Moneta Money Bank AS Net Assets
Moneta Money Bank AS net assets. Based on the latest financial reports, Moneta Money Bank AS (MONET) has net assets worth Kč32.28 Billion CZK (≈ $1.55 Billion USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Kč525.16 Billion ≈ $25.19 Billion USD) and total liabilities (Kč492.87 Billion ≈ $23.64 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore MONET shareholders equity momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Kč32.28 Billion |
| % of Total Assets | 6.15% |
| Annual Growth Rate | 1.15% |
| 5-Year Change | 5.92% |
| 10-Year Change | 14.52% |
| Growth Volatility | 5.28 |
Net Assets of Moneta Money Bank AS (2015–2025)
Net assets of Moneta Money Bank AS from 2015 to 2025. This chart illustrates how Moneta Money Bank AS's net assets have evolved over time, based on quarterly financial data. See Moneta Money Bank AS balance sheet independence to measure how much of total assets are equity-financed.
Annual Net Assets for Moneta Money Bank AS (2015–2025)
The table below shows the annual net assets of Moneta Money Bank AS from 2015 to 2025. For live market cap and overall valuation, see Moneta Money Bank AS stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Kč31.23 Billion ≈ $1.50 Billion |
-2.05% |
| 2024-12-31 | Kč31.88 Billion ≈ $1.53 Billion |
-1.01% |
| 2023-12-31 | Kč32.20 Billion ≈ $1.54 Billion |
+3.58% |
| 2022-12-31 | Kč31.09 Billion ≈ $1.49 Billion |
+5.46% |
| 2021-12-31 | Kč29.48 Billion ≈ $1.41 Billion |
+8.99% |
| 2020-12-31 | Kč27.05 Billion ≈ $1.30 Billion |
+10.81% |
| 2019-12-31 | Kč24.41 Billion ≈ $1.17 Billion |
-3.27% |
| 2018-12-31 | Kč25.24 Billion ≈ $1.21 Billion |
-2.04% |
| 2017-12-31 | Kč25.76 Billion ≈ $1.24 Billion |
-5.52% |
| 2016-12-31 | Kč27.27 Billion ≈ $1.31 Billion |
-2.05% |
| 2015-12-31 | Kč27.84 Billion ≈ $1.34 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Moneta Money Bank AS's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 3.5% over the analyzed period, potentially due to dividend distributions or operating losses.
Moneta Money Bank AS Net Assets Breakdown (December 2025)
Moneta Money Bank AS net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Kč20.90 Billion | 66.94% |
| Other Components | Kč10.32 Billion | 33.06% |
| Total Equity | Kč31.23 Billion | 100.00% |
Moneta Money Bank AS Competitors by Market Cap
The table below lists competitors of Moneta Money Bank AS ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
PB Fintech Limited
NSE:POLICYBZR
|
$4.64 Billion |
|
Coca-Cola Icecek AS
IS:CCOLA
|
$4.64 Billion |
|
Amentum Holdings Inc.
NYSE:AMTM
|
$4.64 Billion |
|
Brookfield Renewable Corp
NYSE:BEPC
|
$4.64 Billion |
|
ESAB Corp
NYSE:ESAB
|
$4.63 Billion |
|
Broadex Technologies Co Ltd
SHE:300548
|
$4.63 Billion |
|
Bilibili Inc
F:71BA
|
$4.63 Billion |
|
WinWay Technology Co. Ltd
TW:6515
|
$4.63 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Moneta Money Bank AS's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 31,879,000,000 to 31,226,000,000, a change of -653,000,000 (-2.0%).
- Net income of 6,501,000,000 contributed positively to equity growth.
- Dividend payments of 7,154,000,000 reduced retained earnings.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Kč6.50 Billion | +20.82% |
| Dividends Paid | Kč7.15 Billion | -22.91% |
| Total Change | Kč- | -2.05% |
Book Value vs Market Value Analysis
This analysis compares Moneta Money Bank AS's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.09x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 3.46x to 3.09x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | Kč54.59 | Kč189.10 | x |
| 2016-12-31 | Kč53.47 | Kč189.10 | x |
| 2017-12-31 | Kč50.42 | Kč189.10 | x |
| 2018-12-31 | Kč49.39 | Kč189.10 | x |
| 2019-12-31 | Kč47.77 | Kč189.10 | x |
| 2020-12-31 | Kč52.94 | Kč189.10 | x |
| 2021-12-31 | Kč57.69 | Kč189.10 | x |
| 2022-12-31 | Kč60.84 | Kč189.10 | x |
| 2023-12-31 | Kč63.02 | Kč189.10 | x |
| 2024-12-31 | Kč62.39 | Kč189.10 | x |
| 2025-12-31 | Kč61.11 | Kč189.10 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Moneta Money Bank AS utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 20.82%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 46.76%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 16.16x
- Recent ROE (20.82%) is above the historical average (15.85%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 16.19% | 37.33% | 0.09x | 5.03x | Kč1.72 Billion |
| 2016 | 14.87% | 37.15% | 0.07x | 5.48x | Kč1.33 Billion |
| 2017 | 15.23% | 38.17% | 0.05x | 7.75x | Kč1.35 Billion |
| 2018 | 16.64% | 43.02% | 0.05x | 8.20x | Kč1.68 Billion |
| 2019 | 16.46% | 38.31% | 0.05x | 8.97x | Kč1.58 Billion |
| 2020 | 9.62% | 21.53% | 0.04x | 11.13x | Kč-104.00 Million |
| 2021 | 13.51% | 35.68% | 0.03x | 11.54x | Kč1.04 Billion |
| 2022 | 16.68% | 42.91% | 0.03x | 12.46x | Kč2.08 Billion |
| 2023 | 16.15% | 42.90% | 0.03x | 14.23x | Kč1.98 Billion |
| 2024 | 18.22% | 45.10% | 0.03x | 15.53x | Kč2.62 Billion |
| 2025 | 20.82% | 46.76% | 0.03x | 16.16x | Kč3.38 Billion |
Industry Comparison
This section compares Moneta Money Bank AS's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $130,037,000,000
- Average return on equity (ROE) among peers: 13.26%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Moneta Money Bank AS (MONET) | Kč32.28 Billion | 16.19% | 15.27x | $4.63 Billion |
| Komercni Banka A.S. (KOMB) | $130.04 Billion | 13.26% | 10.81x | $9.19 Billion |
About Moneta Money Bank AS
MONETA Money Bank, a.s., together with its subsidiaries, offers banking and financial products and services in the Czech Republic, Cyprus, the United States, the United Kingdom, and worldwide. It operates through Commercial Clients, Retail Clients, and Treasury/Other segments. Its deposit products include current, building saving, and savings accounts; term deposits; and transactional banking pro… Read more