ALBIS Leasing AG
ALBIS Leasing AG, through its subsidiaries, provides leasing, hire purchase, and rental solutions for medium-sized companies in Germany. The company offers e-commerce solutions. It serves E-bikes and bicycles, catering supplies, business and workshop equipment, warehouse logistics, IT and office equipment, machines, forestry, park, and garden technology industries. ALBIS Leasing AG was founded in… Read more
ALBIS Leasing AG (ALG) - Net Assets
Latest net assets as of June 2025: €37.84 Million EUR
Based on the latest financial reports, ALBIS Leasing AG (ALG) has net assets worth €37.84 Million EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€234.26 Million) and total liabilities (€196.41 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €37.84 Million |
| % of Total Assets | 16.16% |
| Annual Growth Rate | -8.5% |
| 5-Year Change | 45.13% |
| 10-Year Change | 242.67% |
| Growth Volatility | 106.6 |
ALBIS Leasing AG - Net Assets Trend (2004–2024)
This chart illustrates how ALBIS Leasing AG's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for ALBIS Leasing AG (2004–2024)
The table below shows the annual net assets of ALBIS Leasing AG from 2004 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €35.44 Million | +10.60% |
| 2023-12-31 | €32.04 Million | +10.53% |
| 2022-12-31 | €28.98 Million | +15.08% |
| 2021-12-31 | €25.19 Million | +3.15% |
| 2020-12-31 | €24.42 Million | +37.99% |
| 2019-12-31 | €17.69 Million | -16.03% |
| 2018-12-31 | €21.07 Million | +11.64% |
| 2017-12-31 | €18.88 Million | +22.57% |
| 2016-12-31 | €15.40 Million | +48.93% |
| 2015-12-31 | €10.34 Million | +56.02% |
| 2014-12-31 | €6.63 Million | +418.99% |
| 2013-12-31 | €1.28 Million | -83.66% |
| 2012-12-31 | €7.82 Million | +3.87% |
| 2011-12-31 | €7.53 Million | -- |
| 2010-12-31 | €0.00 | -- |
| 2009-12-31 | €0.00 | -- |
| 2008-12-31 | €7.80 Million | -14.07% |
| 2007-12-31 | €9.08 Million | -96.90% |
| 2006-12-31 | €292.95 Million | +0.02% |
| 2005-12-31 | €292.89 Million | +39.95% |
| 2004-12-31 | €209.28 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to ALBIS Leasing AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 11.1% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €8.84 Million | 24.96% |
| Common Stock | €21.20 Million | 59.86% |
| Other Comprehensive Income | €-352.00K | -0.99% |
| Other Components | €5.72 Million | 16.17% |
| Total Equity | €35.41 Million | 100.00% |
ALBIS Leasing AG Competitors by Market Cap
The table below lists competitors of ALBIS Leasing AG ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Landis Taipei Hotel Co Ltd
TWO:5703
|
$12.45 Million |
|
Mongolia Growth Group Ltd.
PINK:MNGGF
|
$12.45 Million |
|
UNBSF
PINK:UNBSF
|
$12.45 Million |
|
Sun Summit Minerals Corp
OTCQB:SMREF
|
$12.46 Million |
|
Bergen Carbon Solutions A/S
OL:BCS
|
$12.44 Million |
|
Pato Chemical Industry Public Company Limited
BK:PATO
|
$12.44 Million |
|
Sequoia Financial Group Ltd
AU:SEQ
|
$12.44 Million |
|
Carrier Connect Data Solutions Inc.
V:CCDS
|
$12.44 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in ALBIS Leasing AG's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 32,008,000 to 35,405,000, a change of 3,397,000 (10.6%).
- Net income of 6,303,000 contributed positively to equity growth.
- Dividend payments of 1,696,000 reduced retained earnings.
