Laurentian Bank Of Canada (LB) - Net Assets
Based on the latest financial reports, Laurentian Bank Of Canada (LB) has net assets worth CA$2.70 Billion CAD (≈ $1.95 Billion USD) as of January 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CA$49.91 Billion ≈ $36.11 Billion USD) and total liabilities (CA$47.21 Billion ≈ $34.15 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Laurentian Bank Of Canada asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | CA$2.70 Billion |
| % of Total Assets | 5.41% |
| Annual Growth Rate | 6.0% |
| 5-Year Change | 9.12% |
| 10-Year Change | 45.93% |
| Growth Volatility | 7.75 |
Laurentian Bank Of Canada - Net Assets Trend (1996–2025)
This chart illustrates how Laurentian Bank Of Canada's net assets have evolved over time, based on quarterly financial data. Also explore how large is Laurentian Bank Of Canada's balance sheet for the complete picture of this company's asset base.
Annual Net Assets for Laurentian Bank Of Canada (1996–2025)
The table below shows the annual net assets of Laurentian Bank Of Canada from 1996 to 2025. For live valuation and market cap data, see LB stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-10-31 | CA$2.88 Billion ≈ $2.08 Billion |
+1.89% |
| 2024-10-31 | CA$2.83 Billion ≈ $2.05 Billion |
-1.04% |
| 2023-10-31 | CA$2.86 Billion ≈ $2.07 Billion |
+2.77% |
| 2022-10-31 | CA$2.78 Billion ≈ $2.01 Billion |
+5.31% |
| 2021-10-31 | CA$2.64 Billion ≈ $1.91 Billion |
+1.13% |
| 2020-10-31 | CA$2.61 Billion ≈ $1.89 Billion |
+1.70% |
| 2019-10-31 | CA$2.57 Billion ≈ $1.86 Billion |
+2.86% |
| 2018-10-31 | CA$2.50 Billion ≈ $1.81 Billion |
+7.11% |
| 2017-10-31 | CA$2.33 Billion ≈ $1.69 Billion |
+18.01% |
| 2016-10-31 | CA$1.97 Billion ≈ $1.43 Billion |
+24.44% |
| 2015-10-31 | CA$1.59 Billion ≈ $1.15 Billion |
+2.75% |
| 2014-10-31 | CA$1.54 Billion ≈ $1.12 Billion |
+7.75% |
| 2013-10-31 | CA$1.43 Billion ≈ $1.04 Billion |
-6.98% |
| 2012-10-31 | CA$1.54 Billion ≈ $1.11 Billion |
+26.50% |
| 2011-10-31 | CA$1.22 Billion ≈ $881.31 Million |
+7.20% |
| 2010-10-31 | CA$1.14 Billion ≈ $822.10 Million |
-2.97% |
| 2009-10-31 | CA$1.17 Billion ≈ $847.25 Million |
+8.10% |
| 2008-10-31 | CA$1.08 Billion ≈ $783.74 Million |
+7.84% |
| 2007-10-31 | CA$1.00 Billion ≈ $726.77 Million |
+6.16% |
| 2006-10-31 | CA$946.42 Million ≈ $684.63 Million |
+3.63% |
| 2005-10-31 | CA$913.24 Million ≈ $660.62 Million |
+2.99% |
| 2004-10-31 | CA$886.75 Million ≈ $641.46 Million |
-3.10% |
| 2003-10-31 | CA$915.14 Million ≈ $662.00 Million |
+5.25% |
| 2002-10-31 | CA$869.48 Million ≈ $628.97 Million |
+5.72% |
| 2001-10-31 | CA$822.42 Million ≈ $594.92 Million |
+24.20% |
| 2000-10-31 | CA$662.17 Million ≈ $479.01 Million |
+7.95% |
| 1999-10-31 | CA$613.40 Million ≈ $443.72 Million |
+4.07% |
| 1998-10-31 | CA$589.40 Million ≈ $426.36 Million |
+5.06% |
| 1997-10-31 | CA$561.00 Million ≈ $405.82 Million |
+5.59% |
| 1996-10-31 | CA$531.30 Million ≈ $384.33 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Laurentian Bank Of Canada's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 412.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (October 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | CA$1.35 Billion | 46.92% |
| Common Stock | CA$1.21 Billion | 41.84% |
| Other Comprehensive Income | CA$72.19 Million | 2.50% |
| Other Components | CA$251.61 Million | 8.73% |
| Total Equity | CA$2.88 Billion | 100.00% |
Laurentian Bank Of Canada Competitors by Market Cap
The table below lists competitors of Laurentian Bank Of Canada ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Hilan Ltd
TA:HLAN
|
$1.30 Billion |
|
LX International Corp
KO:001120
|
$1.30 Billion |
|
Westamerica Bancorporation
NASDAQ:WABC
|
$1.30 Billion |
|
Gallant Micro Machining Co Ltd
TWO:6640
|
$1.30 Billion |
|
Karooooo Ltd
JSE:KRO
|
$1.30 Billion |
|
ZYNP Corp
SHE:002448
|
$1.30 Billion |
|
Amprius Technologies Inc.
