OneSavings Bank PLC
OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. It operates through OneSavings Bank (OSB) and Charter Court Financial Services (CCFS) segments. The company offers buy-to-let, residential, bridging, commercial and semi-commercial, and complex but-to-let mortgages; and residential development and asset finance services. It … Read more
OneSavings Bank PLC (OSB) - Total Assets
Latest total assets as of June 2025: GBX30.29 Billion GBX
Based on the latest financial reports, OneSavings Bank PLC (OSB) holds total assets worth GBX30.29 Billion GBX as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
OneSavings Bank PLC - Total Assets Trend (2011–2024)
This chart illustrates how OneSavings Bank PLC’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
OneSavings Bank PLC - Asset Composition Analysis
Current Asset Composition (December 2024)
OneSavings Bank PLC's total assets of GBX30.29 Billion consist of 10.7% current assets and 89.3% non-current assets.
| Asset Category | Amount (GBX) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 10.2% |
| Accounts Receivable | GBX0.00 | 0.0% |
| Inventory | GBX0.00 | 0.0% |
| Property, Plant & Equipment | GBX0.00 | 0.0% |
| Intangible Assets | GBX48.80 Million | 0.2% |
| Goodwill | GBX0.00 | 0.0% |
Asset Composition Trend (2011–2024)
This chart illustrates how OneSavings Bank PLC's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: OneSavings Bank PLC's current assets represent 10.7% of total assets in 2024, an increase from 0.0% in 2011.
- Cash Position: Cash and equivalents constituted 10.2% of total assets in 2024, up from 0.0% in 2011.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2011.
- Asset Diversification: The largest asset category is intangible assets at 0.2% of total assets.
OneSavings Bank PLC Competitors by Total Assets
Key competitors of OneSavings Bank PLC based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC
|
Germany | €25.40 Billion |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC
|
India | ₹250.83 Billion |
|
Aavas Financiers Limited
NSE:AAVAS
|
India | ₹194.41 Billion |
|
Australian Finance Group Ltd
AU:AFG
|
Australia | AU$7.92 Billion |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF
|
USA | $894.42 Million |
|
Aptus Value Housing Finance India Limited
NSE:APTUS
|
India | ₹123.96 Billion |
|
AVVAA World Health Care Products Inc
PINK:AVVH
|
USA | $243.19K |
|
Bajaj Housing Finance
NSE:BAJAJHFL
|
India | ₹1.16 Trillion |
OneSavings Bank PLC - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - OneSavings Bank PLC generates 0.07x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, OneSavings Bank PLC generates $ 1.02 in net profit.
OneSavings Bank PLC - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.11 | 0.14 | 0.29 |
| Quick Ratio | 0.11 | 0.14 | 0.29 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | GBX-22.26 Billion | GBX -20.94 Billion | GBX -1.20 Million |
OneSavings Bank PLC - Advanced Valuation Insights
This section examines the relationship between OneSavings Bank PLC's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.96 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 2.2% |
| Total Assets | GBX30.24 Billion |
| Market Capitalization | $255.21K USD |
Valuation Analysis
Below Book Valuation: The market values OneSavings Bank PLC's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: OneSavings Bank PLC's assets grew by 2.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for OneSavings Bank PLC (2011–2024)
The table below shows the annual total assets of OneSavings Bank PLC from 2011 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | GBX30.24 Billion | +2.21% |
| 2023-12-31 | GBX29.59 Billion | +7.34% |
| 2022-12-31 | GBX27.57 Billion | +12.37% |
| 2021-12-31 | GBX24.53 Billion | +8.29% |
| 2020-12-31 | GBX22.65 Billion | +5.78% |
| 2019-12-31 | GBX21.42 Billion | +104.75% |
| 2018-12-31 | GBX10.46 Billion | +21.78% |
| 2017-12-31 | GBX8.59 Billion | +30.52% |
| 2016-12-31 | GBX6.58 Billion | +10.23% |
| 2015-12-31 | GBX5.97 Billion | +20.94% |
| 2014-12-31 | GBX4.94 Billion | +31.16% |
| 2013-12-31 | GBX3.76 Billion | +25.10% |
| 2012-12-31 | GBX3.01 Billion | +27.69% |
| 2011-12-31 | GBX2.36 Billion | -- |