Israel Discount Bank Ltd

TA:DSCT Israel Banks - Regional
Market Cap
$11.32 Billion
ILA4.22 Trillion ILA
Market Cap Rank
#17757 Global
#10 in Israel
Share Price
ILA3445.00
Change (1 day)
+0.09%
52-Week Range
ILA2488.00 - ILA4083.00
All Time High
ILA4083.00
Categories
Companies in Israel Banks - Regional Banking & Financial
About

Israel Discount Bank Limited, together with its subsidiaries, provides various banking and financial services in Israel, Europe, and North America. The company operates through Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, Israel Credit Cards Company, and Other segments. Its personal banking services include checking accounts, … Read more

Israel Discount Bank Ltd (DSCT) - Net Assets

Latest net assets as of September 2025: ILA35.07 Billion ILA

Based on the latest financial reports, Israel Discount Bank Ltd (DSCT) has net assets worth ILA35.07 Billion ILA as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA472.43 Billion) and total liabilities (ILA437.36 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets ILA35.07 Billion
% of Total Assets 7.42%
Annual Growth Rate 7.65%
5-Year Change -88.31%
10-Year Change 142.67%
Growth Volatility 576.08

Israel Discount Bank Ltd - Net Assets Trend (2000–2024)

This chart illustrates how Israel Discount Bank Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Israel Discount Bank Ltd (2000–2024)

The table below shows the annual net assets of Israel Discount Bank Ltd from 2000 to 2024.

Year Net Assets Change
2024-12-31 ILA33.09 Billion +13.16%
2023-12-31 ILA29.24 Billion -91.95%
2022-12-31 ILA363.19 Billion +13.76%
2021-12-31 ILA319.25 Billion +12.81%
2020-12-31 ILA282.99 Billion +14.71%
2019-12-31 ILA246.69 Billion +6.93%
2018-12-31 ILA230.70 Billion +1335.77%
2017-12-31 ILA16.07 Billion +7.58%
2016-12-31 ILA14.94 Billion +9.55%
2015-12-31 ILA13.63 Billion -0.05%
2014-12-31 ILA13.64 Billion +8.80%
2013-12-31 ILA12.54 Billion +3.33%
2012-12-31 ILA12.13 Billion -93.62%
2011-12-31 ILA190.25 Billion +9.64%
2010-12-31 ILA173.52 Billion -1.57%
2009-12-31 ILA176.29 Billion +2.22%
2008-12-31 ILA172.46 Billion +1744.27%
2007-12-31 ILA9.35 Billion -94.01%
2006-12-31 ILA156.24 Billion +4.54%
2005-12-31 ILA149.46 Billion +8.54%
2004-12-31 ILA137.70 Billion +2033.91%
2003-12-31 ILA6.45 Billion +14.84%
2002-12-31 ILA5.62 Billion -2.31%
2001-12-31 ILA5.75 Billion +2.02%
2000-12-31 ILA5.64 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Israel Discount Bank Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 1060.3% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings ILA26.64 Billion 84.39%
Common Stock ILA683.00 Million 2.16%
Other Comprehensive Income ILA-1.22 Billion -3.87%
Other Components ILA5.47 Billion 17.32%
Total Equity ILA31.57 Billion 100.00%

Israel Discount Bank Ltd Competitors by Market Cap

The table below lists competitors of Israel Discount Bank Ltd ranked by their market capitalization.

Company Market Cap
SOHO China Limited
PINK:SOHOF
 		$112.52 Million
MACFARLANE GRP LS-25
F:5K6
 		$112.53 Million
Universal Logistics Holdings Inc
NASDAQ:ULH
 		$112.53 Million
Pera Yatirim Holding Anonim Sirketi
IS:PEHOL
 		$112.56 Million
Basso Industry Corp
TW:1527
 		$112.50 Million
Mnc Investama Tbk
JK:BHIT
 		$112.48 Million
Shaanxi Meibang Pharmaceutical Group Co Ltd
SHG:605033
 		$112.46 Million
RF Industries Ltd
NASDAQ:RFIL
 		$112.45 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Israel Discount Bank Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 28,474,000,000 to 31,569,000,000, a change of 3,095,000,000 (10.9%).
  • Net income of 4,281,000,000 contributed positively to equity growth.
  • Dividend payments of 1,153,000,000 reduced retained earnings.
  • Share repurchases of 102,000,000 reduced equity.
  • Other comprehensive income decreased equity by 1,223,000,000.
  • Other factors increased equity by 1,292,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income ILA4.28 Billion +13.56%
Dividends Paid ILA1.15 Billion -3.65%
Share Repurchases ILA102.00 Million -0.32%
Other Comprehensive Income ILA-1.22 Billion -3.87%
Other Changes ILA1.29 Billion +4.09%
Total Change ILA- 10.87%

