VP Bank AG

SW:VPBN Switzerland Banks - Diversified
Market Cap
$524.93 Million
CHF480.66 Million CHF
Market Cap Rank
#10044 Global
#58 in Switzerland
Share Price
CHF84.60
Change (1 day)
+0.71%
52-Week Range
CHF77.20 - CHF88.80
All Time High
CHF152.82
Categories
Companies in Switzerland Banks - Diversified Banking & Financial
About

VP Bank AG, together with its subsidiaries, provides wealth management and investment advisory services for private and institutional investors in Liechtenstein, rest of Europe, and internationally. The company offers investing services, such as goal-based advice, wealth management and planning, investment advisory, investment products, and sustainable investing; real estate financing; Lombard lo… Read more

VP Bank AG (VPBN) - Net Assets

Latest net assets as of December 2025: CHF1.18 Billion CHF

Based on the latest financial reports, VP Bank AG (VPBN) has net assets worth CHF1.18 Billion CHF as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF10.68 Billion) and total liabilities (CHF9.50 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets CHF1.18 Billion
% of Total Assets 11.01%
Annual Growth Rate 2.71%
5-Year Change -90.87%
10-Year Change 25.53%
Growth Volatility 259.29

VP Bank AG - Net Assets Trend (2004–2025)

This chart illustrates how VP Bank AG's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for VP Bank AG (2004–2025)

The table below shows the annual net assets of VP Bank AG from 2004 to 2025.

Year Net Assets Change
2025-12-31 CHF1.18 Billion +5.31%
2024-12-31 CHF1.12 Billion +0.87%
2023-12-31 CHF1.11 Billion +0.46%
2022-12-31 CHF1.10 Billion -91.45%
2021-12-31 CHF12.89 Billion -1.56%
2020-12-31 CHF13.09 Billion +1.75%
2019-12-31 CHF12.87 Billion +1210.85%
2018-12-31 CHF981.58 Million -1.27%
2017-12-31 CHF994.18 Million +6.11%
2016-12-31 CHF936.94 Million +2.05%
2015-12-31 CHF918.12 Million +5.72%
2014-12-31 CHF868.46 Million -2.28%
2013-12-31 CHF888.74 Million -0.01%
2012-12-31 CHF888.83 Million -1.09%
2011-12-31 CHF898.59 Million -1.86%
2010-12-31 CHF915.63 Million -1.75%
2009-12-31 CHF931.92 Million +12.53%
2008-12-31 CHF828.16 Million -20.92%
2007-12-31 CHF1.05 Billion +37.87%
2006-12-31 CHF759.61 Million -16.24%
2005-12-31 CHF906.89 Million +35.14%
2004-12-31 CHF671.10 Million --

Equity Component Analysis

This analysis shows how different components contribute to VP Bank AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 53.7% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings CHF1.17 Billion 99.22%
Common Stock CHF66.15 Million 5.62%
Other Comprehensive Income CHF-16.53 Million -1.41%
Total Equity CHF1.18 Billion 100.00%

VP Bank AG Competitors by Market Cap

The table below lists competitors of VP Bank AG ranked by their market capitalization.

Company Market Cap
Wafer Works
TWO:6182
 		$524.54 Million
Intellian Technologies Inc
KQ:189300
 		$524.59 Million
Irish Residential Properties REIT Plc
PINK:RSHPF
 		$524.65 Million
Trulieve Cannabis Corp
OTCQX:TCNNF
 		$524.69 Million
Bit Digital Inc
NASDAQ:BTBT
 		$524.35 Million
Beijing SL Pharmaceutical Co Ltd
SHE:002038
 		$524.29 Million
Green Dot Corporation
NYSE:GDOT
 		$524.22 Million
Resolute Holdings Management, Inc.
NYSE:RHLD
 		$524.16 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in VP Bank AG's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 1,116,794,000 to 1,176,113,000, a change of 59,319,000 (5.3%).
  • Net income of 47,019,000 contributed positively to equity growth.
  • Dividend payments of 24,878,000 reduced retained earnings.
  • Share repurchases of 8,000 reduced equity.
  • New share issuances of 1,897,000 increased equity.
  • Other comprehensive income increased equity by 32,754,001.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income CHF47.02 Million +4.0%
Dividends Paid CHF24.88 Million -2.12%
Share Repurchases CHF8.00K -0.0%
Share Issuances CHF1.90 Million +0.16%
Other Comprehensive Income CHF32.75 Million +2.78%
Other Changes CHF2.53 Million +0.22%
Total Change CHF- 5.31%

