Moneta Money Bank AS (MONET) - Net Assets
Based on the latest financial reports, Moneta Money Bank AS (MONET) has net assets worth Kč32.28 Billion CZK (≈ $1.55 Billion USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Kč525.16 Billion ≈ $25.19 Billion USD) and total liabilities (Kč492.87 Billion ≈ $23.64 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check MONET PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Kč32.28 Billion |
| % of Total Assets | 6.15% |
| Annual Growth Rate | 1.15% |
| 5-Year Change | 5.92% |
| 10-Year Change | 14.52% |
| Growth Volatility | 5.28 |
Moneta Money Bank AS - Net Assets Trend (2015–2025)
This chart illustrates how Moneta Money Bank AS's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see market cap of Moneta Money Bank AS.
Annual Net Assets for Moneta Money Bank AS (2015–2025)
The table below shows the annual net assets of Moneta Money Bank AS from 2015 to 2025. Also explore MONET shareholders equity momentum to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Kč31.23 Billion ≈ $1.50 Billion |
-2.05% |
| 2024-12-31 | Kč31.88 Billion ≈ $1.53 Billion |
-1.01% |
| 2023-12-31 | Kč32.20 Billion ≈ $1.54 Billion |
+3.58% |
| 2022-12-31 | Kč31.09 Billion ≈ $1.49 Billion |
+5.46% |
| 2021-12-31 | Kč29.48 Billion ≈ $1.41 Billion |
+8.99% |
| 2020-12-31 | Kč27.05 Billion ≈ $1.30 Billion |
+10.81% |
| 2019-12-31 | Kč24.41 Billion ≈ $1.17 Billion |
-3.27% |
| 2018-12-31 | Kč25.24 Billion ≈ $1.21 Billion |
-2.04% |
| 2017-12-31 | Kč25.76 Billion ≈ $1.24 Billion |
-5.52% |
| 2016-12-31 | Kč27.27 Billion ≈ $1.31 Billion |
-2.05% |
| 2015-12-31 | Kč27.84 Billion ≈ $1.34 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Moneta Money Bank AS's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 3.5% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Kč20.90 Billion | 66.94% |
| Other Components | Kč10.32 Billion | 33.06% |
| Total Equity | Kč31.23 Billion | 100.00% |
Moneta Money Bank AS Competitors by Market Cap
The table below lists competitors of Moneta Money Bank AS ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Hafnia Ltd
OL:HAFNI
|
$4.78 Billion |
|
First Financial Bankshares Inc
NASDAQ:FFIN
|
$4.78 Billion |
|
FPT Corp
VN:FPT
|
$4.78 Billion |
|
CompoSecure, Inc.
NYSE:CMPO
|
$4.78 Billion |
|
Herc Holdings Inc
NYSE:HRI
|
$4.77 Billion |
|
ADT Inc
NYSE:ADT
|
$4.77 Billion |
|
Lancaster Colony Corporation
NASDAQ:LANC
|
$4.76 Billion |
|
Tamarack Valley Energy Ltd
TO:TVE
|
$4.76 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Moneta Money Bank AS's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 31,879,000,000 to 31,226,000,000, a change of -653,000,000 (-2.0%).
- Net income of 6,501,000,000 contributed positively to equity growth.
- Dividend payments of 7,154,000,000 reduced retained earnings.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Kč6.50 Billion | +20.82% |
| Dividends Paid | Kč7.15 Billion | -22.91% |
| Total Change | Kč- | -2.05% |
Book Value vs Market Value Analysis
This analysis compares Moneta Money Bank AS's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.19x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 3.57x to 3.19x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | Kč54.59 | Kč194.70 | x |
| 2016-12-31 | Kč53.47 | Kč194.70 | x |
| 2017-12-31 | Kč50.42 | Kč194.70 | x |
| 2018-12-31 | Kč49.39 | Kč194.70 | x |
| 2019-12-31 | Kč47.77 | Kč194.70 | x |
| 2020-12-31 | Kč52.94 | Kč194.70 | x |
| 2021-12-31 | Kč57.69 | Kč194.70 | x |
| 2022-12-31 | Kč60.84 | Kč194.70 | x |
| 2023-12-31 | Kč63.02 | Kč194.70 | x |
| 2024-12-31 | Kč62.39 | Kč194.70 | x |
| 2025-12-31 | Kč61.11 | Kč194.70 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Moneta Money Bank AS utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 20.82%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 46.76%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 16.16x
- Recent ROE (20.82%) is above the historical average (15.85%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 16.19% | 37.33% | 0.09x | 5.03x | Kč1.72 Billion |
| 2016 | 14.87% | 37.15% | 0.07x | 5.48x | Kč1.33 Billion |
| 2017 | 15.23% | 38.17% | 0.05x | 7.75x | Kč1.35 Billion |
| 2018 | 16.64% | 43.02% | 0.05x | 8.20x | Kč1.68 Billion |
| 2019 | 16.46% | 38.31% | 0.05x | 8.97x | Kč1.58 Billion |
| 2020 | 9.62% | 21.53% | 0.04x | 11.13x | Kč-104.00 Million |
| 2021 | 13.51% | 35.68% | 0.03x | 11.54x | Kč1.04 Billion |
| 2022 | 16.68% | 42.91% | 0.03x | 12.46x | Kč2.08 Billion |
| 2023 | 16.15% | 42.90% | 0.03x | 14.23x | Kč1.98 Billion |
| 2024 | 18.22% | 45.10% | 0.03x | 15.53x | Kč2.62 Billion |
| 2025 | 20.82% | 46.76% | 0.03x | 16.16x | Kč3.38 Billion |
Industry Comparison
This section compares Moneta Money Bank AS's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $51,326,963,674
- Average return on equity (ROE) among peers: 17.46%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Moneta Money Bank AS (MONET) | Kč32.28 Billion | 16.19% | 15.27x | $4.77 Billion |
| Komercni Banka A.S. (KOMB) | $51.33 Billion | 17.46% | 9.01x | $9.65 Billion |
About Moneta Money Bank AS
MONETA Money Bank, a.s., together with its subsidiaries, offers banking and financial products and services in the Czech Republic, Cyprus, the United States, the United Kingdom, and worldwide. It operates through Commercial Clients, Retail Clients, and Treasury/Other segments. Its deposit products include current, building saving, and savings accounts; term deposits; and transactional banking pro… Read more