Temenos Group AG (TEMN) - Net Assets

Latest as of March 2026: CHF415.02 Million CHF ≈ $524.70 Million USD

Based on the latest financial reports, Temenos Group AG (TEMN) has net assets worth CHF415.02 Million CHF (≈ $524.70 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF2.19 Billion ≈ $2.77 Billion USD) and total liabilities (CHF1.77 Billion ≈ $2.24 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Temenos Group AG (TEMN) tangible net worth to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric Value
Current Net Assets CHF415.02 Million
% of Total Assets 18.95%
Annual Growth Rate 10.06%
5-Year Change 0.61%
10-Year Change 19.67%
Growth Volatility 23.72

Temenos Group AG - Net Assets Trend (2002–2025)

This chart illustrates how Temenos Group AG's net assets have evolved over time, based on quarterly financial data. See TEMN defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Temenos Group AG (2002–2025)

The table below shows the annual net assets of Temenos Group AG from 2002 to 2025. For live valuation and market cap data, see Temenos Group AG (TEMN) total market value.

Year Net Assets Change
2025-12-31 CHF477.66 Million
≈ $603.89 Million		 -25.25%
2024-12-31 CHF638.97 Million
≈ $807.84 Million		 -6.31%
2023-12-31 CHF681.98 Million
≈ $862.21 Million		 +23.31%
2022-12-31 CHF553.04 Million
≈ $699.20 Million		 +16.48%
2021-12-31 CHF474.79 Million
≈ $600.26 Million		 -9.29%
2020-12-31 CHF523.40 Million
≈ $661.73 Million		 +17.60%
2019-12-31 CHF445.08 Million
≈ $562.70 Million		 +48.97%
2018-12-31 CHF298.77 Million
≈ $377.73 Million		 -21.28%
2017-12-31 CHF379.51 Million
≈ $479.81 Million		 -4.92%
2016-12-31 CHF399.14 Million
≈ $504.62 Million		 +6.35%
2015-12-31 CHF375.30 Million
≈ $474.48 Million		 +9.72%
2014-12-31 CHF342.04 Million
≈ $432.43 Million		 -16.20%
2013-12-31 CHF408.17 Million
≈ $516.03 Million		 +5.54%
2012-12-31 CHF386.76 Million
≈ $488.97 Million		 +11.08%
2011-12-31 CHF348.18 Million
≈ $440.19 Million		 -29.34%
2010-12-31 CHF492.73 Million
≈ $622.94 Million		 +63.71%
2009-12-31 CHF300.97 Million
≈ $380.51 Million		 +47.09%
2008-12-31 CHF204.61 Million
≈ $258.68 Million		 +15.31%
2007-12-31 CHF177.44 Million
≈ $224.33 Million		 +30.33%
2006-12-31 CHF136.14 Million
≈ $172.12 Million		 +34.76%
2005-12-31 CHF101.03 Million
≈ $127.73 Million		 +20.01%
2004-12-31 CHF84.18 Million
≈ $106.43 Million		 +27.17%
2003-12-31 CHF66.19 Million
≈ $83.69 Million		 +25.54%
2002-12-31 CHF52.73 Million
≈ $66.66 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to Temenos Group AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 146439191500.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings CHF1.43 Billion 299.25%
Common Stock CHF236.09 Million 49.43%
Other Comprehensive Income CHF-1.44 Billion -301.91%
Other Components CHF254.28 Million 53.23%
Total Equity CHF477.66 Million 100.00%

Temenos Group AG Competitors by Market Cap

The table below lists competitors of Temenos Group AG ranked by their market capitalization.

Company Market Cap
Investec PLC
JSE:INP
 $4.60 Billion
Resideo Technologies Inc
NYSE:REZI
 $4.60 Billion
Algonquin Power & Utilities Corp
TO:AQN
 $4.61 Billion
Ningxia Orient Tantalum Industry Co Ltd
SHE:000962
 $4.61 Billion
LG Uplus
KO:032640
 $4.60 Billion
Golar LNG Limited
NASDAQ:GLNG
 $4.59 Billion
Ollie's Bargain Outlet Hldg
NASDAQ:OLLI
 $4.59 Billion
GEM CO. LTD SP.GDR/10 A
F:3730
 $4.59 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Temenos Group AG's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 638,974,000 to 477,661,519, a change of -161,312,481 (-25.2%).
  • Net income of 293,955,925 contributed positively to equity growth.
  • Dividend payments of 115,808,406 reduced retained earnings.
  • Share repurchases of 335,679,804 reduced equity.
  • Other comprehensive income decreased equity by 1,442,102,575.
  • Other factors increased equity by 1,438,322,379.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income CHF293.96 Million +61.54%
Dividends Paid CHF115.81 Million -24.24%
Share Repurchases CHF335.68 Million -70.28%
Other Comprehensive Income CHF-1.44 Billion -301.91%
Other Changes CHF1.44 Billion +301.12%
Total Change CHF- -25.25%

