Temenos Group AG - Asset Resilience Ratio
Temenos Group AG (TEMN) has an Asset Resilience Ratio of 8.19% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Temenos Group AG (TEMN) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2024)
This chart shows how Temenos Group AG's Asset Resilience Ratio has changed over time. See TEMN net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Temenos Group AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see TEMN market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CHF184.22 Million | 8.19% |
| Short-term Investments | CHF0.00 | 0% |
| Total Liquid Assets | CHF184.22 Million | 8.19% |
Asset Resilience Insights
- Limited Liquidity: Temenos Group AG maintains only 8.19% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Temenos Group AG Industry Peers by Asset Resilience Ratio
Compare Temenos Group AG's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Shanghai Baosight Software Co Ltd A
SHG:600845 |
Software - Application | 0.04% |
|
Workiva Inc
NYSE:WK |
Software - Application | 37.02% |
|
Dave Inc
NASDAQ:DAVE |
Software - Application | 8.37% |
|
Sinosoft Co Ltd
SHG:603927 |
Software - Application | 0.00% |
|
ZWSOFT Guangzhou Co Ltd
SHG:688083 |
Software - Application | 54.62% |
|
Hangzhou Pinming Software Co. Ltd. A
SHG:688109 |
Software - Application | 10.41% |
|
Beijing Join-Cheer Software Co Ltd
SHE:002279 |
Software - Application | 16.29% |
|
Changzhou Youon Pubilic Bicycle System Co Ltd
SHG:603776 |
Software - Application | 56.44% |
Annual Asset Resilience Ratio for Temenos Group AG (2004–2024)
The table below shows the annual Asset Resilience Ratio data for Temenos Group AG.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 2.47% | CHF56.15 Million ≈ $70.99 Million |
CHF2.28 Billion ≈ $2.88 Billion |
-0.53pp |
| 2023-12-31 | 3.00% | CHF69.79 Million ≈ $88.23 Million |
CHF2.33 Billion ≈ $2.94 Billion |
-2.60pp |
| 2022-12-31 | 5.60% | CHF125.03 Million ≈ $158.08 Million |
CHF2.23 Billion ≈ $2.82 Billion |
+5.30pp |
| 2021-12-31 | 0.30% | CHF6.76 Million ≈ $8.54 Million |
CHF2.23 Billion ≈ $2.82 Billion |
-0.11pp |
| 2020-12-31 | 0.41% | CHF9.12 Million ≈ $11.53 Million |
CHF2.22 Billion ≈ $2.80 Billion |
+0.22pp |
| 2019-12-31 | 0.19% | CHF4.43 Million ≈ $5.60 Million |
CHF2.32 Billion ≈ $2.94 Billion |
-0.21pp |
| 2018-12-31 | 0.40% | CHF6.58 Million ≈ $8.32 Million |
CHF1.65 Billion ≈ $2.08 Billion |
+0.09pp |
| 2017-12-31 | 0.31% | CHF3.97 Million ≈ $5.02 Million |
CHF1.28 Billion ≈ $1.61 Billion |
-0.02pp |
| 2016-12-31 | 0.33% | CHF3.87 Million ≈ $4.89 Million |
CHF1.17 Billion ≈ $1.48 Billion |
+0.14pp |
| 2015-12-31 | 0.19% | CHF2.39 Million ≈ $3.02 Million |
CHF1.23 Billion ≈ $1.55 Billion |
-0.15pp |
| 2014-12-31 | 0.34% | CHF3.14 Million ≈ $3.97 Million |
CHF925.85 Million ≈ $1.17 Billion |
+0.07pp |
| 2013-12-31 | 0.27% | CHF2.44 Million ≈ $3.09 Million |
CHF919.90 Million ≈ $1.16 Billion |
+0.09pp |
| 2012-12-31 | 0.18% | CHF1.61 Million ≈ $2.04 Million |
CHF902.61 Million ≈ $1.14 Billion |
-0.25pp |
| 2011-12-31 | 0.43% | CHF4.06 Million ≈ $5.14 Million |
CHF954.99 Million ≈ $1.21 Billion |
-0.19pp |
| 2010-12-31 | 0.62% | CHF6.06 Million ≈ $7.66 Million |
CHF984.25 Million ≈ $1.24 Billion |
+0.01pp |
| 2009-12-31 | 0.60% | CHF4.84 Million ≈ $6.12 Million |
CHF803.58 Million ≈ $1.02 Billion |
-0.02pp |
| 2008-12-31 | 0.62% | CHF3.84 Million ≈ $4.85 Million |
CHF618.00 Million ≈ $781.32 Million |
+2.23pp |
| 2004-12-31 | -1.61% | CHF-2.64 Million ≈ $-3.33 Million |
CHF164.05 Million ≈ $207.40 Million |
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About Temenos Group AG
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions. It provides Temenos SaaS, an enterprise service for retail banking, business and corporate banking, and wealth; Temenos AI that helps banks adopt responsible AI practices by providing explainability, security, safe deployment, and banking-specific capabilities; Temenos… Read more