ALBIS Leasing AG Net Assets
ALBIS Leasing AG net assets. Based on the latest financial reports, ALBIS Leasing AG (ALG) has net assets worth €36.89 Million EUR (≈ $43.13 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€234.42 Million ≈ $274.06 Million USD) and total liabilities (€197.53 Million ≈ $230.93 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore ALBIS Leasing AG annual equity growth to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €36.89 Million |
| % of Total Assets | 15.74% |
| Annual Growth Rate | -7.93% |
| 5-Year Change | 46.47% |
| 10-Year Change | 139.55% |
| Growth Volatility | 103.82 |
Net Assets of ALBIS Leasing AG (2004–2025)
Net assets of ALBIS Leasing AG from 2004 to 2025. This chart illustrates how ALBIS Leasing AG's net assets have evolved over time, based on quarterly financial data. See how leveraged is ALBIS Leasing AG's balance sheet to measure how much of total assets are equity-financed.
Annual Net Assets for ALBIS Leasing AG (2004–2025)
The table below shows the annual net assets of ALBIS Leasing AG from 2004 to 2025. For live market cap and overall valuation, see market cap of ALBIS Leasing AG.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €36.89 Million ≈ $43.13 Million |
+4.11% |
| 2024-12-31 | €35.44 Million ≈ $41.43 Million |
+10.60% |
| 2023-12-31 | €32.04 Million ≈ $37.46 Million |
+10.53% |
| 2022-12-31 | €28.98 Million ≈ $33.89 Million |
+15.08% |
| 2021-12-31 | €25.19 Million ≈ $29.45 Million |
+3.15% |
| 2020-12-31 | €24.42 Million ≈ $28.54 Million |
+37.99% |
| 2019-12-31 | €17.69 Million ≈ $20.69 Million |
-16.03% |
| 2018-12-31 | €21.07 Million ≈ $24.64 Million |
+11.64% |
| 2017-12-31 | €18.88 Million ≈ $22.07 Million |
+22.57% |
| 2016-12-31 | €15.40 Million ≈ $18.00 Million |
+48.93% |
| 2015-12-31 | €10.34 Million ≈ $12.09 Million |
+56.02% |
| 2014-12-31 | €6.63 Million ≈ $7.75 Million |
+418.99% |
| 2013-12-31 | €1.28 Million ≈ $1.49 Million |
-83.66% |
| 2012-12-31 | €7.82 Million ≈ $9.14 Million |
+3.87% |
| 2011-12-31 | €7.53 Million ≈ $8.80 Million |
-- |
| 2010-12-31 | €0.00 ≈ $0.00 |
-- |
| 2009-12-31 | €0.00 ≈ $0.00 |
-- |
| 2008-12-31 | €7.80 Million ≈ $9.12 Million |
-14.07% |
| 2007-12-31 | €9.08 Million ≈ $10.62 Million |
-96.90% |
| 2006-12-31 | €292.95 Million ≈ $342.49 Million |
+0.02% |
| 2005-12-31 | €292.89 Million ≈ $342.42 Million |
+39.95% |
| 2004-12-31 | €209.28 Million ≈ $244.67 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to ALBIS Leasing AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 0.2% over the analyzed period, potentially due to dividend distributions or operating losses.
ALBIS Leasing AG Net Assets Breakdown (December 2025)
ALBIS Leasing AG net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €9.91 Million | 26.90% |
| Common Stock | €21.20 Million | 57.50% |
| Other Comprehensive Income | €27.00K | 0.07% |
| Other Components | €5.72 Million | 15.53% |
| Total Equity | €36.86 Million | 100.00% |
ALBIS Leasing AG Competitors by Market Cap
The table below lists competitors of ALBIS Leasing AG ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
AGFA Gevaert NV
BR:AGFB
|
$69.96 Million |
|
Thai Solar Energy Public Company Limited
BK:TSE
|
$69.97 Million |
|
Big River Industries Ltd
AU:BRI
|
$69.98 Million |
|
Energy Transition Minerals Ltd
AU:ETM
|
$69.99 Million |
|
Hwa Sung Ind
KO:002460
|
$69.94 Million |
|
Speciality Restaurants Limited
NSE:SPECIALITY
|
$69.93 Million |
|
Ko Ja Cayman Co Ltd
TW:5215
|
$69.93 Million |
|
Woorison F&G Co. Ltd
KQ:073560
|
$69.91 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in ALBIS Leasing AG's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 35,405,000 to 36,861,000, a change of 1,456,000 (4.1%).
- Net income of 4,021,000 contributed positively to equity growth.
- Dividend payments of 1,907,000 reduced retained earnings.
- Other comprehensive income increased equity by 379,000.
