FIBI Holdings Ltd
F.I.B.I. Holdings Ltd operates as the holding company for The First International Bank of Israel Ltd. that provides various banking products and services in Israel. The company offers deposits and savings, including standing order savings, child savings, structured, combined (options and plans), and short- and long-term deposits; mortgages; and credit cards. It also provides business banking serv… Read more
FIBI Holdings Ltd (FIBIH) - Net Assets
Latest net assets as of September 2025: ILA15.24 Billion ILA
Based on the latest financial reports, FIBI Holdings Ltd (FIBIH) has net assets worth ILA15.24 Billion ILA as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA269.52 Billion) and total liabilities (ILA254.29 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ILA15.24 Billion |
| % of Total Assets | 5.65% |
| Annual Growth Rate | 6.69% |
| 5-Year Change | 47.67% |
| 10-Year Change | 83.72% |
| Growth Volatility | 3.94 |
FIBI Holdings Ltd - Net Assets Trend (2013–2024)
This chart illustrates how FIBI Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for FIBI Holdings Ltd (2013–2024)
The table below shows the annual net assets of FIBI Holdings Ltd from 2013 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | ILA14.10 Billion | +11.36% |
| 2023-12-31 | ILA12.66 Billion | +14.59% |
| 2022-12-31 | ILA11.04 Billion | +5.71% |
| 2021-12-31 | ILA10.45 Billion | +9.46% |
| 2020-12-31 | ILA9.54 Billion | +6.86% |
| 2019-12-31 | ILA8.93 Billion | +6.07% |
| 2018-12-31 | ILA8.42 Billion | +0.35% |
| 2017-12-31 | ILA8.39 Billion | +5.67% |
| 2016-12-31 | ILA7.94 Billion | +3.52% |
| 2015-12-31 | ILA7.67 Billion | +8.78% |
| 2014-12-31 | ILA7.05 Billion | +2.04% |
| 2013-12-31 | ILA6.91 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to FIBI Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 100.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ILA5.93 Billion | 91.23% |
| Common Stock | ILA571.00 Million | 8.79% |
| Total Equity | ILA6.50 Billion | 100.00% |
FIBI Holdings Ltd Competitors by Market Cap
The table below lists competitors of FIBI Holdings Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Yieh Hsing Enterprise Co Ltd
TW:2007
|
$31.17 Million |
|
Union Auction Public Company Limited
BK:AUCT
|
$31.17 Million |
|
Kamdhenu Limited
NSE:KAMDHENU
|
$31.21 Million |
|
GSE Co. Ltd
KQ:053050
|
$31.21 Million |
|
Denge Yatirim Holding AS
IS:DENGE
|
$31.13 Million |
|
Enseval Putra Megatrading Tbk
JK:EPMT
|
$31.13 Million |
|
GAUMONT SA INH. EO 8
F:69N
|
$31.12 Million |
|
Ambipar Participações e Empreendimentos S.A
SA:AMBP3
|
$31.12 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in FIBI Holdings Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 5,842,000,000 to 6,499,000,000, a change of 657,000,000 (11.2%).
- Net income of 1,143,000,000 contributed positively to equity growth.
- Dividend payments of 475,000,000 reduced retained earnings.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ILA1.14 Billion | +17.59% |
| Dividends Paid | ILA475.00 Million | -7.31% |
| Other Changes | ILA-11.00 Million | -0.17% |
| Total Change | ILA- | 11.25% |
Book Value vs Market Value Analysis
This analysis compares FIBI Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 175.06x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 357.39x to 175.06x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | ILA89.79 | ILA32090.00 | x |
| 2014-12-31 | ILA93.16 | ILA32090.00 | x |
| 2015-12-31 | ILA96.58 | ILA32090.00 | x |
| 2016-12-31 | ILA99.94 | ILA32090.00 | x |
| 2017-12-31 | ILA105.86 | ILA32090.00 | x |
| 2018-12-31 | ILA110.46 | ILA32090.00 | x |
| 2019-12-31 | ILA116.94 | ILA32090.00 | x |
| 2020-12-31 | ILA124.81 | ILA32090.00 | x |
| 2021-12-31 | ILA136.58 | ILA32090.00 | x |
| 2022-12-31 | ILA144.14 | ILA32090.00 | x |
| 2023-12-31 | ILA164.78 | ILA32090.00 | x |
| 2024-12-31 | ILA183.31 | ILA32090.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently FIBI Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.59%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.74%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 38.25x
- Recent ROE (17.59%) is above the historical average (10.74%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 8.08% | 6.83% | 0.03x | 35.04x | ILA-60.80 Million |
| 2014 | 6.59% | 5.90% | 0.03x | 35.80x | ILA-112.10 Million |
| 2015 | 6.31% | 5.69% | 0.03x | 36.65x | ILA-126.40 Million |
| 2016 | 7.03% | 6.25% | 0.03x | 36.11x | ILA-105.30 Million |
| 2017 | 8.66% | 7.91% | 0.03x | 36.17x | ILA-50.30 Million |
| 2018 | 8.99% | 7.70% | 0.03x | 34.25x | ILA-39.60 Million |
| 2019 | 10.01% | 9.02% | 0.03x | 34.04x | ILA400.00K |
| 2020 | 8.11% | 8.16% | 0.03x | 37.92x | ILA-83.50 Million |
| 2021 | 13.94% | 13.78% | 0.03x | 37.28x | ILA190.80 Million |
| 2022 | 15.69% | 11.86% | 0.03x | 38.35x | ILA291.00 Million |
| 2023 | 17.92% | 9.11% | 0.05x | 37.93x | ILA462.80 Million |
| 2024 | 17.59% | 8.74% | 0.05x | 38.25x | ILA493.10 Million |
Industry Comparison
This section compares FIBI Holdings Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $115,982,267,200
- Average return on equity (ROE) among peers: 6.13%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| FIBI Holdings Ltd (FIBIH) | ILA15.24 Billion | 8.08% | 16.69x | $31.16 Million |
| Israel Discount Bank Ltd (DSCT) | $230.70 Billion | 0.65% | 0.04x | $112.52 Million |
| Export Inv (EXPO) | $1.11 Billion | 11.35% | 16.13x | $2.81 Million |
| Jerusalem (JBNK) | $750.40 Million | 8.66% | 17.77x | $4.59 Million |
| Bank Leumi Le-Israel B.M (LUMI) | $335.86 Billion | 0.56% | 0.09x | $2.73 Million |
| Mizrahi Tefahot (MZTF) | $11.50 Billion | 9.42% | 16.27x | $161.96 Million |