- Other comprehensive income decreased equity by 1,210,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €6.30 Million | +17.8% |
| Dividends Paid | €1.70 Million | -4.79% |
| Other Comprehensive Income | €-1.21 Million | -3.42% |
| Total Change | €- | 10.61% |
Book Value vs Market Value Analysis
This analysis compares ALBIS Leasing AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.71x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.89x to 1.71x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | €1.51 | €2.86 | x |
| 2005-12-31 | €1.40 | €2.86 | x |
| 2006-12-31 | €1.17 | €2.86 | x |
| 2007-12-31 | €0.50 | €2.86 | x |
| 2008-12-31 | €0.42 | €2.86 | x |
| 2009-12-31 | €-1.40 | €2.86 | x |
| 2010-12-31 | €-0.47 | €2.86 | x |
| 2011-12-31 | €0.44 | €2.86 | x |
| 2012-12-31 | €0.46 | €2.86 | x |
| 2013-12-31 | €0.08 | €2.86 | x |
| 2014-12-31 | €0.39 | €2.86 | x |
| 2015-12-31 | €0.61 | €2.86 | x |
| 2016-12-31 | €0.83 | €2.86 | x |
| 2017-12-31 | €1.02 | €2.86 | x |
| 2018-12-31 | €1.13 | €2.86 | x |
| 2019-12-31 | €0.95 | €2.86 | x |
| 2020-12-31 | €1.26 | €2.86 | x |
| 2021-12-31 | €1.19 | €2.86 | x |
| 2022-12-31 | €1.37 | €2.86 | x |
| 2023-12-31 | €1.51 | €2.86 | x |
| 2024-12-31 | €1.67 | €2.86 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently ALBIS Leasing AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.80%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 19.54%
- • Asset Turnover: 0.14x
- • Equity Multiplier: 6.60x
- Recent ROE (17.80%) is above the historical average (-23.98%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 19.90% | 5.02% | 0.14x | 29.21x | €2.54 Million |
| 2005 | 1.63% | 0.24% | 0.15x | 44.24x | €-1.98 Million |
| 2006 | -12.74% | -1.21% | 0.16x | 65.10x | €-4.50 Million |
| 2007 | -156.14% | -71.04% | 0.01x | 154.44x | €-14.02 Million |
| 2008 | -13.32% | -231.08% | 0.00x | 285.73x | €-1.66 Million |
| 2009 | 0.00% | -503.28% | 0.00x | 0.00x | €-2.83 Million |
| 2010 | 0.00% | 758.61% | 0.00x | 0.00x | €3.76 Million |
| 2011 | 29.38% | 1302.40% | 0.00x | 36.66x | €1.46 Million |
| 2012 | 3.72% | 1.25% | 0.12x | 25.74x | €-490.72K |
| 2013 | -512.11% | -41.08% | 0.10x | 129.40x | €-6.67 Million |
| 2014 | -16.84% | -4.60% | 0.20x | 18.44x | €-1.78 Million |
| 2015 | 35.91% | 15.34% | 0.11x | 20.72x | €2.68 Million |
| 2016 | 22.55% | 16.66% | 0.12x | 11.66x | €1.93 Million |
| 2017 | 21.30% | 20.54% | 0.10x | 10.04x | €2.13 Million |
| 2018 | 18.21% | 18.35% | 0.11x | 8.75x | €1.72 Million |
| 2019 | 9.88% | 6.92% | 0.11x | 12.98x | €-21.51K |
| 2020 | 3.83% | 3.37% | 0.12x | 9.40x | €-1.50 Million |
| 2021 | 5.12% | 4.69% | 0.11x | 9.52x | €-1.23 Million |
| 2022 | 4.23% | 4.66% | 0.10x | 8.78x | €-1.67 Million |
| 2023 | 14.12% | 14.82% | 0.13x | 7.29x | €1.32 Million |
| 2024 | 17.80% | 19.54% | 0.14x | 6.60x | €2.76 Million |
Industry Comparison
This section compares ALBIS Leasing AG's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $7,051,271,845
- Average return on equity (ROE) among peers: 13.86%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| ALBIS Leasing AG (ALG) | €37.84 Million | 19.90% | 5.19x | $12.44 Million |
| Yiren Digital Ltd (19YA) | $4.82 Billion | 21.42% | 0.61x | $89.17 Million |
| Yixin Group Limited (1YX) | $15.33 Billion | 2.42% | 1.10x | $716.43 Million |
| BFF Bank S.p.A (2BF) | $571.60 Million | 34.53% | 18.55x | $540.23 Million |
| Resurs Holding AB (publ) (4R6) | $7.57 Billion | 10.54% | 5.32x | $60.83 Million |
| Genertec Universal Medical Group Company Limited (5UM) | $17.62 Billion | 11.05% | 2.97x | $642.11 Million |
| Brockhaus Capital Management AG (BKHT) | $315.34 Million | 15.55% | 1.08x | $77.40 Million |
| Shougang Concord Grand (Group) Limited (CGG) | $1.89 Billion | 1.44% | 0.23x | $23.36 Million |
| Qfin Holdings, Inc. (CKR0) | $15.22 Billion | 38.00% | 1.20x | $1.36 Billion |
| creditshelf Aktiengesellschaft (CSQ) | $128.80 Million | -10.21% | 0.88x | $2.48K |