NYSE:AMPX
|
$1.30 Billion |
|
Ipsos SA
PA:IPS
|
$1.30 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Laurentian Bank Of Canada's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 2,828,484,000 to 2,881,820,000, a change of 53,336,000 (1.9%).
- Net income of 139,874,000 contributed positively to equity growth.
- Dividend payments of 87,951,000 reduced retained earnings.
- Share repurchases of 8,102,000 reduced equity.
- New share issuances of 7,960,000 increased equity.
- Other comprehensive income decreased equity by 9,050,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | CA$139.87 Million | +4.85% |
| Dividends Paid | CA$87.95 Million | -3.05% |
| Share Repurchases | CA$8.10 Million | -0.28% |
| Share Issuances | CA$7.96 Million | +0.28% |
| Other Comprehensive Income | CA$-9.05 Million | -0.31% |
| Other Changes | CA$10.61 Million | +0.37% |
| Total Change | CA$- | 1.89% |
Book Value vs Market Value Analysis
This analysis compares Laurentian Bank Of Canada's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.62x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.40x to 0.62x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1996-10-31 | CA$28.76 | CA$40.35 | x |
| 1997-10-31 | CA$30.44 | CA$40.35 | x |
| 1998-10-31 | CA$30.16 | CA$40.35 | x |
| 1999-10-31 | CA$29.14 | CA$40.35 | x |
| 2000-10-31 | CA$32.86 | CA$40.35 | x |
| 2001-10-31 | CA$34.10 | CA$40.35 | x |
| 2002-10-31 | CA$35.31 | CA$40.35 | x |
| 2003-10-31 | CA$37.23 | CA$40.35 | x |
| 2004-10-31 | CA$37.70 | CA$40.35 | x |
| 2005-10-31 | CA$38.78 | CA$40.35 | x |
| 2006-10-31 | CA$40.02 | CA$40.35 | x |
| 2007-10-31 | CA$42.34 | CA$40.35 | x |
| 2008-10-31 | CA$45.37 | CA$40.35 | x |
| 2009-10-31 | CA$49.06 | CA$40.35 | x |
| 2010-10-31 | CA$47.48 | CA$40.35 | x |
| 2011-10-31 | CA$50.88 | CA$40.35 | x |
| 2012-10-31 | CA$60.08 | CA$40.35 | x |
| 2013-10-31 | CA$50.59 | CA$40.35 | x |
| 2014-10-31 | CA$53.76 | CA$40.35 | x |
| 2015-10-31 | CA$54.81 | CA$40.35 | x |
| 2016-10-31 | CA$64.77 | CA$40.35 | x |
| 2017-10-31 | CA$66.47 | CA$40.35 | x |
| 2018-10-31 | CA$60.47 | CA$40.35 | x |
| 2019-10-31 | CA$60.62 | CA$40.35 | x |
| 2020-10-31 | CA$60.83 | CA$40.35 | x |
| 2021-10-31 | CA$60.73 | CA$40.35 | x |
| 2022-10-31 | CA$64.06 | CA$40.35 | x |
| 2023-10-31 | CA$65.73 | CA$40.35 | x |
| 2024-10-31 | CA$64.48 | CA$40.35 | x |
| 2025-10-31 | CA$65.10 | CA$40.35 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Laurentian Bank Of Canada utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.85%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 5.97%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 17.40x
- Recent ROE (4.85%) is below the historical average (8.07%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1996 | 10.20% | 4.87% | 0.09x | 23.47x | CA$1.07 Million |
