Moneta Money Bank AS (MONET) - Net Assets
Based on the latest financial reports, Moneta Money Bank AS (MONET) has net assets worth Kč29.86 Billion CZK (≈ $1.43 Billion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Kč502.75 Billion ≈ $24.11 Billion USD) and total liabilities (Kč472.89 Billion ≈ $22.68 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how tangible is Moneta Money Bank AS's equity to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Kč29.86 Billion |
| % of Total Assets | 5.94% |
| Annual Growth Rate | 1.52% |
| 5-Year Change | 17.85% |
| 10-Year Change | N/A |
| Growth Volatility | 5.44 |
Moneta Money Bank AS - Net Assets Trend (2015–2024)
This chart illustrates how Moneta Money Bank AS's net assets have evolved over time, based on quarterly financial data. See Moneta Money Bank AS (MONET) liquidity interval to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Moneta Money Bank AS (2015–2024)
The table below shows the annual net assets of Moneta Money Bank AS from 2015 to 2024. For live valuation and market cap data, see Moneta Money Bank AS (MONET) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Kč31.88 Billion ≈ $1.53 Billion |
-1.01% |
| 2023-12-31 | Kč32.20 Billion ≈ $1.54 Billion |
+3.58% |
| 2022-12-31 | Kč31.09 Billion ≈ $1.49 Billion |
+5.46% |
| 2021-12-31 | Kč29.48 Billion ≈ $1.41 Billion |
+8.99% |
| 2020-12-31 | Kč27.05 Billion ≈ $1.30 Billion |
+10.81% |
| 2019-12-31 | Kč24.41 Billion ≈ $1.17 Billion |
-3.27% |
| 2018-12-31 | Kč25.24 Billion ≈ $1.21 Billion |
-2.04% |
| 2017-12-31 | Kč25.76 Billion ≈ $1.24 Billion |
-5.52% |
| 2016-12-31 | Kč27.27 Billion ≈ $1.31 Billion |
-2.05% |
| 2015-12-31 | Kč27.84 Billion ≈ $1.34 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Moneta Money Bank AS's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 0.4% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Kč21.56 Billion | 67.62% |
| Other Components | Kč10.32 Billion | 32.38% |
| Total Equity | Kč31.88 Billion | 100.00% |
Moneta Money Bank AS Competitors by Market Cap
The table below lists competitors of Moneta Money Bank AS ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Argo Investments Ltd
AU:ARG
|
$4.68 Billion |
|
Hyundai Construction Equipment Co Ltd
KO:267270
|
$4.68 Billion |
|
Jiangsu Hoperun Software Co Ltd
SHE:300339
|
$4.69 Billion |
|
Resideo Technologies Inc
NYSE:REZI
|
$4.69 Billion |
|
Radian Group Inc
NYSE:RDN
|
$4.68 Billion |
|
PT Petrindo Jaya Kreasi Tbk
JK:CUAN
|
$4.68 Billion |
|
AAR Corp
NYSE:AIR
|
$4.68 Billion |
|
Cathay Biotech Inc
SHG:688065
|
$4.67 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Moneta Money Bank AS's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 32,203,000,000 to 31,879,000,000, a change of -324,000,000 (-1.0%).
- Net income of 5,808,000,000 contributed positively to equity growth.
- Dividend payments of 6,132,000,000 reduced retained earnings.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Kč5.81 Billion | +18.22% |
| Dividends Paid | Kč6.13 Billion | -19.24% |
| Total Change | Kč- | -1.01% |
Book Value vs Market Value Analysis
This analysis compares Moneta Money Bank AS's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.06x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 3.50x to 3.06x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | Kč54.59 | Kč191.00 | x |
| 2016-12-31 | Kč53.47 | Kč191.00 | x |
| 2017-12-31 | Kč50.42 | Kč191.00 | x |
| 2018-12-31 | Kč49.39 | Kč191.00 | x |
| 2019-12-31 | Kč47.77 | Kč191.00 | x |
| 2020-12-31 | Kč52.94 | Kč191.00 | x |
| 2021-12-31 | Kč57.69 | Kč191.00 | x |
| 2022-12-31 | Kč60.84 | Kč191.00 | x |
| 2023-12-31 | Kč63.02 | Kč191.00 | x |
| 2024-12-31 | Kč62.39 | Kč191.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Moneta Money Bank AS utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 18.22%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 44.99%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 15.53x
- Recent ROE (18.22%) is above the historical average (15.36%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 16.19% | 37.33% | 0.09x | 5.03x | Kč1.72 Billion |
| 2016 | 14.87% | 37.15% | 0.07x | 5.48x | Kč1.33 Billion |
| 2017 | 15.23% | 38.17% | 0.05x | 7.75x | Kč1.35 Billion |
| 2018 | 16.64% | 43.02% | 0.05x | 8.20x | Kč1.68 Billion |
| 2019 | 16.46% | 38.31% | 0.05x | 8.97x | Kč1.58 Billion |
| 2020 | 9.62% | 21.53% | 0.04x | 11.13x | Kč-104.00 Million |
| 2021 | 13.51% | 35.68% | 0.03x | 11.54x | Kč1.04 Billion |
| 2022 | 16.68% | 42.91% | 0.03x | 12.46x | Kč2.08 Billion |
| 2023 | 16.15% | 42.56% | 0.03x | 14.23x | Kč1.98 Billion |
| 2024 | 18.22% | 44.99% | 0.03x | 15.53x | Kč2.62 Billion |
Industry Comparison
This section compares Moneta Money Bank AS's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $128,922,000,000
- Average return on equity (ROE) among peers: 14.01%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Moneta Money Bank AS (MONET) | Kč29.86 Billion | 16.19% | 15.84x | $4.68 Billion |
| Komercni Banka A.S. (KOMB) | $128.92 Billion | 14.01% | 11.41x | $8.99 Billion |
About Moneta Money Bank AS
MONETA Money Bank, a.s., together with its subsidiaries, provides banking and financial products and services to retail customers, small and medium-sized enterprises, corporate clients, and financial and public sector institutions in the Czech Republic, Cyprus, the United States, the United Kingdom, and internationally. It operates through Commercial Clients, Retail Clients, and Treasury/Other se… Read more