Vaziva Sa

PA:ALVAZ France Credit Services
Market Cap
$107.35 Million
€104.58 Million EUR
Market Cap Rank
#37946 Global
#472 in France
Share Price
€39.00
Change (1 day)
+0.52%
52-Week Range
€33.20 - €49.00
All Time High
€50.50
About

Vaziva Société anonyme issues vacation, gift, and lunch vouchers on a managed Mastercard payment card for social and economic committees, human resources, companies and local authorities. The company was incorporated in 2016 and is based in Paris, France.

Vaziva Sa (ALVAZ) - Net Assets

Latest net assets as of June 2025: €20.31 Million EUR

Based on the latest financial reports, Vaziva Sa (ALVAZ) has net assets worth €20.31 Million EUR as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€37.42 Million) and total liabilities (€17.11 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets €20.31 Million
% of Total Assets 54.27%
Annual Growth Rate 100.12%
5-Year Change N/A
10-Year Change N/A
Growth Volatility 140.0

Vaziva Sa - Net Assets Trend (2020–2024)

This chart illustrates how Vaziva Sa's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Vaziva Sa (2020–2024)

The table below shows the annual net assets of Vaziva Sa from 2020 to 2024.

Year Net Assets Change
2024-12-31 €18.57 Million +7.09%
2023-12-31 €17.34 Million +1.46%
2022-12-31 €17.09 Million +280.52%
2021-12-31 €4.49 Million +287.88%
2020-12-31 €1.16 Million --

Equity Component Analysis

This analysis shows how different components contribute to Vaziva Sa's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 599.8% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings €1.23 Million 6.62%
Common Stock €2.68 Million 14.44%
Other Components €14.66 Million 78.94%
Total Equity €18.57 Million 100.00%

Vaziva Sa Competitors by Market Cap

The table below lists competitors of Vaziva Sa ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Vaziva Sa's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 17,339,364 to 18,568,125, a change of 1,228,761 (7.1%).
  • Net income of 1,229,000 contributed positively to equity growth.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income €1.23 Million +6.62%
Other Changes €-239.00 -0.0%
Total Change €- 7.09%

Book Value vs Market Value Analysis

This analysis compares Vaziva Sa's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 5.22x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 83.64x to 5.22x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2020-12-31 €0.47 €39.00 x
2021-12-31 €1.81 €39.00 x
2022-12-31 €6.88 €39.00 x
2023-12-31 €6.98 €39.00 x
2024-12-31 €7.48 €39.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Vaziva Sa utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 6.62%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 3.04%
  • • Asset Turnover: 1.65x
  • • Equity Multiplier: 1.32x
  • Recent ROE (6.62%) is above the historical average (5.25%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2020 15.16% 4.15% 1.38x 2.64x €59.80K
2021 1.44% 1.07% 1.13x 1.19x €-384.44K
2022 1.19% 1.42% 0.74x 1.12x €-1.51 Million
2023 1.85% 1.18% 1.38x 1.13x €-1.41 Million
2024 6.62% 3.04% 1.65x 1.32x €-627.81K

Industry Comparison

This section compares Vaziva Sa's net assets metrics with peer companies in the Credit Services industry.

Industry Context

  • Industry: Credit Services
  • Average net assets among peers: $-1,134,000,000
  • Average return on equity (ROE) among peers: 0.00%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Vaziva Sa (ALVAZ) €20.31 Million 15.16% 0.84x $392.88K
Edenred SA (EDEN) $-1.13 Billion 0.00% 0.00x $4.27 Billion