Camden National Corporation Net Assets

Latest as of March 2026: $710.01 Million USD

Camden National Corporation net assets. Based on the latest financial reports, Camden National Corporation (CAC) has net assets worth $710.01 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($6.96 Billion) and total liabilities ($6.25 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore CAC year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Key Net Assets Metrics

Metric	Value
Current Net Assets	$710.01 Million
% of Total Assets	10.2%
Annual Growth Rate	8.96%
5-Year Change	28.68%
10-Year Change	77.9%
Growth Volatility	13.2

Net Assets of Camden National Corporation (1996–2025)

Net assets of Camden National Corporation from 1996 to 2025. This chart illustrates how Camden National Corporation's net assets have evolved over time, based on quarterly financial data. See debt-free asset ratio of Camden National Corporation to measure how much of total assets are equity-financed.

Annual Net Assets for Camden National Corporation (1996–2025)

The table below shows the annual net assets of Camden National Corporation from 1996 to 2025. For live market cap and overall valuation, see CAC market cap.

Year	Net Assets	Change
2025-12-31	$696.56 Million	+31.12%
2024-12-31	$531.23 Million	+7.31%
2023-12-31	$495.06 Million	+9.70%
2022-12-31	$451.28 Million	-16.63%
2021-12-31	$541.29 Million	+2.26%
2020-12-31	$529.31 Million	+11.81%
2019-12-31	$473.42 Million	+8.63%
2018-12-31	$435.82 Million	+8.03%
2017-12-31	$403.41 Million	+3.03%
2016-12-31	$391.55 Million	+7.81%
2015-12-31	$363.19 Million	+48.17%
2014-12-31	$245.11 Million	+6.06%
2013-12-31	$231.10 Million	-1.16%
2012-12-31	$233.81 Million	+6.83%
2011-12-31	$218.88 Million	+6.25%
2010-12-31	$206.00 Million	+8.10%
2009-12-31	$190.56 Million	+14.52%
2008-12-31	$166.40 Million	+38.43%
2007-12-31	$120.20 Million	+12.28%
2006-12-31	$107.05 Million	-17.36%
2005-12-31	$129.54 Million	+2.48%
2004-12-31	$126.41 Million	+5.60%
2003-12-31	$119.71 Million	+0.74%
2002-12-31	$118.83 Million	+13.10%
2001-12-31	$105.07 Million	+15.33%
2000-12-31	$91.10 Million	+17.24%
1999-12-31	$77.70 Million	-0.26%
1998-12-31	$77.90 Million	+24.24%
1997-12-31	$62.70 Million	+8.35%
1996-12-31	$57.87 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Camden National Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 859.3% over the analyzed period, indicating profitable operations and earnings retention.

Camden National Corporation Net Assets Breakdown (December 2025)

Camden National Corporation net assets breakdown by equity component as of December 2025.

Component	Amount	Percentage
Retained Earnings	$545.15 Million	78.26%
Common Stock	$215.80 Million	30.98%
Other Comprehensive Income	$-64.39 Million	-9.24%
Total Equity	$696.56 Million	100.00%

Camden National Corporation Competitors by Market Cap

The table below lists competitors of Camden National Corporation ranked by their market capitalization.

Company	Market Cap
Propel Holdings Inc TO:PRL	$857.92 Million
Direcional Engenharia S.A. SA:DIRR3	$857.93 Million
Ryerson Holding Corp NYSE:RYI	$858.13 Million
MBK Public Company Limited BK:MBK	$858.17 Million
Cleanaway Co Ltd TW:8422	$857.78 Million
Daxin Materials Corp TW:5234	$857.57 Million
Rastar Group SHE:300043	$857.53 Million
Shanghai Urban Architecture Design Co. Ltd. SHE:300983	$857.45 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Camden National Corporation's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 531,231,000 to 696,558,000, a change of 165,327,000 (31.1%).
Net income of 65,160,000 contributed positively to equity growth.
Dividend payments of 28,472,000 reduced retained earnings.
Other comprehensive income increased equity by 30,258,000.
Other factors increased equity by 98,381,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	$65.16 Million	+9.35%
Dividends Paid	$28.47 Million	-4.09%
Other Comprehensive Income	$30.26 Million	+4.34%
Other Changes	$98.38 Million	+14.12%
Total Change	$-	31.12%

