Mauch Chunk Trust Financial Corp
Mauch Chunk Trust Financial Corp. operates as the bank holding company for Mauch Chunk Trust Company that provides various banking products and services in Pennsylvania. The company accepts various deposit products, including checking, savings, and money market accounts; certificates of deposit; remote deposits; and individual retirement accounts. It also offers mortgage, personal, small business… Read more
Mauch Chunk Trust Financial Corp (MCHT) - Net Assets
Latest net assets as of September 2025: $-440.00K USD
Based on the latest financial reports, Mauch Chunk Trust Financial Corp (MCHT) has net assets worth $-440.00K USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($655.68 Million) and total liabilities ($656.12 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $-440.00K |
| % of Total Assets | -0.07% |
| Annual Growth Rate | N/A |
| 5-Year Change | -114.9% |
| 10-Year Change | -120.72% |
| Growth Volatility | 40.41 |
Mauch Chunk Trust Financial Corp - Net Assets Trend (2012–2024)
This chart illustrates how Mauch Chunk Trust Financial Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Mauch Chunk Trust Financial Corp (2012–2024)
The table below shows the annual net assets of Mauch Chunk Trust Financial Corp from 2012 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $-7.31 Million | -185.44% |
| 2023-12-31 | $-2.56 Million | +80.97% |
| 2022-12-31 | $-13.46 Million | -127.55% |
| 2021-12-31 | $48.85 Million | -0.45% |
| 2020-12-31 | $49.07 Million | +20.54% |
| 2019-12-31 | $40.71 Million | +13.46% |
| 2018-12-31 | $35.88 Million | -5.51% |
| 2017-12-31 | $37.97 Million | +5.11% |
| 2016-12-31 | $36.12 Million | +2.34% |
| 2015-12-31 | $35.30 Million | -0.55% |
| 2014-12-31 | $35.50 Million | +11.21% |
| 2013-12-31 | $31.92 Million | -6.14% |
| 2012-12-31 | $34.01 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Mauch Chunk Trust Financial Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 69.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $46.08 Million | % |
| Common Stock | $8.50 Million | % |
| Other Comprehensive Income | $-61.23 Million | % |
| Total Equity | $-7.31 Million | 100.00% |
Mauch Chunk Trust Financial Corp Competitors by Market Cap
The table below lists competitors of Mauch Chunk Trust Financial Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sequana Medical NV
BR:SEQUA
|
$14.42 Million |
|
Aspermont Ltd
AU:ASP
|
$14.42 Million |
|
Strategic Investments A/S
CO:STRINV
|
$14.42 Million |
|
Camimex Group JSC
VN:CMX
|
$14.42 Million |
|
Singulus Technologies AG
XETRA:SNG
|
$14.40 Million |
|
Sejoong Co. Ltd
KQ:039310
|
$14.40 Million |
|
Lake Victoria Gold Ltd
OTCQB:LVGLF
|
$14.40 Million |
|
SAMRYOONG Co.Ltd
KQ:014970
|
$14.39 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Mauch Chunk Trust Financial Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from -2,562,000 to -7,313,000, a change of -4,751,000.
- Net income of 2,000,000 contributed positively to equity growth.
- Dividend payments of 967,000 reduced retained earnings.
- New share issuances of 52,000 increased equity.
- Other comprehensive income decreased equity by 5,823,000.
- Other factors decreased equity by 13,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $2.00 Million | +27.35% |
| Dividends Paid | $967.00K | -13.22% |
| Share Issuances | $52.00K | +0.71% |
| Other Comprehensive Income | $-5.82 Million | -79.63% |
| Other Changes | $-13.00K | -0.18% |
| Total Change | $- | % |
Book Value vs Market Value Analysis
This analysis compares Mauch Chunk Trust Financial Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $10.05 | $6.50 | x |
| 2013-12-31 | $9.48 | $6.50 | x |
| 2014-12-31 | $10.54 | $6.50 | x |
| 2015-12-31 | $10.46 | $6.50 | x |
| 2016-12-31 | $10.70 | $6.50 | x |
| 2017-12-31 | $11.29 | $6.50 | x |
| 2018-12-31 | $10.68 | $6.50 | x |
| 2019-12-31 | $12.12 | $6.50 | x |
| 2020-12-31 | $14.67 | $6.50 | x |
| 2021-12-31 | $14.60 | $6.50 | x |
| 2022-12-31 | $-4.03 | $6.50 | x |
| 2023-12-31 | $-0.77 | $6.50 | x |
| 2024-12-31 | $-2.19 | $6.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Mauch Chunk Trust Financial Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.32%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is below the historical average (6.25%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 9.41% | 23.89% | 0.04x | 8.97x | $-200.90K |
| 2013 | 10.52% | 25.75% | 0.04x | 9.87x | $166.00K |
| 2014 | 8.72% | 23.34% | 0.04x | 9.65x | $-455.70K |
| 2015 | 7.38% | 16.91% | 0.04x | 10.70x | $-925.00K |
| 2016 | 7.71% | 16.92% | 0.04x | 10.78x | $-826.50K |
| 2017 | 7.45% | 16.93% | 0.04x | 11.07x | $-967.10K |
| 2018 | 7.88% | 15.57% | 0.04x | 12.23x | $-761.70K |
| 2019 | 5.91% | 11.46% | 0.05x | 10.83x | $-1.67 Million |
| 2020 | 6.31% | 15.45% | 0.04x | 10.83x | $-1.81 Million |
| 2021 | 10.02% | 23.14% | 0.03x | 12.79x | $7.90K |
| 2022 | 0.00% | 21.48% | 0.04x | 0.00x | $6.37 Million |
| 2023 | 0.00% | 16.49% | 0.03x | 0.00x | $3.27 Million |
| 2024 | 0.00% | 10.32% | 0.03x | 0.00x | $2.73 Million |
Industry Comparison
This section compares Mauch Chunk Trust Financial Corp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Mauch Chunk Trust Financial Corp (MCHT) | $-440.00K | 9.41% | N/A | $14.40 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |