Private Bancorp of America
Private Bancorp of America, Inc. operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California. The company offers checking and savings, money market, certificate of deposit, sweep, zero balance, and individual retirement accounts; unsecured lines of credit, personal credit lines, and term loans; additional service… Read more
Private Bancorp of America (PBAM) - Net Assets
Latest net assets as of December 2025: $263.96 Million USD
Based on the latest financial reports, Private Bancorp of America (PBAM) has net assets worth $263.96 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.54 Billion) and total liabilities ($2.27 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $263.96 Million |
| % of Total Assets | 10.41% |
| Annual Growth Rate | 17.61% |
| 5-Year Change | 105.64% |
| 10-Year Change | 348.94% |
| Growth Volatility | 8.0 |
Private Bancorp of America - Net Assets Trend (2014–2025)
This chart illustrates how Private Bancorp of America's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Private Bancorp of America (2014–2025)
The table below shows the annual net assets of Private Bancorp of America from 2014 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $263.96 Million | +18.09% |
| 2024-12-31 | $223.53 Million | +20.32% |
| 2023-12-31 | $185.78 Million | +29.62% |
| 2022-12-31 | $143.32 Million | +11.65% |
| 2021-12-31 | $128.36 Million | +19.13% |
| 2020-12-31 | $107.75 Million | +12.62% |
| 2019-12-31 | $95.68 Million | +14.52% |
| 2018-12-31 | $83.55 Million | +5.07% |
| 2017-12-31 | $79.52 Million | +35.25% |
| 2016-12-31 | $58.80 Million | +14.94% |
| 2015-12-31 | $51.15 Million | +15.44% |
| 2014-12-31 | $44.31 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Private Bancorp of America's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3219.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $187.47 Million | 71.02% |
| Other Components | $76.49 Million | 28.98% |
| Total Equity | $263.96 Million | 100.00% |
Private Bancorp of America Competitors by Market Cap
The table below lists competitors of Private Bancorp of America ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Tres Tentos Agroindustrial SA
SA:TTEN3
|
$275.46 Million |
|
Fenix Outdoor International AG
PINK:FNXTF
|
$275.50 Million |
|
Meeka Metals Ltd
AU:MEK
|
$275.54 Million |
|
Xinjiang Zhundong Petroleum
SHE:002207
|
$275.58 Million |
|
Prisma Properties
ST:PRISMA
|
$275.40 Million |
|
TXT e-solutions S.p.A.
LSE:0NLD
|
$275.28 Million |
|
Shenzhen Heungkong Holding Co Ltd
SHG:600162
|
$275.23 Million |
|
Gateway Distriparks Limited
NSE:GATEWAY
|
$275.16 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Private Bancorp of America's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 223,534,000 to 263,964,000, a change of 40,430,000 (18.1%).
- Net income of 40,666,000 contributed positively to equity growth.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $40.67 Million | +15.41% |
| Other Changes | $-236.00K | -0.09% |
| Total Change | $- | 18.09% |
Book Value vs Market Value Analysis
This analysis compares Private Bancorp of America's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.14x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $0.00 | $52.70 | x |
| 2016-12-31 | $0.00 | $52.70 | x |
| 2017-12-31 | $15.88 | $52.70 | x |
| 2018-12-31 | $16.41 | $52.70 | x |
| 2019-12-31 | $17.15 | $52.70 | x |
| 2020-12-31 | $19.24 | $52.70 | x |
| 2021-12-31 | $22.81 | $52.70 | x |
| 2022-12-31 | $25.60 | $52.70 | x |
| 2023-12-31 | $32.48 | $52.70 | x |
| 2024-12-31 | $38.76 | $52.70 | x |
| 2025-12-31 | $46.08 | $52.70 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Private Bancorp of America utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.41%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 32.49%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 9.60x
- Recent ROE (15.41%) is above the historical average (10.65%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 4.90% | 17.58% | 0.03x | 8.22x | $-2.26 Million |
| 2015 | 9.63% | 24.62% | 0.04x | 8.87x | $-186.72K |
| 2016 | 7.35% | 21.43% | 0.04x | 9.28x | $-1.56 Million |
| 2017 | 4.31% | 14.62% | 0.03x | 8.44x | $-4.53 Million |
| 2018 | 4.95% | 13.08% | 0.04x | 10.14x | $-4.22 Million |
| 2019 | -0.45% | -0.96% | 0.04x | 11.14x | $-10.00 Million |
| 2020 | 10.11% | 19.66% | 0.04x | 12.34x | $116.15K |
| 2021 | 16.38% | 29.99% | 0.05x | 11.82x | $8.19 Million |
| 2022 | 17.24% | 28.95% | 0.05x | 12.94x | $10.38 Million |
| 2023 | 21.99% | 42.90% | 0.04x | 11.59x | $22.28 Million |
| 2024 | 16.03% | 33.51% | 0.04x | 10.84x | $13.47 Million |
| 2025 | 15.41% | 32.49% | 0.05x | 9.60x | $14.27 Million |
Industry Comparison
This section compares Private Bancorp of America's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Private Bancorp of America (PBAM) | $263.96 Million | 4.90% | 8.60x | $275.41 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |