Bendigo and Adelaide Bank Limited engages in the provision of banking and other financial services to retail customers and small to medium sized businesses in Australia. The company operates through Consumer, Business and Agribusiness, and Corporate segments. It offers a range of products and services, including personal and business banking, financial planning, commercial mortgages and unsecured loans, investment products, insurance, and superannuation. The company also provides retail banking products and services; home loans for t… Read more
Bendigo and Adelaide Bank Ltd (BEN) - Total Assets
Latest total assets as of December 2024: AU$102.17 Billion AUD
Based on the latest financial reports, Bendigo and Adelaide Bank Ltd (BEN) holds total assets worth AU$102.17 Billion AUD as of December 2024.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Bendigo and Adelaide Bank Ltd - Total Assets Trend (1991–2024)
This chart illustrates how Bendigo and Adelaide Bank Ltd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Bendigo and Adelaide Bank Ltd - Asset Composition Analysis
Current Asset Composition (June 2024)
Bendigo and Adelaide Bank Ltd's total assets of AU$102.17 Billion consist of 2.6% current assets and 97.4% non-current assets.
| Asset Category | Amount (AUD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 1.9% |
| Accounts Receivable | AU$477.90 Million | 0.5% |
| Inventory | AU$1.12 Billion | 1.1% |
| Property, Plant & Equipment | AU$0.00 | 0.0% |
| Intangible Assets | AU$382.30 Million | 0.4% |
| Goodwill | AU$1.53 Billion | 1.6% |
Asset Composition Trend (1991–2024)
This chart illustrates how Bendigo and Adelaide Bank Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Bendigo and Adelaide Bank Ltd's current assets represent 2.6% of total assets in 2024, a decrease from 102.0% in 1991.
- Cash Position: Cash and equivalents constituted 1.9% of total assets in 2024, up from 0.2% in 1991.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, unchanged from 1.0% in 1991.
- Asset Diversification: The largest asset category is goodwill at 1.6% of total assets.
Bendigo and Adelaide Bank Ltd Competitors by Total Assets
Key competitors of Bendigo and Adelaide Bank Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.78 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.40 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥645.68 Billion |
|
Bank of Qingdao Co Ltd
SHE:002948
|
China | CN¥654.02 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥511.57 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥727.15 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.61 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩483.40 Trillion |
Bendigo and Adelaide Bank Ltd - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Bendigo and Adelaide Bank Ltd generates 0.02x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Bendigo and Adelaide Bank Ltd generates $ 0.56 in net profit.
Bendigo and Adelaide Bank Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.06 | 0.19 | 2.25 |
| Quick Ratio | 0.03 | 0.34 | 5.81 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | AU$-42.98 Billion | AU$ -38.74 Billion | AU$ 633.80 Million |
Bendigo and Adelaide Bank Ltd - Advanced Valuation Insights
This section examines the relationship between Bendigo and Adelaide Bank Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.02 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | -0.3% |
| Total Assets | AU$98.19 Billion |
| Market Capitalization | $4.36 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Bendigo and Adelaide Bank Ltd's assets below their book value (0.04 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Bendigo and Adelaide Bank Ltd's assets decreased by 0.3% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Bendigo and Adelaide Bank Ltd (1991–2024)
The table below shows the annual total assets of Bendigo and Adelaide Bank Ltd from 1991 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-06-30 | AU$98.19 Billion | -0.30% |
| 2023-06-30 | AU$98.48 Billion | +3.40% |
| 2022-06-30 | AU$95.24 Billion | +10.01% |
| 2021-06-30 | AU$86.58 Billion | +13.90% |
| 2020-06-30 | AU$76.01 Billion | +4.94% |
| 2019-06-30 | AU$72.44 Billion | +1.39% |
| 2018-06-30 | AU$71.44 Billion | +0.03% |
| 2017-06-30 | AU$71.42 Billion | +4.15% |
| 2016-06-30 | AU$68.57 Billion | +3.85% |
| 2015-06-30 | AU$66.03 Billion | +1.48% |
| 2014-06-30 | AU$65.06 Billion | +7.93% |
| 2013-06-30 | AU$60.28 Billion | +5.32% |
| 2012-06-30 | AU$57.24 Billion | +4.21% |
| 2011-06-30 | AU$54.93 Billion | +5.39% |
| 2010-06-30 | AU$52.12 Billion | +10.63% |
| 2009-06-30 | AU$47.11 Billion | -2.07% |
| 2008-06-30 | AU$48.11 Billion | +182.98% |
| 2007-06-30 | AU$17.00 Billion | +11.88% |
| 2006-06-30 | AU$15.20 Billion | +14.58% |
| 2005-06-30 | AU$13.26 Billion | +17.52% |
| 2004-06-30 | AU$11.28 Billion | +21.91% |
| 2003-06-30 | AU$9.26 Billion | +16.18% |
| 2002-06-30 | AU$7.97 Billion | +14.13% |
| 2001-06-30 | AU$6.98 Billion | +42.09% |
| 2000-06-30 | AU$4.91 Billion | +16.87% |
| 1999-06-30 | AU$4.20 Billion | +32.59% |
| 1998-06-30 | AU$3.17 Billion | +20.60% |
| 1997-06-30 | AU$2.63 Billion | +39.10% |
| 1996-06-30 | AU$1.89 Billion | +21.64% |
| 1995-06-30 | AU$1.55 Billion | +13.46% |
| 1994-06-30 | AU$1.37 Billion | +7.95% |
| 1993-06-30 | AU$1.27 Billion | +36.36% |
| 1992-06-30 | AU$930.43 Million | +40.35% |
| 1991-06-30 | AU$662.95 Million | -- |