ALBIS Leasing AG - Asset Resilience Ratio
ALBIS Leasing AG (ALG) has an Asset Resilience Ratio of 1.19% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read ALG current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2024)
This chart shows how ALBIS Leasing AG's Asset Resilience Ratio has changed over time. See ALG book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down ALBIS Leasing AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of ALBIS Leasing AG.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €2.79 Million | 1.19% |
| Short-term Investments | €0.00 | 0% |
| Total Liquid Assets | €2.79 Million | 1.19% |
Asset Resilience Insights
- Limited Liquidity: ALBIS Leasing AG maintains only 1.19% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
ALBIS Leasing AG Industry Peers by Asset Resilience Ratio
Compare ALBIS Leasing AG's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Wisr Ltd
AU:WZR |
Credit Services | 0.02% |
|
Intan Baruprana Finance Tbk
JK:IBFN |
Credit Services | 7.72% |
|
Fast Finance SA
WAR:FFI |
Credit Services | 69.30% |
|
Funding Circle Holdings PLC
LSE:FCH |
Credit Services | 54.97% |
Annual Asset Resilience Ratio for ALBIS Leasing AG (2007–2024)
The table below shows the annual Asset Resilience Ratio data for ALBIS Leasing AG.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 2.91% | €6.80 Million ≈ $7.95 Million |
€233.66 Million ≈ $273.17 Million |
-2.47pp |
| 2023-12-31 | 5.37% | €12.54 Million ≈ $14.66 Million |
€233.33 Million ≈ $272.78 Million |
-3.00pp |
| 2022-12-31 | 8.37% | €21.27 Million ≈ $24.87 Million |
€254.09 Million ≈ $297.05 Million |
+3.75pp |
| 2021-12-31 | 4.62% | €11.08 Million ≈ $12.95 Million |
€239.60 Million ≈ $280.12 Million |
+0.17pp |
| 2020-12-31 | 4.46% | €10.22 Million ≈ $11.95 Million |
€229.29 Million ≈ $268.07 Million |
-0.09pp |
| 2019-12-31 | 4.55% | €10.43 Million ≈ $12.20 Million |
€229.30 Million ≈ $268.08 Million |
-1.29pp |
| 2018-12-31 | 5.84% | €10.73 Million ≈ $12.54 Million |
€183.80 Million ≈ $214.89 Million |
-9.04pp |
| 2017-12-31 | 14.87% | €28.15 Million ≈ $32.91 Million |
€189.25 Million ≈ $221.25 Million |
+8.45pp |
| 2016-12-31 | 6.42% | €11.51 Million ≈ $13.46 Million |
€179.24 Million ≈ $209.55 Million |
+32.84pp |
| 2013-12-31 | -26.41% | €-43.65 Million ≈ $-51.03 Million |
€165.25 Million ≈ $193.20 Million |
+3.26pp |
| 2012-12-31 | -29.67% | €-59.70 Million ≈ $-69.80 Million |
€201.23 Million ≈ $235.26 Million |
-0.30pp |
| 2011-12-31 | -29.37% | €-81.03 Million ≈ $-94.73 Million |
€275.90 Million ≈ $322.56 Million |
-6.18pp |
| 2010-12-31 | -23.19% | €-127.03 Million ≈ $-148.51 Million |
€547.81 Million ≈ $640.44 Million |
+22.97pp |
| 2009-12-31 | -46.16% | €-352.92 Million ≈ $-412.60 Million |
€764.60 Million ≈ $893.90 Million |
-90.00pp |
| 2008-12-31 | 43.84% | €893.72 Million ≈ $1.04 Billion |
€2.04 Billion ≈ $2.38 Billion |
+43.81pp |
| 2007-12-31 | 0.04% | €475.49K ≈ $555.89K |
€1.30 Billion ≈ $1.52 Billion |
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About ALBIS Leasing AG
ALBIS Leasing AG, through its subsidiaries, provides leasing, hire purchase, and rental solutions for medium-sized companies in Germany. The company offers e-commerce solutions. It serves E-bikes and bicycles, catering supplies, business and workshop equipment, warehouse logistics, IT and office equipment, machines, forestry, park, and garden technology industries. ALBIS Leasing AG was founded in… Read more