Aeon Credit Service Bhd
AEON Credit Service (M) Berhad provides consumer financial services in Malaysia. It offers easy payment and personal financing schemes based on Islamic principles; and issues payment cards under the Visa and MasterCard brand names. The company also provides credit and prepaid cards; AEON Wallet app; hire purchase financing for motor vehicles; insurance brokerage; motorcycle, auto, SME, and object… Read more
Aeon Credit Service Bhd (5139) - Total Assets
Latest total assets as of November 2025: RM15.62 Billion MYR
Based on the latest financial reports, Aeon Credit Service Bhd (5139) holds total assets worth RM15.62 Billion MYR as of November 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Aeon Credit Service Bhd - Total Assets Trend (2006–2025)
This chart illustrates how Aeon Credit Service Bhd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Aeon Credit Service Bhd - Asset Composition Analysis
Current Asset Composition (February 2025)
Aeon Credit Service Bhd's total assets of RM15.62 Billion consist of 30.6% current assets and 69.4% non-current assets.
| Asset Category | Amount (MYR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | RM0.00 | 0.8% |
| Accounts Receivable | RM4.11 Billion | 28.7% |
| Inventory | RM0.00 | 0.0% |
| Property, Plant & Equipment | RM198.72 Million | 1.4% |
| Intangible Assets | RM0.00 | 0.0% |
| Goodwill | RM511.00K | 0.0% |
Asset Composition Trend (2006–2025)
This chart illustrates how Aeon Credit Service Bhd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Aeon Credit Service Bhd's current assets represent 30.6% of total assets in 2025, a decrease from 59.0% in 2006.
- Cash Position: Cash and equivalents constituted 0.8% of total assets in 2025, up from 0.2% in 2006.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2006.
- Asset Diversification: The largest asset category is accounts receivable at 28.7% of total assets.
Aeon Credit Service Bhd Competitors by Total Assets
Key competitors of Aeon Credit Service Bhd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
ELK-Desa Resources Bhd
KLSE:5228
|
Malaysia | RM894.76 Million |
Aeon Credit Service Bhd - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Aeon Credit Service Bhd generates 0.15x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Aeon Credit Service Bhd generates $ 2.58 in net profit.
Aeon Credit Service Bhd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.13 | 1.07 | 1.97 |
| Quick Ratio | 1.13 | 1.07 | 1.97 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | RM564.65 Million | RM 293.55 Million | RM 1.70 Billion |
Aeon Credit Service Bhd - Advanced Valuation Insights
This section examines the relationship between Aeon Credit Service Bhd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.03 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 13.7% |
| Total Assets | RM14.34 Billion |
| Market Capitalization | $212.02 Million USD |
Valuation Analysis
Below Book Valuation: The market values Aeon Credit Service Bhd's assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Aeon Credit Service Bhd's assets grew by 13.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Aeon Credit Service Bhd (2006–2025)
The table below shows the annual total assets of Aeon Credit Service Bhd from 2006 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-02-28 | RM14.34 Billion | +13.66% |
| 2024-02-29 | RM12.62 Billion | +13.52% |
| 2023-02-28 | RM11.12 Billion | +9.63% |
| 2022-02-28 | RM10.14 Billion | -0.88% |
| 2021-02-28 | RM10.23 Billion | -1.95% |
| 2020-02-29 | RM10.43 Billion | +20.55% |
| 2019-02-28 | RM8.66 Billion | +12.33% |
| 2018-02-28 | RM7.71 Billion | +5.87% |
| 2017-02-28 | RM7.28 Billion | +19.37% |
| 2016-02-29 | RM6.10 Billion | +23.85% |
| 2015-02-28 | RM4.92 Billion | +30.69% |
| 2014-02-28 | RM3.77 Billion | +54.69% |
| 2013-02-28 | RM2.44 Billion | +55.62% |
| 2012-02-29 | RM1.56 Billion | +33.14% |
| 2011-02-28 | RM1.18 Billion | +16.36% |
| 2010-02-28 | RM1.01 Billion | +11.00% |
| 2009-02-28 | RM910.12 Million | +24.45% |
| 2008-02-29 | RM731.34 Million | +27.97% |
| 2007-02-28 | RM571.49 Million | +69.24% |
| 2006-02-28 | RM337.68 Million | -- |