Book Value vs Market Value Analysis

This analysis compares Camden National Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.45x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 10.80x to 1.45x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
1996-12-31	$5.51	$59.56	x
1997-12-31	$6.09	$59.56	x
1998-12-31	$6.22	$59.56	x
1999-12-31	$6.44	$59.56	x
2000-12-31	$7.39	$59.56	x
2001-12-31	$8.59	$59.56	x
2002-12-31	$9.80	$59.56	x
2003-12-31	$10.03	$59.56	x
2004-12-31	$10.94	$59.56	x
2005-12-31	$11.31	$59.56	x
2006-12-31	$10.31	$59.56	x
2007-12-31	$12.22	$59.56	x
2008-12-31	$14.44	$59.56	x
2009-12-31	$16.57	$59.56	x
2010-12-31	$17.92	$59.56	x
2011-12-31	$19.00	$59.56	x
2012-12-31	$20.35	$59.56	x
2013-12-31	$20.13	$59.56	x
2014-12-31	$21.87	$59.56	x
2015-12-31	$30.08	$59.56	x
2016-12-31	$25.25	$59.56	x
2017-12-31	$25.88	$59.56	x
2018-12-31	$27.89	$59.56	x
2019-12-31	$30.64	$59.56	x
2020-12-31	$35.23	$59.56	x
2021-12-31	$36.15	$59.56	x
2022-12-31	$30.70	$59.56	x
2023-12-31	$33.89	$59.56	x
2024-12-31	$36.30	$59.56	x
2025-12-31	$41.07	$59.56	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Camden National Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 9.35%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 17.74%
• Asset Turnover: 0.05x
• Equity Multiplier: 10.01x
Recent ROE (9.35%) is below the historical average (12.50%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
1996	14.03%	34.75%	0.05x	8.82x	$2.33 Million
1997	17.09%	16.90%	0.11x	9.17x	$4.44 Million
1998	14.78%	16.87%	0.08x	10.79x	$3.72 Million
1999	13.14%	13.21%	0.08x	11.96x	$2.44 Million
2000	15.24%	15.67%	0.09x	11.12x	$4.77 Million
2001	14.67%	16.58%	0.09x	10.37x	$4.91 Million
2002	14.35%	19.15%	0.07x	10.25x	$5.17 Million
2003	15.81%	22.81%	0.06x	11.45x	$6.96 Million
2004	15.42%	22.99%	0.06x	11.79x	$6.85 Million
2005	16.50%	21.43%	0.06x	12.76x	$8.43 Million
2006	18.94%	17.06%	0.07x	16.53x	$9.57 Million
2007	16.87%	16.85%	0.07x	14.28x	$8.26 Million
2008	9.22%	10.67%	0.06x	14.07x	$-1.30 Million
2009	11.95%	17.15%	0.06x	11.73x	$3.72 Million
2010	12.02%	19.96%	0.05x	11.19x	$4.17 Million
2011	11.96%	21.87%	0.05x	10.52x	$4.29 Million
2012	10.02%	20.81%	0.04x	10.97x	$46.50K
2013	9.86%	20.50%	0.04x	11.27x	$-326.60K
2014	10.02%	22.13%	0.04x	11.38x	$59.10K
2015	5.77%	16.80%	0.03x	10.21x	$-15.37 Million
2016	10.23%	24.22%	0.04x	9.87x	$912.30K
2017	7.06%	16.56%	0.04x	10.08x	$-11.87 Million
2018	12.18%	28.48%	0.04x	9.86x	$9.49 Million
2019	12.08%	27.63%	0.05x	9.36x	$9.86 Million
2020	11.24%	29.17%	0.04x	9.25x	$6.55 Million
2021	12.75%	35.59%	0.04x	10.16x	$14.88 Million
2022	13.61%	29.41%	0.04x	12.57x	$16.31 Million
2023	8.76%	19.18%	0.04x	11.54x	$-6.12 Million
2024	9.98%	18.29%	0.05x	10.93x	$-119.10K
2025	9.35%	17.74%	0.05x	10.01x	$-4.50 Million

Industry Comparison

This section compares Camden National Corporation's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $627,551,500
Average return on equity (ROE) among peers: 7.01%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Camden National Corporation (CAC)	$710.01 Million	14.03%	8.80x	$857.91 Million
Ameris Bancorp (ABCB)	$239.36 Million	-1.64%	9.06x	$4.95 Billion
Ameris Bancorp (ABCB)	$68.20 Million	10.85%	9.15x	$5.65 Billion
ACNB Corporation (ACNB)	$110.02 Million	9.35%	8.91x	$645.30 Million
Affinity Bancshares Inc (AFBI)	$45.08 Million	2.57%	4.16x	$140.18 Million
Alerus Financial Corp (ALRS)	$359.40 Million	14.66%	8.44x	$829.34 Million
Amalgamated Bank (AMAL)	$344.07 Million	1.78%	10.75x	$1.27 Billion
Amerant Bancorp Inc. (AMTB)	$753.45 Million	5.71%	10.20x	$979.96 Million
Arrow Financial Corporation (AROW)	$166.38 Million	13.18%	10.80x	$724.09 Million
Associated Banc-Corp (ASB)	$4.09 Billion	7.50%	7.17x	$5.91 Billion
AmeriServ Financial Inc (ASRV)	$98.61 Million	6.11%	10.88x	$78.95 Million

About Camden National Corporation

NASDAQ:CAC USA Banks - Regional

Market Cap

$1.01 Billion

Market Cap Rank

#9274 Global

#2605 in USA

Share Price

$59.56

Change (1 day)

+2.55%

52-Week Range

$38.17 - $59.77

All Time High

$59.77