Book Value vs Market Value Analysis

This analysis compares Temenos Group AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 9.75x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 65.47x to 9.75x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2002-12-31 CHF1.01 CHF66.35 x
2003-12-31 CHF1.18 CHF66.35 x
2004-12-31 CHF1.43 CHF66.35 x
2005-12-31 CHF1.74 CHF66.35 x
2006-12-31 CHF2.25 CHF66.35 x
2007-12-31 CHF2.55 CHF66.35 x
2008-12-31 CHF2.95 CHF66.35 x
2009-12-31 CHF4.32 CHF66.35 x
2010-12-31 CHF6.73 CHF66.35 x
2011-12-31 CHF5.02 CHF66.35 x
2012-12-31 CHF5.55 CHF66.35 x
2013-12-31 CHF5.85 CHF66.35 x
2014-12-31 CHF4.92 CHF66.35 x
2015-12-31 CHF5.36 CHF66.35 x
2016-12-31 CHF5.54 CHF66.35 x
2017-12-31 CHF5.20 CHF66.35 x
2018-12-31 CHF4.10 CHF66.35 x
2019-12-31 CHF6.06 CHF66.35 x
2020-12-31 CHF7.15 CHF66.35 x
2021-12-31 CHF6.56 CHF66.35 x
2022-12-31 CHF8.04 CHF66.35 x
2023-12-31 CHF9.39 CHF66.35 x
2024-12-31 CHF8.76 CHF66.35 x
2025-12-31 CHF6.80 CHF66.35 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Temenos Group AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 61.54%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 25.72%
  • • Asset Turnover: 0.51x
  • • Equity Multiplier: 4.71x
  • Recent ROE (61.54%) is above the historical average (21.20%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2002 -93.85% -43.66% 0.93x 2.32x CHF-54.76 Million
2003 16.46% 7.45% 0.96x 2.29x CHF4.27 Million
2004 18.41% 10.01% 0.94x 1.97x CHF7.02 Million
2005 18.14% 10.83% 0.93x 1.80x CHF8.19 Million
2006 25.36% 15.93% 0.61x 2.59x CHF20.86 Million
2007 36.52% 19.61% 0.72x 2.58x CHF46.96 Million
2008 31.97% 16.02% 0.66x 3.03x CHF44.79 Million
2009 22.82% 18.51% 0.46x 2.68x CHF38.51 Million
2010 12.48% 13.71% 0.46x 2.00x CHF12.18 Million
2011 -8.13% -5.98% 0.50x 2.74x CHF-63.13 Million
2012 6.25% 5.37% 0.50x 2.33x CHF-14.52 Million
2013 16.71% 14.58% 0.51x 2.25x CHF27.40 Million
2014 26.79% 19.55% 0.51x 2.71x CHF57.43 Million
2015 17.68% 12.23% 0.44x 3.27x CHF28.81 Million
2016 29.02% 18.27% 0.54x 2.94x CHF75.92 Million
2017 36.47% 18.82% 0.58x 3.36x CHF100.45 Million
2018 56.31% 20.01% 0.51x 5.52x CHF138.35 Million
2019 40.69% 18.63% 0.42x 5.22x CHF136.61 Million
2020 33.44% 19.72% 0.40x 4.23x CHF122.68 Million
2021 36.52% 17.93% 0.43x 4.71x CHF125.89 Million
2022 19.78% 12.05% 0.43x 3.86x CHF56.58 Million
2023 19.75% 13.46% 0.43x 3.41x CHF66.48 Million
2024 27.73% 16.97% 0.46x 3.56x CHF113.28 Million
2025 61.54% 25.72% 0.51x 4.71x CHF246.19 Million

Industry Comparison

This section compares Temenos Group AG's net assets metrics with peer companies in the Software - Application industry.

Industry Context

  • Industry: Software - Application
  • Average net assets among peers: $651,942,388
  • Average return on equity (ROE) among peers: 11.89%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Temenos Group AG (TEMN) CHF415.02 Million -93.85% 4.28x $4.60 Billion
Kudelski (KUD) $446.47 Million 10.07% 1.44x $81.45 Million
SoftwareONE Holding AG (SWON) $857.42 Million 13.72% 2.94x $1.72 Billion

About Temenos Group AG

SW:TEMN Switzerland Software - Application
Market Cap
$5.65 Billion
CHF4.47 Billion CHF
Market Cap Rank
#3819 Global
#58 in Switzerland
Share Price
CHF66.35
Change (1 day)
+0.99%
52-Week Range
CHF56.05 - CHF84.70
All Time High
CHF173.85
Categories
Companies in Switzerland Software - Application Technology AI & Machine Learning
About

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. It operates through two segments, The Product and Service. The Product segment is primarily engaged in marketing, licensing and maintaining the Group's software solutions, includi… Read more