Banque Cantonale du Valais
Walliser Kantonalbank provides various banking products and services for individuals and companies in Switzerland. It offers saving account and savings plus accounts; investment, senior, youth, and gift savings accounts; Euro, start, private, and club accounts; personal loans; energy transition mortgages; and training, eco home, construction, renovation loans. The company also provides debit and … Read more
Banque Cantonale du Valais (WKBN) - Net Assets
Latest net assets as of June 2025: CHF1.65 Billion CHF
Based on the latest financial reports, Banque Cantonale du Valais (WKBN) has net assets worth CHF1.65 Billion CHF as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF21.87 Billion) and total liabilities (CHF20.23 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | CHF1.65 Billion |
| % of Total Assets | 7.52% |
| Annual Growth Rate | 6.41% |
| 5-Year Change | 18.64% |
| 10-Year Change | 44.13% |
| Growth Volatility | 10.84 |
Banque Cantonale du Valais - Net Assets Trend (2004–2024)
This chart illustrates how Banque Cantonale du Valais's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Banque Cantonale du Valais (2004–2024)
The table below shows the annual net assets of Banque Cantonale du Valais from 2004 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | CHF1.64 Billion | +4.83% |
| 2023-12-31 | CHF1.57 Billion | +5.53% |
| 2022-12-31 | CHF1.49 Billion | +3.66% |
| 2021-12-31 | CHF1.43 Billion | +3.47% |
| 2020-12-31 | CHF1.39 Billion | -2.26% |
| 2019-12-31 | CHF1.42 Billion | +3.57% |
| 2018-12-31 | CHF1.37 Billion | +3.45% |
| 2017-12-31 | CHF1.32 Billion | +4.87% |
| 2016-12-31 | CHF1.26 Billion | +10.61% |
| 2015-12-31 | CHF1.14 Billion | +8.28% |
| 2014-12-31 | CHF1.05 Billion | +7.74% |
| 2013-12-31 | CHF977.91 Million | +7.77% |
| 2012-12-31 | CHF907.42 Million | +5.22% |
| 2011-12-31 | CHF862.36 Million | +6.85% |
| 2010-12-31 | CHF807.06 Million | +50.36% |
| 2009-12-31 | CHF536.74 Million | +8.21% |
| 2008-12-31 | CHF496.02 Million | +6.32% |
| 2007-12-31 | CHF466.52 Million | +6.16% |
| 2006-12-31 | CHF439.44 Million | +2.76% |
| 2005-12-31 | CHF427.63 Million | -9.83% |
| 2004-12-31 | CHF474.26 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banque Cantonale du Valais's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 192.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | CHF90.49 Million | 5.50% |
| Common Stock | CHF158.00 Million | 9.61% |
| Other Comprehensive Income | CHF1.41 Billion | 85.69% |
| Total Equity | CHF1.64 Billion | 100.00% |
Banque Cantonale du Valais Competitors by Market Cap
The table below lists competitors of Banque Cantonale du Valais ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Shenzhen INVT Electric Co Ltd
SHE:002334
|
$755.99 Million |
|
OPmobility SE
PA:OPM
|
$756.06 Million |
|
Beyondsoft Corp
SHE:002649
|
$756.42 Million |
|
Nanjing Develop Advanced Manufacturing Co Ltd
SHG:688377
|
$756.65 Million |
|
MoneyLion Inc
NYSE:ML
|
$755.68 Million |
|
Vitec Software Group AB (publ)
ST:VIT-B
|
$755.50 Million |
|
CES Energy Solutions Corp
PINK:CESDF
|
$755.12 Million |
|
Camden National Corporation
NASDAQ:CAC
|
$755.06 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banque Cantonale du Valais's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 1,568,526,000 to 1,644,214,000, a change of 75,688,000 (4.8%).
- Net income of 90,470,000 contributed positively to equity growth.
- Dividend payments of 60,830,000 reduced retained earnings.
- Share repurchases of 7,181,000 reduced equity.
- Other comprehensive income increased equity by 1,408,934,000.
