Moneta Money Bank AS (MONET) - Cash Flow Conversion Efficiency

MONETA Money Bank, a.s., together with its subsidiaries, provides banking and financial products and services to retail customers, small and medium-sized enterprises, corporate clients, and financial and public sector institutions in the Czech Republic, Cyprus, the United States, the United Kingdom, and internationally. It operates through Commercial Clients, Retail Clients, and Treasury/Other segments. The company's deposit products include current and savings accounts, building savings, term deposits, and transactional banking products. It also provides secured lending products, such as mortgages; unsecured lending products comprising consumer and auto loans, credit cards, personal overdrafts, building savings loans, and bridging loans; and commercial lending products that include working capital, investment loans, finance leases and loans, auto loans, and inventory financing, as well as financing of small businesses and entrepreneurs through guarantees, letters of credit, and foreign exchange transactions. In addition, the company intermediates additional payment protection insurance, which covers the customer's monthly loan payment in the event of unemployment, accident, or sickness; and acts as the intermediary to provide its customers with other insurance and investment products. Further, it is involved in the foreign exchange transactions, interest rate swaps, debt securities investment, equity investments, and other non"interest bearing assets activities, as well as provision of debit and credit cards. Additionally, the company offers domestic and foreign payments services, insurance and investment funds, merchant acquiring services, and treasury and trade finance products. It operates through a network of branches and ATMs. The company was formerly known as GE Money Bank, a.s. and changed its name to MONETA Money Bank, a.s. in May 2016. MONETA Money Bank, a.s. was incorporated in 1998 and is headquartered in Prague, the Czech Republic.