 | x |
| 2014-12-31 | $3.97 | $73.66 | x |
| 2015-12-31 | $7.38 | $73.66 | x |
| 2016-12-31 | $7.38 | $73.66 | x |
| 2017-12-31 | $9.10 | $73.66 | x |
| 2018-12-31 | $9.90 | $73.66 | x |
| 2019-12-31 | $11.71 | $73.66 | x |
| 2020-12-31 | $13.22 | $73.66 | x |
| 2021-12-31 | $20.25 | $73.66 | x |
| 2022-12-31 | $21.59 | $73.66 | x |
| 2023-12-31 | $20.72 | $73.66 | x |
| 2024-12-31 | $21.44 | $73.66 | x |
| 2025-12-31 | $22.58 | $73.66 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently TransUnion utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.26%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 9.95%
- • Asset Turnover: 0.41x
- • Equity Multiplier: 2.50x
- Recent ROE (10.26%) is above the historical average (8.25%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | -9.06% | -5.59% | 0.26x | 6.23x | $-133.98 Million |
| 2013 | -5.59% | -2.97% | 0.26x | 7.15x | $-97.89 Million |
| 2014 | -2.13% | -0.96% | 0.28x | 7.95x | $-71.21 Million |
| 2015 | 0.48% | 0.39% | 0.34x | 3.61x | $-117.24 Million |
| 2016 | 8.85% | 7.07% | 0.36x | 3.51x | $-15.68 Million |
| 2017 | 25.52% | 22.82% | 0.38x | 2.96x | $268.33 Million |
| 2018 | 14.64% | 11.94% | 0.33x | 3.73x | $87.63 Million |
| 2019 | 15.45% | 14.08% | 0.35x | 3.17x | $122.36 Million |
| 2020 | 13.51% | 13.56% | 0.35x | 2.88x | $89.18 Million |
| 2021 | 35.57% | 46.97% | 0.23x | 3.23x | $999.49 Million |
| 2022 | 6.39% | 7.18% | 0.32x | 2.80x | $-150.69 Million |
| 2023 | -5.14% | -5.38% | 0.34x | 2.77x | $-607.02 Million |
| 2024 | 6.74% | 6.80% | 0.38x | 2.60x | $-137.30 Million |
| 2025 | 10.26% | 9.95% | 0.41x | 2.50x | $11.48 Million |
Industry Comparison
This section compares TransUnion's net assets metrics with peer companies in the Financial Data & Stock Exchanges industry.
Industry Context
- Industry: Financial Data & Stock Exchanges
- Average net assets among peers: $9,077,174,558
- Average return on equity (ROE) among peers: -171.20%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| TransUnion (TRU) | $4.55 Billion | -9.06% | 1.44x | $13.91 Billion |
| ASX Limited (ASXFF) | $2.76 Billion | 10.63% | 2.45x | $7.32 Billion |
| B3 S.A. - Brasil Bolsa Balcão (BOLSY) | $25.40 Billion | 10.69% | 0.58x | $16.93 Billion |
| Bolsa Mexicana de Valores S.A.B. de C.V (BOMXF) | $7.67 Billion | 19.68% | 0.15x | $1.05 Billion |
| Bursa Malaysia Bhd Ord (BSMAF) | $827.48 Million | 20.92% | 1.10x | $835.52 Million |
| Bit Origin Ltd (BTOG) | $909.58K | -1927.48% | 6.35x | $2.63 Million |
| Cboe Global Markets Inc (CBOE) | $3.60 Billion | 14.67% | 0.89x | $30.38 Billion |
| CME Group Inc (CME) | $28.73 Billion | 14.08% | 5.91x | $110.13 Billion |
| Coinbase Global Inc (COIN) | $10.28 Billion | 25.10% | 1.19x | $46.24 Billion |
| Deutsche Börse AG (DBOEF) | $11.26 Billion | 17.31% | 18.73x | $44.04 Billion |
| Dun & Bradstreet Holdings Inc. (DNB) | $250.60 Million | 82.44% | 4.68x | $2.89 Billion |