CoastalSouth Bancshares, Inc.
CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, including individual retirement accounts, certificates of deposits, minor savings accounts, noninterest-bearing demand deposits, as well as checking, savings, and money market accoun… Read more
CoastalSouth Bancshares, Inc. (COSO) - Net Assets
Latest net assets as of September 2025: $250.44 Million USD
Based on the latest financial reports, CoastalSouth Bancshares, Inc. (COSO) has net assets worth $250.44 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.26 Billion) and total liabilities ($2.00 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $250.44 Million |
| % of Total Assets | 11.1% |
| Annual Growth Rate | 21.51% |
| 5-Year Change | 69.07% |
| 10-Year Change | N/A |
| Growth Volatility | 20.91 |
CoastalSouth Bancshares, Inc. - Net Assets Trend (2015–2023)
This chart illustrates how CoastalSouth Bancshares, Inc.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for CoastalSouth Bancshares, Inc. (2015–2023)
The table below shows the annual net assets of CoastalSouth Bancshares, Inc. from 2015 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | $156.04 Million | +31.35% |
| 2022-12-31 | $118.80 Million | -4.91% |
| 2021-12-31 | $124.93 Million | +22.50% |
| 2020-12-31 | $101.99 Million | +10.50% |
| 2019-12-31 | $92.29 Million | +36.06% |
| 2018-12-31 | $67.83 Million | +18.71% |
| 2017-12-31 | $57.14 Million | +67.11% |
| 2016-12-31 | $34.19 Million | +4.10% |
| 2015-12-31 | $32.85 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to CoastalSouth Bancshares, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4108837700.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $20.09 Million | 12.87% |
| Other Components | $135.95 Million | 87.13% |
| Total Equity | $156.04 Million | 100.00% |
CoastalSouth Bancshares, Inc. Competitors by Market Cap
The table below lists competitors of CoastalSouth Bancshares, Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
GreenTech Environmental Co Ltd
SHG:688466
|
$131.13 Million |
|
HiVi Acoustics Technology Co Ltd
SHE:002888
|
$131.13 Million |
|
Beijing Baolande Software Corp
SHG:688058
|
$131.13 Million |
|
PSI Software AG
PINK:PSSWF
|
$131.18 Million |
|
EverCommerce Inc
NASDAQ:EVCM
|
$131.08 Million |
|
Horizon Construction Development Limited
F:B7H
|
$130.88 Million |
|
Olympia Financial Group Inc
TO:OLY
|
$130.87 Million |
|
Kg Chemical
KO:001390
|
$130.84 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in CoastalSouth Bancshares, Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 118,797,000 to 156,043,000, a change of 37,246,000 (31.4%).
- Net income of 24,478,000 contributed positively to equity growth.
- New share issuances of 8,835,000 increased equity.
- Other factors increased equity by 3,933,000.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $24.48 Million | +15.69% |
| Share Issuances | $8.84 Million | +5.66% |
| Other Changes | $3.93 Million | +2.52% |
| Total Change | $- | 31.35% |
Book Value vs Market Value Analysis
This analysis compares CoastalSouth Bancshares, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.25x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $0.00 | $20.50 | x |
| 2016-12-31 | $0.00 | $20.50 | x |
| 2017-12-31 | $0.00 | $20.50 | x |
| 2018-12-31 | $0.00 | $20.50 | x |
| 2019-12-31 | $11.60 | $20.50 | x |
| 2020-12-31 | $12.76 | $20.50 | x |
| 2021-12-31 | $14.52 | $20.50 | x |
| 2022-12-31 | $13.26 | $20.50 | x |
| 2023-12-31 | $16.36 | $20.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently CoastalSouth Bancshares, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.69%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 34.16%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 13.00x
- Recent ROE (15.69%) is above the historical average (4.63%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 8.49% | 5.17% | 0.07x | 25.09x | $-247.43K |
| 2016 | 4.21% | 7.14% | 0.05x | 12.09x | $-1.98 Million |
| 2017 | -20.67% | -68.24% | 0.03x | 9.31x | $-17.53 Million |
| 2018 | -0.27% | -0.78% | 0.04x | 8.61x | $-6.96 Million |
| 2019 | 2.82% | 8.46% | 0.04x | 7.68x | $-6.63 Million |
| 2020 | 6.24% | 16.86% | 0.03x | 11.25x | $-3.83 Million |
| 2021 | 9.86% | 24.64% | 0.03x | 12.90x | $-171.40K |
| 2022 | 15.31% | 28.37% | 0.03x | 15.45x | $6.31 Million |
| 2023 | 15.69% | 34.16% | 0.04x | 13.00x | $8.87 Million |
Industry Comparison
This section compares CoastalSouth Bancshares, Inc.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| CoastalSouth Bancshares, Inc. (COSO) | $250.44 Million | 8.49% | 8.01x | $131.12 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |