Temenos Group AG - Asset Resilience Ratio

Latest as of December 2025: 10.95%

Temenos Group AG (TEMN) has an Asset Resilience Ratio of 10.95% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Temenos Group AG strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

CHF246.09 Million

≈ $311.12 Million USD Cash + Short-term Investments

Total Assets

CHF2.25 Billion

≈ $2.84 Billion USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2004–2025)

This chart shows how Temenos Group AG's Asset Resilience Ratio has changed over time. See how leveraged is Temenos Group AG's balance sheet to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Temenos Group AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see TEMN market cap overview.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	CHF203.54 Million	9.05%
Short-term Investments	CHF42.55 Million	1.89%
Total Liquid Assets	CHF246.09 Million	10.95%

Asset Resilience Insights

Moderate Liquidity: Temenos Group AG has 10.95% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Temenos Group AG Industry Peers by Asset Resilience Ratio

Compare Temenos Group AG's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Shenzhen Intellifusion Technologies Co. Ltd. A SHG:688343	Software - Application	21.19%
Navan, Inc. Class A Common Stock NASDAQ:NAVN	Software - Application	9.19%
Fujian Newland Computer Co Ltd SHE:000997	Software - Application	12.89%
Navinfo Co Ltd SHE:002405	Software - Application	1.84%
Anhui Wantong Technology Co Ltd SHE:002331	Software - Application	3.70%
Shandong Shanda Oumasoft CO.LTD. SHE:301185	Software - Application	17.79%
Hunan Copote Science Technology Co Ltd SHG:600476	Software - Application	3.55%
Streamwide PA:ALSTW	Software - Application	19.05%

Annual Asset Resilience Ratio for Temenos Group AG (2004–2025)

The table below shows the annual Asset Resilience Ratio data for Temenos Group AG.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	1.89%	CHF42.55 Million ≈ $53.80 Million	CHF2.25 Billion ≈ $2.84 Billion	-0.57pp
2024-12-31	2.47%	CHF56.15 Million ≈ $70.99 Million	CHF2.28 Billion ≈ $2.88 Billion	-0.53pp
2023-12-31	3.00%	CHF69.79 Million ≈ $88.23 Million	CHF2.33 Billion ≈ $2.94 Billion	-2.60pp
2022-12-31	5.60%	CHF125.03 Million ≈ $158.08 Million	CHF2.23 Billion ≈ $2.82 Billion	+5.30pp
2021-12-31	0.30%	CHF6.76 Million ≈ $8.54 Million	CHF2.23 Billion ≈ $2.82 Billion	-0.11pp
2020-12-31	0.41%	CHF9.12 Million ≈ $11.53 Million	CHF2.22 Billion ≈ $2.80 Billion	+0.22pp
2019-12-31	0.19%	CHF4.43 Million ≈ $5.60 Million	CHF2.32 Billion ≈ $2.94 Billion	-0.21pp
2018-12-31	0.40%	CHF6.58 Million ≈ $8.32 Million	CHF1.65 Billion ≈ $2.08 Billion	+0.09pp
2017-12-31	0.31%	CHF3.97 Million ≈ $5.02 Million	CHF1.28 Billion ≈ $1.61 Billion	-0.02pp
2016-12-31	0.33%	CHF3.87 Million ≈ $4.89 Million	CHF1.17 Billion ≈ $1.48 Billion	+0.14pp
2015-12-31	0.19%	CHF2.39 Million ≈ $3.02 Million	CHF1.23 Billion ≈ $1.55 Billion	-0.15pp
2014-12-31	0.34%	CHF3.14 Million ≈ $3.97 Million	CHF925.85 Million ≈ $1.17 Billion	+0.07pp
2013-12-31	0.27%	CHF2.44 Million ≈ $3.09 Million	CHF919.90 Million ≈ $1.16 Billion	+0.09pp
2012-12-31	0.18%	CHF1.61 Million ≈ $2.04 Million	CHF902.61 Million ≈ $1.14 Billion	-0.25pp
2011-12-31	0.43%	CHF4.06 Million ≈ $5.14 Million	CHF954.99 Million ≈ $1.21 Billion	-0.19pp
2010-12-31	0.62%	CHF6.06 Million ≈ $7.66 Million	CHF984.25 Million ≈ $1.24 Billion	+0.01pp
2009-12-31	0.60%	CHF4.84 Million ≈ $6.12 Million	CHF803.58 Million ≈ $1.02 Billion	-0.02pp
2008-12-31	0.62%	CHF3.84 Million ≈ $4.85 Million	CHF618.00 Million ≈ $781.32 Million	+2.23pp
2004-12-31	-1.61%	CHF-2.64 Million ≈ $-3.33 Million	CHF164.05 Million ≈ $207.40 Million	--

pp = percentage points

About Temenos Group AG

SW:TEMN Switzerland Software - Application

Market Cap

$5.65 Billion

CHF4.47 Billion CHF

Market Cap Rank

#3819 Global

#58 in Switzerland

Share Price

CHF66.35

Change (1 day)

+0.99%

52-Week Range

CHF56.05 - CHF84.70

All Time High

CHF173.85