Bendigo and Adelaide Bank Ltd
Bendigo and Adelaide Bank Limited engages in the provision of banking and other financial services to retail customers and small to medium sized businesses in Australia. It operates through Consumer, Business and Agribusiness, and Corporate segments. The company offers transaction and savings account; term deposit; managed funds; share trading; margin lending; and private banking services. It als… Read more
Bendigo and Adelaide Bank Ltd (BEN) - Total Assets
Latest total assets as of June 2025: AU$103.22 Billion AUD
Based on the latest financial reports, Bendigo and Adelaide Bank Ltd (BEN) holds total assets worth AU$103.22 Billion AUD as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Bendigo and Adelaide Bank Ltd - Total Assets Trend (1991–2025)
This chart illustrates how Bendigo and Adelaide Bank Ltd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Bendigo and Adelaide Bank Ltd - Asset Composition Analysis
Current Asset Composition (June 2025)
Bendigo and Adelaide Bank Ltd's total assets of AU$103.22 Billion consist of 1.7% current assets and 98.3% non-current assets.
| Asset Category | Amount (AUD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 1.1% |
| Accounts Receivable | AU$598.90 Million | 0.6% |
| Inventory | AU$0.00 | 0.0% |
| Property, Plant & Equipment | AU$133.50 Million | 0.1% |
| Intangible Assets | AU$442.10 Million | 0.4% |
| Goodwill | AU$988.00 Million | 1.0% |
Asset Composition Trend (1991–2025)
This chart illustrates how Bendigo and Adelaide Bank Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Bendigo and Adelaide Bank Ltd's current assets represent 1.7% of total assets in 2025, a decrease from 102.0% in 1991.
- Cash Position: Cash and equivalents constituted 1.1% of total assets in 2025, up from 0.2% in 1991.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 1.0% in 1991.
- Asset Diversification: The largest asset category is goodwill at 1.0% of total assets.
Bendigo and Adelaide Bank Ltd Competitors by Total Assets
Key competitors of Bendigo and Adelaide Bank Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Bendigo and Adelaide Bank Ltd - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Bendigo and Adelaide Bank Ltd generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - Bendigo and Adelaide Bank Ltd is currently not profitable relative to its asset base.
Bendigo and Adelaide Bank Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.02 | 0.06 | 1.55 |
| Quick Ratio | 0.02 | 0.03 | 3.07 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | AU$-82.85 Billion | AU$ -42.98 Billion | AU$ 530.80 Million |
Bendigo and Adelaide Bank Ltd - Advanced Valuation Insights
This section examines the relationship between Bendigo and Adelaide Bank Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.95 |
| Latest Market Cap to Assets Ratio | 0.03 |
| Asset Growth Rate (YoY) | 5.1% |
| Total Assets | AU$103.22 Billion |
| Market Capitalization | $3.48 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Bendigo and Adelaide Bank Ltd's assets below their book value (0.03 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Bendigo and Adelaide Bank Ltd's assets grew by 5.1% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Bendigo and Adelaide Bank Ltd (1991–2025)
The table below shows the annual total assets of Bendigo and Adelaide Bank Ltd from 1991 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-06-30 | AU$103.22 Billion | +5.12% |
| 2024-06-30 | AU$98.19 Billion | -0.30% |
| 2023-06-30 | AU$98.48 Billion | +3.40% |
| 2022-06-30 | AU$95.24 Billion | +10.01% |
| 2021-06-30 | AU$86.58 Billion | +13.90% |
| 2020-06-30 | AU$76.01 Billion | +4.94% |
| 2019-06-30 | AU$72.44 Billion | +1.39% |
| 2018-06-30 | AU$71.44 Billion | +0.03% |
| 2017-06-30 | AU$71.42 Billion | +4.15% |
| 2016-06-30 | AU$68.57 Billion | +3.85% |
| 2015-06-30 | AU$66.03 Billion | +1.48% |
| 2014-06-30 | AU$65.06 Billion | +7.93% |
| 2013-06-30 | AU$60.28 Billion | +5.32% |
| 2012-06-30 | AU$57.24 Billion | +4.21% |
| 2011-06-30 | AU$54.93 Billion | +5.39% |
| 2010-06-30 | AU$52.12 Billion | +10.63% |
| 2009-06-30 | AU$47.11 Billion | -2.07% |
| 2008-06-30 | AU$48.11 Billion | +182.98% |
| 2007-06-30 | AU$17.00 Billion | +11.88% |
| 2006-06-30 | AU$15.20 Billion | +14.58% |
| 2005-06-30 | AU$13.26 Billion | +17.52% |
| 2004-06-30 | AU$11.28 Billion | +21.91% |
| 2003-06-30 | AU$9.26 Billion | +16.18% |
| 2002-06-30 | AU$7.97 Billion | +14.13% |
| 2001-06-30 | AU$6.98 Billion | +42.09% |
| 2000-06-30 | AU$4.91 Billion | +16.87% |
| 1999-06-30 | AU$4.20 Billion | +32.59% |
| 1998-06-30 | AU$3.17 Billion | +20.60% |
| 1997-06-30 | AU$2.63 Billion | +39.10% |
| 1996-06-30 | AU$1.89 Billion | +21.64% |
| 1995-06-30 | AU$1.55 Billion | +13.46% |
| 1994-06-30 | AU$1.37 Billion | +7.95% |
| 1993-06-30 | AU$1.27 Billion | +36.36% |
| 1992-06-30 | AU$930.43 Million | +40.35% |
| 1991-06-30 | AU$662.95 Million | -- |