- Other factors decreased equity by 1,037,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €4.02 Million | +10.91% |
| Dividends Paid | €1.91 Million | -5.17% |
| Other Comprehensive Income | €379.00K | +1.03% |
| Other Changes | €-1.04 Million | -2.81% |
| Total Change | €- | 4.11% |
Book Value vs Market Value Analysis
This analysis compares ALBIS Leasing AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.85x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.13x to 1.85x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | €1.51 | €3.22 | x |
| 2005-12-31 | €1.40 | €3.22 | x |
| 2006-12-31 | €1.17 | €3.22 | x |
| 2007-12-31 | €0.50 | €3.22 | x |
| 2008-12-31 | €0.42 | €3.22 | x |
| 2009-12-31 | €-1.40 | €3.22 | x |
| 2010-12-31 | €-0.47 | €3.22 | x |
| 2011-12-31 | €0.44 | €3.22 | x |
| 2012-12-31 | €0.46 | €3.22 | x |
| 2013-12-31 | €0.08 | €3.22 | x |
| 2014-12-31 | €0.39 | €3.22 | x |
| 2015-12-31 | €0.61 | €3.22 | x |
| 2016-12-31 | €0.83 | €3.22 | x |
| 2017-12-31 | €1.02 | €3.22 | x |
| 2018-12-31 | €1.13 | €3.22 | x |
| 2019-12-31 | €0.95 | €3.22 | x |
| 2020-12-31 | €1.26 | €3.22 | x |
| 2021-12-31 | €1.19 | €3.22 | x |
| 2022-12-31 | €1.37 | €3.22 | x |
| 2023-12-31 | €1.51 | €3.22 | x |
| 2024-12-31 | €1.67 | €3.22 | x |
| 2025-12-31 | €1.74 | €3.22 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently ALBIS Leasing AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.91%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.82%
- • Asset Turnover: 0.13x
- • Equity Multiplier: 6.36x
- Recent ROE (10.91%) is above the historical average (-22.39%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 19.90% | 5.02% | 0.14x | 29.21x | €2.54 Million |
| 2005 | 1.63% | 0.24% | 0.15x | 44.24x | €-1.98 Million |
| 2006 | -12.74% | -1.21% | 0.16x | 65.10x | €-4.50 Million |
| 2007 | -156.14% | -71.04% | 0.01x | 154.44x | €-14.02 Million |
| 2008 | -13.32% | -231.08% | 0.00x | 285.73x | €-1.66 Million |
| 2009 | 0.00% | -503.28% | 0.00x | 0.00x | €-2.83 Million |
| 2010 | 0.00% | 758.61% | 0.00x | 0.00x | €3.76 Million |
| 2011 | 29.38% | 1302.40% | 0.00x | 36.66x | €1.46 Million |
| 2012 | 3.72% | 1.25% | 0.12x | 25.74x | €-490.72K |
| 2013 | -512.11% | -41.08% | 0.10x | 129.40x | €-6.67 Million |
| 2014 | -16.84% | -4.60% | 0.20x | 18.44x | €-1.78 Million |
| 2015 | 35.91% | 15.34% | 0.11x | 20.72x | €2.68 Million |
| 2016 | 22.55% | 16.66% | 0.12x | 11.66x | €1.93 Million |
| 2017 | 21.30% | 20.54% | 0.10x | 10.04x | €2.13 Million |
| 2018 | 18.21% | 18.35% | 0.11x | 8.75x | €1.72 Million |
| 2019 | 9.88% | 6.92% | 0.11x | 12.98x | €-21.51K |
| 2020 | 3.83% | 3.37% | 0.12x | 9.40x | €-1.50 Million |
| 2021 | 5.12% | 4.69% | 0.11x | 9.52x | €-1.23 Million |
| 2022 | 4.23% | 4.66% | 0.10x | 8.78x | €-1.67 Million |
| 2023 | 14.12% | 14.82% | 0.13x | 7.29x | €1.32 Million |
| 2024 | 17.80% | 19.54% | 0.14x | 6.60x | €2.76 Million |
| 2025 | 10.91% | 12.82% | 0.13x | 6.36x | €334.90K |
Industry Comparison
This section compares ALBIS Leasing AG's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $5,882,983,609
- Average return on equity (ROE) among peers: 5.62%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| ALBIS Leasing AG (ALG) | €36.89 Million | 19.90% | 5.35x | $69.94 Million |
| Yiren Digital Ltd (19YA) | $5.12 Billion | 18.88% | 0.47x | $36.57 Million |
| Qudian Inc (1QU) | $11.91 Billion | 8.05% | 0.12x | $170.63 Million |
| Yixin Group Limited (1YX) | $14.53 Billion | -7.95% | 0.89x | $654.63 Million |
| TRUFIN PLC (29U) | $32.45 Million | -21.79% | 0.56x | $126.65 Million |
| 51 CREDIT CARD DL-00001 (2JY) | $709.57 Million | 1.56% | 0.64x | $46.45 Million |
| CREDIT CORP. GROUP LTD. (2RC) | $890.27 Million | 10.57% | 0.57x | $490.08 Million |
| HANHUA FNCL HLDG CO.H YC1 (5HF) | $7.97 Billion | 0.15% | 0.44x | $11.63 Million |
| Genertec Universal Medical Group Company Limited (5UM) | $17.62 Billion | 11.05% | 2.97x | $1.00 Billion |
| HARMONEY CORP. LTD (6DR) | $37.13 Million | 14.86% | 24.46x | $39.55 Million |
| PREMIA FINANCE O.N. (81U) | $2.89 Million | 20.84% | 0.56x | $2.23 Million |
About ALBIS Leasing AG
ALBIS Leasing AG, together its subsidiaries, engages in the leasing business in Germany. It operates through three segments: Trade/Manufacturer, E-Bike Intermediary, and EDEKA. The company offers financing solutions, including leasing, rent-to-own, rent-plus, and framework agreement services. It serves the e-bikes and bicycles, catering supplies, business equipment, warehouse logistics, IT and of… Read more