Mandala Multifinance Tbk

JK:MFIN Indonesia Credit Services
Market Cap
$244.33 Million
Rp3.98 Trillion IDR
Market Cap Rank
#34552 Global
#779 in Indonesia
Share Price
Rp795.00
Change (1 day)
-7.02%
52-Week Range
Rp585.00 - Rp5000.00
All Time High
Rp1000000.00
About

PT Mandala Multifinance Tbk engages in the consumer financing business in Java, Sulawesi, Sumatera, and Kalimantan in Indonesia. It operates through Conventional and Sharia segments. The company offers motorcycle consumer financing services based on conventional and sharia financing; and consumer financing through conventional and sharia loans, as well as car, electronic and furniture, and invest… Read more

Mandala Multifinance Tbk (MFIN) - Total Assets

Latest total assets as of June 2025: Rp6.93 Trillion IDR

Based on the latest financial reports, Mandala Multifinance Tbk (MFIN) holds total assets worth Rp6.93 Trillion IDR as of June 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Mandala Multifinance Tbk - Total Assets Trend (2006–2024)

This chart illustrates how Mandala Multifinance Tbk’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Mandala Multifinance Tbk - Asset Composition Analysis

Current Asset Composition (December 2024)

Mandala Multifinance Tbk's total assets of Rp6.93 Trillion consist of 94.9% current assets and 5.1% non-current assets.

Asset Category Amount (IDR) % of Total Assets
Cash & Equivalents Rp0.00 6.1%
Accounts Receivable Rp5.88 Trillion 87.9%
Inventory Rp0.00 0.0%
Property, Plant & Equipment Rp205.06 Billion 3.1%
Intangible Assets Rp48.52 Billion 0.7%
Goodwill Rp0.00 0.0%

Asset Composition Trend (2006–2024)

This chart illustrates how Mandala Multifinance Tbk's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Mandala Multifinance Tbk's current assets represent 94.9% of total assets in 2024, an increase from 0.0% in 2006.
  • Cash Position: Cash and equivalents constituted 6.1% of total assets in 2024, up from 3.4% in 2006.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2006.
  • Asset Diversification: The largest asset category is accounts receivable at 87.9% of total assets.

Mandala Multifinance Tbk Competitors by Total Assets

Key competitors of Mandala Multifinance Tbk based on total assets are shown below.

Company Country Total Assets
Pappajack Bhd
KLSE:0242
Malaysia RM361.68 Million
Evergreen Max Cash Capital Berhad
KLSE:0286
Malaysia RM361.11 Million
Samsung Card Co. Ltd.
KO:029780
Korea ₩32.17 Trillion
Yiren Digital Ltd
F:19YA
Germany €14.45 Billion
Yixin Group Limited
F:1YX
Germany €50.34 Billion
BFF Bank S.p.A
F:2BF
Germany €12.13 Billion
Resurs Holding AB (publ)
F:4R6
Germany €50.33 Billion
Aeon Credit Service Bhd
KLSE:5139
Malaysia RM15.62 Billion

Mandala Multifinance Tbk - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.33 - 0.44

Lower asset utilization - Mandala Multifinance Tbk generates 0.35x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 4.14% - 10.35%

Solid ROA - For every $100 in assets, Mandala Multifinance Tbk generates $7.71 in net profit.

Mandala Multifinance Tbk - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 3.02 3.49 40.28
Quick Ratio 3.02 3.49 40.28
Cash Ratio 0.00 0.00 0.00
Working Capital Rp4.41 Trillion Rp 4.27 Trillion Rp 3.82 Trillion

Mandala Multifinance Tbk - Advanced Valuation Insights

This section examines the relationship between Mandala Multifinance Tbk's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.17
Latest Market Cap to Assets Ratio 0.00
Asset Growth Rate (YoY) 0.3%
Total Assets Rp6.68 Trillion
Market Capitalization $1.81 Million USD

Valuation Analysis

Below Book Valuation: The market values Mandala Multifinance Tbk's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Mandala Multifinance Tbk's assets grew by 0.3% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Mandala Multifinance Tbk (2006–2024)

The table below shows the annual total assets of Mandala Multifinance Tbk from 2006 to 2024.

Year Total Assets Change
2024-12-31 Rp6.68 Trillion +0.32%
2023-12-31 Rp6.66 Trillion +1.45%
2022-12-31 Rp6.57 Trillion +22.88%
2021-12-31 Rp5.35 Trillion +26.95%
2020-12-31 Rp4.21 Trillion -10.91%
2019-12-31 Rp4.73 Trillion +30.50%
2018-12-31 Rp3.62 Trillion +12.64%
2017-12-31 Rp3.22 Trillion -9.74%
2016-12-31 Rp3.56 Trillion -22.48%
2015-12-31 Rp4.60 Trillion -4.38%
2014-12-31 Rp4.81 Trillion +21.16%
2013-12-31 Rp3.97 Trillion -2.37%
2012-12-31 Rp4.06 Trillion +7.41%
2011-12-31 Rp3.78 Trillion +20.89%
2010-12-31 Rp3.13 Trillion +52.06%
2009-12-31 Rp2.06 Trillion -6.96%
2008-12-31 Rp2.21 Trillion +46.19%
2007-12-31 Rp1.51 Trillion +63.63%
2006-12-31 Rp924.55 Billion --