ALBIS Leasing AG - Asset Resilience Ratio
ALBIS Leasing AG (ALG) has an Asset Resilience Ratio of 1.19% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See ALBIS Leasing AG working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2024)
This chart shows how ALBIS Leasing AG's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see ALBIS Leasing AG (ALG) total assets.
Liquid Assets Composition Over Time
This chart breaks down ALBIS Leasing AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore ALG long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €2.79 Million | 1.19% |
| Short-term Investments | €0.00 | 0% |
| Total Liquid Assets | €2.79 Million | 1.19% |
Asset Resilience Insights
- Limited Liquidity: ALBIS Leasing AG maintains only 1.19% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
ALBIS Leasing AG Industry Peers by Asset Resilience Ratio
Compare ALBIS Leasing AG's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Oportun Financial Corp
NASDAQ:OPRT |
Credit Services | 0.00% |
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Blender Financial Technologies Ltd
TA:BLND |
Credit Services | 1.42% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
Annual Asset Resilience Ratio for ALBIS Leasing AG (2007–2024)
The table below shows the annual Asset Resilience Ratio data for ALBIS Leasing AG.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 2.91% | €6.80 Million ≈ $7.95 Million |
€233.66 Million ≈ $273.17 Million |
-2.47pp |
| 2023-12-31 | 5.37% | €12.54 Million ≈ $14.66 Million |
€233.33 Million ≈ $272.78 Million |
-3.00pp |
| 2022-12-31 | 8.37% | €21.27 Million ≈ $24.87 Million |
€254.09 Million ≈ $297.05 Million |
+3.75pp |
| 2021-12-31 | 4.62% | €11.08 Million ≈ $12.95 Million |
€239.60 Million ≈ $280.12 Million |
+0.17pp |
| 2020-12-31 | 4.46% | €10.22 Million ≈ $11.95 Million |
€229.29 Million ≈ $268.07 Million |
-0.09pp |
| 2019-12-31 | 4.55% | €10.43 Million ≈ $12.20 Million |
€229.30 Million ≈ $268.08 Million |
-1.29pp |
| 2018-12-31 | 5.84% | €10.73 Million ≈ $12.54 Million |
€183.80 Million ≈ $214.89 Million |
-9.04pp |
| 2017-12-31 | 14.87% | €28.15 Million ≈ $32.91 Million |
€189.25 Million ≈ $221.25 Million |
+8.45pp |
| 2016-12-31 | 6.42% | €11.51 Million ≈ $13.46 Million |
€179.24 Million ≈ $209.55 Million |
+32.84pp |
| 2013-12-31 | -26.41% | €-43.65 Million ≈ $-51.03 Million |
€165.25 Million ≈ $193.20 Million |
+3.26pp |
| 2012-12-31 | -29.67% | €-59.70 Million ≈ $-69.80 Million |
€201.23 Million ≈ $235.26 Million |
-0.30pp |
| 2011-12-31 | -29.37% | €-81.03 Million ≈ $-94.73 Million |
€275.90 Million ≈ $322.56 Million |
-6.18pp |
| 2010-12-31 | -23.19% | €-127.03 Million ≈ $-148.51 Million |
€547.81 Million ≈ $640.44 Million |
+22.97pp |
| 2009-12-31 | -46.16% | €-352.92 Million ≈ $-412.60 Million |
€764.60 Million ≈ $893.90 Million |
-90.00pp |
| 2008-12-31 | 43.84% | €893.72 Million ≈ $1.04 Billion |
€2.04 Billion ≈ $2.38 Billion |
+43.81pp |
| 2007-12-31 | 0.04% | €475.49K ≈ $555.89K |
€1.30 Billion ≈ $1.52 Billion |
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About ALBIS Leasing AG
ALBIS Leasing AG, together its subsidiaries, engages in the leasing business in Germany. It operates through three segments: Trade/Manufacturer, E-Bike Intermediary, and EDEKA. The company offers financing solutions, including leasing, rent-to-own, rent-plus, and framework agreement services. It serves the e-bikes and bicycles, catering supplies, business equipment, warehouse logistics, IT and of… Read more