Book Value vs Market Value Analysis

This analysis compares Israel Discount Bank Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 141.00x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 663.15x to 141.00x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2002-12-31 ILA5.19 ILA3445.00 x
2003-12-31 ILA6.01 ILA3445.00 x
2004-12-31 ILA6.43 ILA3445.00 x
2005-12-31 ILA6.76 ILA3445.00 x
2006-12-31 ILA8.02 ILA3445.00 x
2007-12-31 ILA9.26 ILA3445.00 x
2008-12-31 ILA8.85 ILA3445.00 x
2009-12-31 ILA10.05 ILA3445.00 x
2010-12-31 ILA11.27 ILA3445.00 x
2011-12-31 ILA10.20 ILA3445.00 x
2012-12-31 ILA11.23 ILA3445.00 x
2013-12-31 ILA11.61 ILA3445.00 x
2014-12-31 ILA12.57 ILA3445.00 x
2015-12-31 ILA12.61 ILA3445.00 x
2016-12-31 ILA13.51 ILA3445.00 x
2017-12-31 ILA13.46 ILA3445.00 x
2018-12-31 ILA14.73 ILA3445.00 x
2019-12-31 ILA16.05 ILA3445.00 x
2020-12-31 ILA16.48 ILA3445.00 x
2021-12-31 ILA18.46 ILA3445.00 x
2022-12-31 ILA20.40 ILA3445.00 x
2023-12-31 ILA23.02 ILA3445.00 x
2024-12-31 ILA24.43 ILA3445.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Israel Discount Bank Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 13.56%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 15.70%
  • • Asset Turnover: 0.06x
  • • Equity Multiplier: 13.83x
  • Recent ROE (13.56%) is above the historical average (7.98%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2002 -0.74% -0.82% 0.03x 27.02x ILA-554.10 Million
2003 2.58% 3.03% 0.04x 23.40x ILA-442.90 Million
2004 8.71% 9.75% 0.04x 22.32x ILA-82.60 Million
2005 6.82% 7.50% 0.04x 23.04x ILA-213.80 Million
2006 10.50% 13.60% 0.04x 20.41x ILA39.50 Million
2007 13.74% 18.40% 0.04x 18.34x ILA344.60 Million
2008 2.79% 3.66% 0.04x 20.67x ILA-634.70 Million
2009 9.19% 11.70% 0.04x 18.79x ILA-81.40 Million
2010 6.14% 6.71% 0.06x 16.53x ILA-434.10 Million
2011 7.88% 7.55% 0.06x 18.85x ILA-227.50 Million
2012 6.77% 7.36% 0.05x 16.97x ILA-381.80 Million
2013 7.14% 8.61% 0.05x 16.39x ILA-349.30 Million
2014 3.81% 5.68% 0.04x 15.63x ILA-819.30 Million
2015 5.64% 9.04% 0.04x 15.45x ILA-578.80 Million
2016 6.24% 10.51% 0.04x 15.13x ILA-546.20 Million
2017 8.07% 13.27% 0.04x 14.19x ILA-300.40 Million
2018 8.77% 14.33% 0.04x 13.95x ILA-210.10 Million
2019 9.11% 15.08% 0.04x 13.91x ILA-165.80 Million
2020 5.08% 8.89% 0.04x 15.33x ILA-943.20 Million
2021 12.91% 24.35% 0.03x 15.60x ILA624.70 Million
2022 14.05% 22.53% 0.04x 15.14x ILA1.01 Billion
2023 14.72% 16.48% 0.06x 13.90x ILA1.34 Billion
2024 13.56% 15.70% 0.06x 13.83x ILA1.12 Billion

Industry Comparison

This section compares Israel Discount Bank Ltd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $71,376,667,200
  • Average return on equity (ROE) among peers: 6.56%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Israel Discount Bank Ltd (DSCT) ILA35.07 Billion -0.74% 12.47x $112.52 Million
Export Inv (EXPO) $1.11 Billion 11.35% 16.13x $2.81 Million
FIBI Holdings Ltd (FIBIH) $7.67 Billion 2.82% 15.36x $31.16 Million
Jerusalem (JBNK) $750.40 Million 8.66% 17.77x $4.59 Million
Bank Leumi Le-Israel B.M (LUMI) $335.86 Billion 0.56% 0.09x $2.73 Million
Mizrahi Tefahot (MZTF) $11.50 Billion 9.42% 16.27x $161.96 Million