Humm Group Ltd
Humm Group Limited, together with its subsidiaries, provides various financial products and services in Australia, New Zealand, Ireland, the United Kingdom, and Canada. It operates through Commercial and Leasing, Point of Sale Payment Plans (PosPP), New Zealand Cards, and Australia Cards segments. The company offers interest-free payment and repayment options to cover home renovation, veterinary,… Read more
Humm Group Ltd (HUM) - Total Assets
Latest total assets as of June 2025: AU$5.34 Billion AUD
Based on the latest financial reports, Humm Group Ltd (HUM) holds total assets worth AU$5.34 Billion AUD as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Humm Group Ltd - Total Assets Trend (2006–2025)
This chart illustrates how Humm Group Ltd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Humm Group Ltd - Asset Composition Analysis
Current Asset Composition (June 2025)
Humm Group Ltd's total assets of AU$5.34 Billion consist of 96.2% current assets and 3.8% non-current assets.
| Asset Category | Amount (AUD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 6.1% |
| Accounts Receivable | AU$4.79 Billion | 89.7% |
| Inventory | AU$0.00 | 0.0% |
| Property, Plant & Equipment | AU$8.20 Million | 0.2% |
| Intangible Assets | AU$38.80 Million | 0.7% |
| Goodwill | AU$87.50 Million | 1.6% |
Asset Composition Trend (2006–2025)
This chart illustrates how Humm Group Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Humm Group Ltd's current assets represent 96.2% of total assets in 2025, an increase from 44.9% in 2006.
- Cash Position: Cash and equivalents constituted 6.1% of total assets in 2025, up from 5.6% in 2006.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, a decrease from 9.0% in 2006.
- Asset Diversification: The largest asset category is accounts receivable at 89.7% of total assets.
Humm Group Ltd Competitors by Total Assets
Key competitors of Humm Group Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Humm Group Ltd - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Humm Group Ltd generates 0.12x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Humm Group Ltd generates $ 0.74 in net profit.
Humm Group Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.07 | 0.03 | 1.87 |
| Quick Ratio | 1.07 | 0.03 | 1.86 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | AU$345.70 Million | AU$ -4.71 Billion | AU$ 1.21 Billion |
Humm Group Ltd - Advanced Valuation Insights
This section examines the relationship between Humm Group Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.60 |
| Latest Market Cap to Assets Ratio | 0.02 |
| Asset Growth Rate (YoY) | -1.4% |
| Total Assets | AU$5.34 Billion |
| Market Capitalization | $98.09 Million USD |
Valuation Analysis
Below Book Valuation: The market values Humm Group Ltd's assets below their book value (0.02 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Humm Group Ltd's assets decreased by 1.4% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Humm Group Ltd (2006–2025)
The table below shows the annual total assets of Humm Group Ltd from 2006 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-06-30 | AU$5.34 Billion | -1.44% |
| 2024-06-30 | AU$5.42 Billion | +13.58% |
| 2023-06-30 | AU$4.77 Billion | +26.60% |
| 2022-06-30 | AU$3.77 Billion | +14.16% |
| 2021-06-30 | AU$3.30 Billion | +8.30% |
| 2020-06-30 | AU$3.05 Billion | -2.01% |
| 2019-06-30 | AU$3.11 Billion | +8.92% |
| 2018-06-30 | AU$2.85 Billion | +2.45% |
| 2017-06-30 | AU$2.79 Billion | +3.97% |
| 2016-06-30 | AU$2.68 Billion | +50.02% |
| 2015-06-30 | AU$1.79 Billion | +9.14% |
| 2014-06-30 | AU$1.64 Billion | +12.47% |
| 2013-06-30 | AU$1.46 Billion | +27.41% |
| 2012-06-30 | AU$1.14 Billion | +26.56% |
| 2011-06-30 | AU$902.46 Million | +9.59% |
| 2010-06-30 | AU$823.45 Million | +13.67% |
| 2009-06-30 | AU$724.43 Million | +13.85% |
| 2008-06-30 | AU$636.29 Million | +1.72% |
| 2007-06-30 | AU$625.52 Million | +18.22% |
| 2006-06-30 | AU$529.10 Million | -- |