Kish Bancorp Inc
Kish Bancorp, Inc., a diversified financial services company, provides various banking products and services primarily in central Pennsylvania and the surrounding areas. The company offers checking, savings, money market, certificates of deposit, individual retirement, and health savings accounts. Its loan products comprise home equity, personal, student, equipment and term, commercial real estat… Read more
Kish Bancorp Inc (KISB) - Net Assets
Latest net assets as of June 2025: $113.28 Million USD
Based on the latest financial reports, Kish Bancorp Inc (KISB) has net assets worth $113.28 Million USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.83 Billion) and total liabilities ($1.72 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $113.28 Million |
| % of Total Assets | 6.17% |
| Annual Growth Rate | 7.39% |
| 5-Year Change | 44.15% |
| 10-Year Change | N/A |
| Growth Volatility | 8.75 |
Kish Bancorp Inc - Net Assets Trend (2014–2023)
This chart illustrates how Kish Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Kish Bancorp Inc (2014–2023)
The table below shows the annual net assets of Kish Bancorp Inc from 2014 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | $92.77 Million | +28.89% |
| 2022-12-31 | $71.97 Million | -6.65% |
| 2021-12-31 | $77.10 Million | +10.20% |
| 2020-12-31 | $69.96 Million | +8.72% |
| 2019-12-31 | $64.35 Million | +7.74% |
| 2018-12-31 | $59.73 Million | +6.02% |
| 2017-12-31 | $56.34 Million | +5.12% |
| 2016-12-31 | $53.59 Million | +4.51% |
| 2015-12-31 | $51.28 Million | +4.97% |
| 2014-12-31 | $48.85 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Kish Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 93.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $96.88 Million | 104.43% |
| Total Equity | $92.77 Million | 100.00% |
Kish Bancorp Inc Competitors by Market Cap
The table below lists competitors of Kish Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Cantargia AB
ST:CANTA
|
$76.57 Million |
|
IGM Biosciences Inc
NASDAQ:IGMS
|
$76.57 Million |
|
AQUILA ACQ.CORP. CL.A
F:T81
|
$76.58 Million |
|
Hanla IMS Co. Ltd
KQ:092460
|
$76.58 Million |
|
K-Fast Holding AB (publ)
ST:KFAST-B
|
$76.54 Million |
|
ZHOU HEI YA HLDG -000001
F:ZHY
|
$76.53 Million |
|
Musti Group Oyj
HE:MUSTI
|
$76.52 Million |
|
ÖKOWORLD AG
F:VVV3
|
$76.52 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Kish Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 71,971,676 to 92,765,144, a change of 20,793,468 (28.9%).
- Net income of 13,499,712 contributed positively to equity growth.
- Dividend payments of 3,883,501 reduced retained earnings.
- Share repurchases of 1,972,726 reduced equity.
- New share issuances of 6,376,261 increased equity.
- Other factors increased equity by 6,773,722.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $13.50 Million | +14.55% |
| Dividends Paid | $3.88 Million | -4.19% |
| Share Repurchases | $1.97 Million | -2.13% |
| Share Issuances | $6.38 Million | +6.87% |
| Other Changes | $6.77 Million | +7.3% |
| Total Change | $- | 28.89% |
Book Value vs Market Value Analysis
This analysis compares Kish Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.99x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.46x to 0.99x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | $21.89 | $32.00 | x |
| 2018-12-31 | $23.12 | $32.00 | x |
| 2019-12-31 | $24.91 | $32.00 | x |
| 2020-12-31 | $26.88 | $32.00 | x |
| 2021-12-31 | $29.31 | $32.00 | x |
| 2022-12-31 | $27.27 | $32.00 | x |
| 2023-12-31 | $32.20 | $32.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Kish Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.55%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 24.55%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 16.63x
- Recent ROE (14.55%) is above the historical average (11.14%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 8.92% | 14.49% | 0.05x | 13.50x | $-526.30K |
| 2015 | 8.76% | 17.17% | 0.04x | 13.59x | $-633.83K |
| 2016 | 8.61% | 16.51% | 0.04x | 13.53x | $-742.44K |
| 2017 | 7.35% | 13.97% | 0.04x | 14.40x | $-1.49 Million |
| 2018 | 10.10% | 18.80% | 0.04x | 14.24x | $56.81K |
| 2019 | 10.89% | 19.96% | 0.04x | 14.27x | $571.67K |
| 2020 | 11.49% | 20.09% | 0.04x | 15.82x | $1.04 Million |
| 2021 | 12.82% | 22.09% | 0.04x | 15.99x | $2.17 Million |
| 2022 | 17.87% | 25.54% | 0.04x | 18.00x | $5.66 Million |
| 2023 | 14.55% | 24.55% | 0.04x | 16.63x | $4.22 Million |
Industry Comparison
This section compares Kish Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Kish Bancorp Inc (KISB) | $113.28 Million | 8.92% | 15.20x | $76.56 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |