Public Bank Bhd
Public Bank Berhad provides banking products and services. It operates through Hire Purchase, Retail Operations, Corporate Lending, Treasury and Capital Market Operations, Investment Banking, Fund Management, and General Insurance segments. The company's deposit products include savings, current, fixed deposit, foreign currency, and safe deposit box services. Its loan portfolio comprises home, SW… Read more
Public Bank Bhd (1295) - Total Assets
Latest total assets as of September 2025: RM555.64 Billion MYR
Based on the latest financial reports, Public Bank Bhd (1295) holds total assets worth RM555.64 Billion MYR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Public Bank Bhd - Total Assets Trend (2005–2024)
This chart illustrates how Public Bank Bhd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Public Bank Bhd - Asset Composition Analysis
Current Asset Composition (December 2024)
Public Bank Bhd's total assets of RM555.64 Billion consist of 4.9% current assets and 95.2% non-current assets.
| Asset Category | Amount (MYR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | RM0.00 | 4.3% |
| Accounts Receivable | RM3.24 Billion | 0.6% |
| Inventory | RM0.00 | 0.0% |
| Property, Plant & Equipment | RM2.50 Billion | 0.5% |
| Intangible Assets | RM32.12 Million | 0.0% |
| Goodwill | RM2.77 Billion | 0.5% |
Asset Composition Trend (2005–2024)
This chart illustrates how Public Bank Bhd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Public Bank Bhd's current assets represent 4.9% of total assets in 2024, a decrease from 26.1% in 2005.
- Cash Position: Cash and equivalents constituted 4.3% of total assets in 2024, down from 26.1% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
- Asset Diversification: The largest asset category is accounts receivable at 0.6% of total assets.
Public Bank Bhd Competitors by Total Assets
Key competitors of Public Bank Bhd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Public Bank Bhd - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Public Bank Bhd generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Public Bank Bhd generates $ 1.32 in net profit.
Public Bank Bhd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.05 | 0.10 | 14.26 |
| Quick Ratio | 0.05 | 0.03 | 14.26 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | RM-435.59 Billion | RM -175.39 Billion | RM 24.49 Billion |
Public Bank Bhd - Advanced Valuation Insights
This section examines the relationship between Public Bank Bhd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.71 |
| Latest Market Cap to Assets Ratio | 0.03 |
| Asset Growth Rate (YoY) | 6.3% |
| Total Assets | RM542.86 Billion |
| Market Capitalization | $15.62 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Public Bank Bhd's assets below their book value (0.03 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Public Bank Bhd's assets grew by 6.3% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Public Bank Bhd (2005–2024)
The table below shows the annual total assets of Public Bank Bhd from 2005 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | RM542.86 Billion | +6.32% |
| 2023-12-31 | RM510.60 Billion | +3.51% |
| 2022-12-31 | RM493.26 Billion | +6.60% |
| 2021-12-31 | RM462.74 Billion | +2.54% |
| 2020-12-31 | RM451.26 Billion | +4.26% |
| 2019-12-31 | RM432.83 Billion | +3.13% |
| 2018-12-31 | RM419.69 Billion | +6.18% |
| 2017-12-31 | RM395.28 Billion | +4.01% |
| 2016-12-31 | RM380.05 Billion | +4.48% |
| 2015-12-31 | RM363.76 Billion | +5.22% |
| 2014-12-31 | RM345.72 Billion | +13.08% |
| 2013-12-31 | RM305.73 Billion | +11.32% |
| 2012-12-31 | RM274.62 Billion | +10.11% |
| 2011-12-31 | RM249.41 Billion | +10.20% |
| 2010-12-31 | RM226.33 Billion | +4.23% |
| 2009-12-31 | RM217.14 Billion | +10.69% |
| 2008-12-31 | RM196.16 Billion | +12.64% |
| 2007-12-31 | RM174.16 Billion | +17.84% |
| 2006-12-31 | RM147.79 Billion | +32.32% |
| 2005-12-31 | RM111.69 Billion | -- |