Book Value vs Market Value Analysis

This analysis compares VP Bank AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.45x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 0.63x to 0.45x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2004-12-31 CHF134.19 CHF84.60 x
2005-12-31 CHF154.50 CHF84.60 x
2006-12-31 CHF170.34 CHF84.60 x
2007-12-31 CHF179.35 CHF84.60 x
2008-12-31 CHF139.49 CHF84.60 x
2009-12-31 CHF158.64 CHF84.60 x
2010-12-31 CHF155.82 CHF84.60 x
2011-12-31 CHF152.71 CHF84.60 x
2012-12-31 CHF150.94 CHF84.60 x
2013-12-31 CHF153.48 CHF84.60 x
2014-12-31 CHF149.54 CHF84.60 x
2015-12-31 CHF145.76 CHF84.60 x
2016-12-31 CHF155.29 CHF84.60 x
2017-12-31 CHF164.61 CHF84.60 x
2018-12-31 CHF162.20 CHF84.60 x
2019-12-31 CHF172.36 CHF84.60 x
2020-12-31 CHF169.99 CHF84.60 x
2021-12-31 CHF178.62 CHF84.60 x
2022-12-31 CHF180.30 CHF84.60 x
2023-12-31 CHF179.32 CHF84.60 x
2024-12-31 CHF179.75 CHF84.60 x
2025-12-31 CHF188.67 CHF84.60 x

Capital Efficiency Dashboard

This dashboard shows how efficiently VP Bank AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 4.00%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 9.50%
  • • Asset Turnover: 0.05x
  • • Equity Multiplier: 9.08x
  • Recent ROE (4.00%) is below the historical average (5.38%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2004 11.36% 34.59% 0.32x 1.02x CHF10.75 Million
2005 13.14% 40.18% 0.32x 1.02x CHF28.54 Million
2006 13.14% 40.48% 0.32x 1.02x CHF31.54 Million
2007 14.93% 41.46% 0.35x 1.02x CHF52.10 Million
2008 -9.90% -27.68% 0.03x 14.05x CHF-161.39 Million
2009 6.55% 13.58% 0.04x 12.73x CHF-31.51 Million
2010 1.92% 6.70% 0.02x 11.80x CHF-72.57 Million
2011 0.73% 2.85% 0.02x 12.21x CHF-81.57 Million
2012 5.41% 19.45% 0.02x 12.22x CHF-39.96 Million
2013 4.29% 15.92% 0.02x 12.61x CHF-50.76 Million
2014 2.31% 8.99% 0.02x 12.90x CHF-66.82 Million
2015 6.98% 23.43% 0.02x 13.46x CHF-27.76 Million
2016 6.19% 21.20% 0.02x 12.59x CHF-35.71 Million
2017 6.62% 21.97% 0.02x 12.85x CHF-33.65 Million
2018 5.57% 18.81% 0.02x 12.66x CHF-43.44 Million
2019 7.13% 22.44% 0.02x 12.98x CHF-29.66 Million
2020 4.06% 13.89% 0.02x 13.19x CHF-60.88 Million
2021 4.66% 15.35% 0.02x 12.16x CHF-57.92 Million
2022 3.64% 11.85% 0.03x 11.46x CHF-70.05 Million
2023 3.99% 12.38% 0.03x 10.34x CHF-66.51 Million
2024 1.65% 5.58% 0.03x 9.52x CHF-93.21 Million
2025 4.00% 9.50% 0.05x 9.08x CHF-70.59 Million

Industry Comparison

This section compares VP Bank AG's net assets metrics with peer companies in the Banks - Diversified industry.

No peer company data available for comparison.