Dacotah Banks Inc
Dacotah Banks, Inc. operates as the bank holding company for Dacotah Bank that provides various banking products and services in Minnesota, North Dakota, and South Dakota. The company offers personal banking services, including checking and debit accounts, savings accounts, loans, credit and debit cards, prepaid cards, youth banking, and a mobile app, as well as online banking. It also provides b… Read more
Dacotah Banks Inc (DBIN) - Net Assets
Latest net assets as of September 2025: $456.34 Million USD
Based on the latest financial reports, Dacotah Banks Inc (DBIN) has net assets worth $456.34 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($4.80 Billion) and total liabilities ($4.34 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $456.34 Million |
| % of Total Assets | 9.51% |
| Annual Growth Rate | 7.55% |
| 5-Year Change | 18.77% |
| 10-Year Change | 72.94% |
| Growth Volatility | 34.36 |
Dacotah Banks Inc - Net Assets Trend (2000–2023)
This chart illustrates how Dacotah Banks Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Dacotah Banks Inc (2000–2023)
The table below shows the annual net assets of Dacotah Banks Inc from 2000 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | $387.52 Million | +8.19% |
| 2022-12-31 | $358.18 Million | -4.91% |
| 2021-12-31 | $376.69 Million | +6.50% |
| 2020-12-31 | $353.70 Million | +8.40% |
| 2019-12-31 | $326.29 Million | +10.33% |
| 2018-12-31 | $295.75 Million | +7.99% |
| 2017-12-31 | $273.86 Million | +5.32% |
| 2016-12-31 | $260.02 Million | +7.89% |
| 2015-12-31 | $241.01 Million | +7.56% |
| 2014-12-31 | $224.07 Million | +5.83% |
| 2013-12-31 | $211.74 Million | +135.24% |
| 2002-12-31 | $90.01 Million | +10.94% |
| 2001-12-31 | $81.13 Million | +11.66% |
| 2000-12-31 | $72.66 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Dacotah Banks Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 469.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $371.44 Million | 95.85% |
| Other Components | $16.08 Million | 4.15% |
| Total Equity | $387.52 Million | 100.00% |
Dacotah Banks Inc Competitors by Market Cap
The table below lists competitors of Dacotah Banks Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Asia Cement
KO:002030
|
$138.40 Million |
|
AutoCanada Inc
PINK:AOCIF
|
$138.46 Million |
|
Guangzhou Metro Design And Research
SHE:003013
|
$138.48 Million |
|
JiangXi BaiSheng Intelligent Technology Co. Ltd.
SHE:301083
|
$138.49 Million |
|
PT Super Bank Indonesia Tbk
JK:SUPA
|
$138.40 Million |
|
Rimini Street Inc
NASDAQ:RMNI
|
$138.40 Million |
|
Jiangsu Yike Food Group Co.Ltd
SHE:301116
|
$138.35 Million |
|
Gelsenwasser AG
F:WWG
|
$138.32 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Dacotah Banks Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 358,182,000 to 387,516,000, a change of 29,334,000 (8.2%).
- Net income of 26,167,000 contributed positively to equity growth.
- Dividend payments of 7,855,000 reduced retained earnings.
- Share repurchases of 2,177,000 reduced equity.
- Other factors increased equity by 13,199,000.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $26.17 Million | +6.75% |
| Dividends Paid | $7.86 Million | -2.03% |
| Share Repurchases | $2.18 Million | -0.56% |
| Other Changes | $13.20 Million | +3.41% |
| Total Change | $- | 8.19% |
Book Value vs Market Value Analysis
This analysis compares Dacotah Banks Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.98x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $0.00 | $33.90 | x |
| 2016-12-31 | $0.00 | $33.90 | x |
| 2017-12-31 | $24.50 | $33.90 | x |
| 2018-12-31 | $26.48 | $33.90 | x |
| 2019-12-31 | $29.04 | $33.90 | x |
| 2020-12-31 | $31.51 | $33.90 | x |
| 2021-12-31 | $33.63 | $33.90 | x |
| 2022-12-31 | $31.88 | $33.90 | x |
| 2023-12-31 | $34.65 | $33.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Dacotah Banks Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.75%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 18.36%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 10.75x
- Recent ROE (6.75%) is below the historical average (9.09%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 10.46% | 12.89% | 0.08x | 9.95x | $336.00K |
| 2001 | 9.81% | 12.61% | 0.07x | 10.64x | $-152.10K |
| 2002 | 10.65% | 14.90% | 0.07x | 10.07x | $583.20K |
| 2013 | 8.68% | 21.67% | 0.04x | 9.97x | $-2.79 Million |
| 2014 | 8.30% | 20.73% | 0.04x | 9.70x | $-3.82 Million |
| 2015 | 8.81% | 22.27% | 0.04x | 9.27x | $-2.86 Million |
| 2016 | 8.83% | 22.33% | 0.04x | 8.83x | $-3.03 Million |
| 2017 | 6.39% | 16.31% | 0.04x | 8.79x | $-9.88 Million |
| 2018 | 9.47% | 25.36% | 0.04x | 8.71x | $-1.56 Million |
| 2019 | 9.41% | 26.49% | 0.04x | 8.28x | $-1.94 Million |
| 2020 | 8.37% | 23.17% | 0.04x | 8.77x | $-5.77 Million |
| 2021 | 10.01% | 27.34% | 0.04x | 9.01x | $32.10K |
| 2022 | 11.37% | 28.59% | 0.04x | 10.07x | $4.89 Million |
| 2023 | 6.75% | 18.36% | 0.03x | 10.75x | $-12.58 Million |
Industry Comparison
This section compares Dacotah Banks Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Dacotah Banks Inc (DBIN) | $456.34 Million | 10.46% | 9.51x | $138.40 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |