Jerusalem

TA:JBNK Israel Banks - Regional
Market Cap
$407.23 Million
ILA151.90 Billion ILA
Market Cap Rank
#31595 Global
#125 in Israel
Share Price
ILA2154.00
Change (1 day)
-2.09%
52-Week Range
ILA1680.00 - ILA2530.00
All Time High
ILA2530.00
Categories
Companies in Israel Banks - Regional Banking & Financial
About

Bank of Jerusalem Ltd. provides commercial banking services in Israel. The company offers deposit products, such as saving and checking accounts; structured deposit products; personal loans, such as new and used car loans, and loans secured by deposits; mortgage loans; and foreign currency loans. It also provides independent trading services on the capital markets, and investment advisory service… Read more

Jerusalem (JBNK) - Net Assets

Latest net assets as of September 2025: ILA1.62 Billion ILA

Based on the latest financial reports, Jerusalem (JBNK) has net assets worth ILA1.62 Billion ILA as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA22.25 Billion) and total liabilities (ILA20.63 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets ILA1.62 Billion
% of Total Assets 7.28%
Annual Growth Rate 7.04%
5-Year Change 49.61%
10-Year Change 90.83%
Growth Volatility 3.97

Jerusalem - Net Assets Trend (2004–2024)

This chart illustrates how Jerusalem's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Jerusalem (2004–2024)

The table below shows the annual net assets of Jerusalem from 2004 to 2024.

Year Net Assets Change
2024-12-31 ILA1.50 Billion +9.38%
2023-12-31 ILA1.37 Billion +8.90%
2022-12-31 ILA1.26 Billion +11.48%
2021-12-31 ILA1.13 Billion +12.67%
2020-12-31 ILA1.00 Billion +4.00%
2019-12-31 ILA961.50 Million +7.41%
2018-12-31 ILA895.20 Million +6.92%
2017-12-31 ILA837.30 Million +3.59%
2016-12-31 ILA808.30 Million +3.10%
2015-12-31 ILA784.00 Million +4.48%
2014-12-31 ILA750.40 Million +7.63%
2013-12-31 ILA697.20 Million +0.45%
2012-12-31 ILA694.10 Million +7.68%
2011-12-31 ILA644.60 Million +1.80%
2010-12-31 ILA633.20 Million +4.51%
2009-12-31 ILA605.90 Million +16.54%
2008-12-31 ILA519.90 Million +3.48%
2007-12-31 ILA502.40 Million +8.82%
2006-12-31 ILA461.70 Million +12.23%
2005-12-31 ILA411.40 Million +7.11%
2004-12-31 ILA384.10 Million --

Equity Component Analysis

This analysis shows how different components contribute to Jerusalem's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 121000000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings ILA1.21 Billion 83.37%
Common Stock ILA127.30 Million 8.77%
Other Components ILA114.00 Million 7.86%
Total Equity ILA1.45 Billion 100.00%

Jerusalem Competitors by Market Cap

The table below lists competitors of Jerusalem ranked by their market capitalization.

Company Market Cap
Bank Utica Ny Nonvtg
PINK:BKUTK
 		$4.59 Million
General Biologicals Corporation
TWO:4117
 		$4.59 Million
Lixiang Education Holding Co Ltd
NASDAQ:LXEH
 		$4.59 Million
FASING SA
WAR:FSG
 		$4.59 Million
Bodhi Tree Multimedia Limited
NSE:BTML
 		$4.59 Million
GREENROC MINING LS-001
F:3WF
 		$4.59 Million
Wilson Bayly Holmes Ovcon Ltd
JSE:WBO
 		$4.58 Million
Ouster, Inc. Warrants
NYSE:OUSTZ
 		$4.58 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Jerusalem's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 1,329,200,000 to 1,451,300,000, a change of 122,100,000 (9.2%).
  • Net income of 154,600,000 contributed positively to equity growth.
  • Dividend payments of 38,500,000 reduced retained earnings.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income ILA154.60 Million +10.65%
Dividends Paid ILA38.50 Million -2.65%
Other Changes ILA6.00 Million +0.41%
Total Change ILA- 9.19%

Book Value vs Market Value Analysis

This analysis compares Jerusalem's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 103.89x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 219.66x to 103.89x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2012-12-31 ILA9.81 ILA2154.00 x
2013-12-31 ILA9.89 ILA2154.00 x
2014-12-31 ILA10.64 ILA2154.00 x
2015-12-31 ILA11.12 ILA2154.00 x
2016-12-31 ILA11.47 ILA2154.00 x
2017-12-31 ILA11.88 ILA2154.00 x
2018-12-31 ILA12.70 ILA2154.00 x
2019-12-31 ILA13.64 ILA2154.00 x
2020-12-31 ILA14.18 ILA2154.00 x
2021-12-31 ILA15.98 ILA2154.00 x
2022-12-31 ILA17.32 ILA2154.00 x
2023-12-31 ILA18.85 ILA2154.00 x
2024-12-31 ILA20.73 ILA2154.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Jerusalem utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 10.65%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 9.13%
  • • Asset Turnover: 0.08x
  • • Equity Multiplier: 15.43x
  • Recent ROE (10.65%) is above the historical average (8.38%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2004 7.68% 6.20% 0.07x 18.69x ILA-8.91 Million
2005 9.31% 6.10% 0.08x 18.67x ILA-2.84 Million
2006 13.86% 14.05% 0.06x 17.74x ILA17.83 Million
2007 12.14% 10.81% 0.06x 17.87x ILA10.76 Million
2008 9.94% 7.67% 0.07x 17.79x ILA-290.00K
2009 9.69% 9.69% 0.07x 15.35x ILA-1.89 Million
2010 5.39% 7.92% 0.04x 15.99x ILA-29.22 Million
2011 3.83% 3.59% 0.06x 17.81x ILA-39.76 Million
2012 5.20% 5.42% 0.05x 17.71x ILA-33.31 Million
2013 1.82% 1.96% 0.05x 19.32x ILA-57.02 Million
2014 8.66% 10.85% 0.04x 18.77x ILA-10.04 Million
2015 6.20% 9.10% 0.04x 18.14x ILA-29.80 Million
2016 6.88% 9.33% 0.04x 17.57x ILA-25.23 Million
2017 4.42% 6.23% 0.04x 16.19x ILA-46.73 Million
2018 9.74% 12.90% 0.05x 14.85x ILA-2.32 Million
2019 9.30% 12.59% 0.05x 14.87x ILA-6.75 Million
2020 5.02% 7.31% 0.05x 14.90x ILA-49.80 Million
2021 12.77% 23.59% 0.04x 14.94x ILA31.23 Million
2022 13.38% 20.12% 0.04x 15.48x ILA41.28 Million
2023 10.13% 15.16% 0.04x 16.42x ILA1.68 Million
2024 10.65% 9.13% 0.08x 15.43x ILA9.47 Million

Industry Comparison

This section compares Jerusalem's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $117,366,587,200
  • Average return on equity (ROE) among peers: 4.96%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Jerusalem (JBNK) ILA1.62 Billion 7.68% 12.74x $4.59 Million
Israel Discount Bank Ltd (DSCT) $230.70 Billion 0.65% 0.04x $112.52 Million
Export Inv (EXPO) $1.11 Billion 11.35% 16.13x $2.81 Million
FIBI Holdings Ltd (FIBIH) $7.67 Billion 2.82% 15.36x $31.16 Million
Bank Leumi Le-Israel B.M (LUMI) $335.86 Billion 0.56% 0.09x $2.73 Million
Mizrahi Tefahot (MZTF) $11.50 Billion 9.42% 16.27x $161.96 Million