| 1997 | 10.70% | 5.97% | 0.07x | 23.93x | CA$3.90 Million |
| 1998 | 11.59% | 7.08% | 0.07x | 22.57x | CA$9.36 Million |
| 1999 | 9.39% | 5.72% | 0.07x | 22.24x | CA$-3.74 Million |
| 2000 | 12.33% | 7.11% | 0.08x | 22.26x | CA$15.44 Million |
| 2001 | 11.63% | 6.57% | 0.08x | 22.69x | CA$12.73 Million |
| 2002 | 5.39% | 3.33% | 0.07x | 22.61x | CA$-37.89 Million |
| 2003 | 10.52% | 7.07% | 0.08x | 19.17x | CA$4.54 Million |
| 2004 | 5.39% | 4.79% | 0.06x | 18.73x | CA$-40.90 Million |
| 2005 | 7.15% | 7.05% | 0.06x | 18.08x | CA$-26.04 Million |
| 2006 | 7.43% | 6.90% | 0.06x | 18.28x | CA$-24.31 Million |
| 2007 | 9.41% | 8.57% | 0.06x | 17.70x | CA$-5.92 Million |
| 2008 | 9.46% | 8.69% | 0.06x | 18.07x | CA$-5.81 Million |
| 2009 | 9.66% | 9.63% | 0.05x | 18.92x | CA$-3.99 Million |
| 2010 | 10.82% | 10.54% | 0.04x | 23.81x | CA$9.29 Million |
| 2011 | 10.15% | 9.42% | 0.05x | 23.77x | CA$1.89 Million |
| 2012 | 9.12% | 10.10% | 0.04x | 22.67x | CA$-13.60 Million |
| 2013 | 8.33% | 8.17% | 0.04x | 23.65x | CA$-23.88 Million |
| 2014 | 9.09% | 9.79% | 0.04x | 23.62x | CA$-14.10 Million |
| 2015 | 6.46% | 7.12% | 0.04x | 24.99x | CA$-56.23 Million |
| 2016 | 7.69% | 10.36% | 0.03x | 21.78x | CA$-45.57 Million |
| 2017 | 8.86% | 12.79% | 0.03x | 20.03x | CA$-26.58 Million |
| 2018 | 9.00% | 12.29% | 0.04x | 18.39x | CA$-24.97 Million |
| 2019 | 6.73% | 9.39% | 0.04x | 17.27x | CA$-84.06 Million |
| 2020 | 4.37% | 6.67% | 0.04x | 16.91x | CA$-147.04 Million |
| 2021 | 2.16% | 3.65% | 0.03x | 17.07x | CA$-207.02 Million |
| 2022 | 8.15% | 12.76% | 0.04x | 18.24x | CA$-51.53 Million |
| 2023 | 6.34% | 7.09% | 0.05x | 17.46x | CA$-104.72 Million |
| 2024 | -0.19% | -0.21% | 0.05x | 16.76x | CA$-288.35 Million |
| 2025 | 4.85% | 5.97% | 0.05x | 17.40x | CA$-148.31 Million |
Industry Comparison
This section compares Laurentian Bank Of Canada's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $716,273,000
- Average return on equity (ROE) among peers: 8.33%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Laurentian Bank Of Canada (LB) | CA$2.70 Billion | 10.20% | 17.50x | $1.30 Billion |
| EQB Inc. (EQB) | $1.28 Billion | 12.94% | 18.56x | $3.35 Billion |
| VersaBank (VBNK) | $152.52 Million | 3.72% | 8.48x | $569.52 Million |
About Laurentian Bank Of Canada
Laurentian Bank of Canada, together with its subsidiaries, provides various financial services to personal, commercial, and institutional customers in Canada and the United States. It operates through Personal and Commercial Banking, and the Capital Markets segments. The company offers chequing, current, business, savings, day by day US dollar, youth, and senior accounts; personal and student lin… Read more