- Other factors decreased equity by 1,355,705,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | CHF90.47 Million | +5.5% |
| Dividends Paid | CHF60.83 Million | -3.7% |
| Share Repurchases | CHF7.18 Million | -0.44% |
| Other Comprehensive Income | CHF1.41 Billion | +85.69% |
| Other Changes | CHF-1.36 Billion | -82.45% |
| Total Change | CHF- | 4.83% |
Book Value vs Market Value Analysis
This analysis compares Banque Cantonale du Valais's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.43x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 4.98x to 1.43x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | CHF30.02 | CHF149.50 | x |
| 2005-12-31 | CHF27.07 | CHF149.50 | x |
| 2006-12-31 | CHF73.79 | CHF149.50 | x |
| 2007-12-31 | CHF78.19 | CHF149.50 | x |
| 2008-12-31 | CHF83.14 | CHF149.50 | x |
| 2009-12-31 | CHF87.05 | CHF149.50 | x |
| 2010-12-31 | CHF130.64 | CHF149.50 | x |
| 2011-12-31 | CHF142.63 | CHF149.50 | x |
| 2012-12-31 | CHF150.12 | CHF149.50 | x |
| 2013-12-31 | CHF164.04 | CHF149.50 | x |
| 2014-12-31 | CHF177.00 | CHF149.50 | x |
| 2015-12-31 | CHF76.05 | CHF149.50 | x |
| 2016-12-31 | CHF80.26 | CHF149.50 | x |
| 2017-12-31 | CHF83.81 | CHF149.50 | x |
| 2018-12-31 | CHF87.01 | CHF149.50 | x |
| 2019-12-31 | CHF90.16 | CHF149.50 | x |
| 2020-12-31 | CHF88.15 | CHF149.50 | x |
| 2021-12-31 | CHF91.28 | CHF149.50 | x |
| 2022-12-31 | CHF94.64 | CHF149.50 | x |
| 2023-12-31 | CHF100.03 | CHF149.50 | x |
| 2024-12-31 | CHF104.89 | CHF149.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banque Cantonale du Valais utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.50%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 32.65%
- • Asset Turnover: 0.01x
- • Equity Multiplier: 12.69x
- Recent ROE (5.50%) is below the historical average (6.27%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 6.39% | 11.75% | 0.03x | 15.55x | CHF-17.10 Million |
| 2005 | 7.72% | 19.48% | 0.02x | 18.58x | CHF-9.74 Million |
| 2006 | 8.27% | 20.08% | 0.02x | 18.71x | CHF-7.60 Million |
| 2007 | 8.82% | 21.64% | 0.02x | 17.53x | CHF-5.51 Million |
| 2008 | 9.13% | 23.34% | 0.02x | 18.59x | CHF-4.33 Million |
| 2009 | 9.04% | 23.46% | 0.02x | 18.62x | CHF-5.16 Million |
| 2010 | 6.41% | 24.11% | 0.02x | 12.80x | CHF-29.00 Million |
| 2011 | 6.21% | 25.48% | 0.02x | 13.32x | CHF-32.72 Million |
| 2012 | 6.04% | 25.06% | 0.02x | 13.63x | CHF-35.94 Million |
| 2013 | 5.73% | 24.85% | 0.02x | 13.05x | CHF-41.78 Million |
| 2014 | 5.35% | 25.31% | 0.02x | 12.40x | CHF-49.03 Million |
| 2015 | 4.98% | 26.23% | 0.02x | 12.23x | CHF-57.26 Million |
| 2016 | 4.56% | 26.80% | 0.01x | 11.60x | CHF-68.65 Million |
| 2017 | 7.48% | 42.61% | 0.01x | 11.76x | CHF-33.28 Million |
| 2018 | 4.90% | 29.32% | 0.01x | 11.78x | CHF-69.83 Million |
| 2019 | 4.75% | 29.49% | 0.01x | 11.68x | CHF-74.50 Million |
| 2020 | 4.86% | 29.80% | 0.01x | 13.04x | CHF-71.23 Million |
| 2021 | 4.78% | 27.72% | 0.01x | 12.90x | CHF-74.89 Million |
| 2022 | 4.90% | 28.41% | 0.01x | 12.99x | CHF-75.75 Million |
| 2023 | 5.76% | 30.45% | 0.01x | 12.82x | CHF-66.49 Million |
| 2024 | 5.50% | 32.65% | 0.01x | 12.69x | CHF-73.95 Million |
Industry Comparison
This section compares Banque Cantonale du Valais's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,295,830,229
- Average return on equity (ROE) among peers: 6.70%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banque Cantonale du Valais (WKBN) | CHF1.65 Billion | 6.39% | 12.29x | $755.90 Million |
| Banque Cantonale de Geneve (BCGE) | $1.83 Billion | 6.85% | 14.48x | $825.51 Million |
| Banque Cantonale Du Jura SA (BCJ) | $239.43 Million | 4.02% | 11.56x | $118.37 Million |
| Banque Cantonale Vaudoise (BCVN) | $3.40 Billion | 9.90% | 11.78x | $3.84 Billion |
| Berner Kantonalbank AG (BEKN) | $3.08 Billion | 5.69% | 12.94x | $3.61 Billion |
| Basellandschaftliche Kantonalbank (BLKB) | $2.73 Billion | 4.76% | 11.72x | $721.98 Million |
| Basler Kantonalbank (BSKP) | $3.14 Billion | 7.29% | 11.47x | $595.92 Million |
| St Galler Kantonalbank AG (SGKN) | $2.15 Billion | 6.80% | 13.99x | $4.00 Billion |
| Thurgauer Kantonalbank (TKBP) | $2.46 Billion | 5.92% | 11.26x | $790.68 Million |
| Valiant Holding AG (VATN) | $1.64 Billion | 9.06% | 12.95x | $2.38 Billion |