OneSavings Bank PLC Asset Resilience Ratio
OneSavings Bank PLC asset resilience ratio. OneSavings Bank PLC (OSB) has an Asset Resilience Ratio of 0.52% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See OSB defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of OneSavings Bank PLC (2013–2024)
Asset resilience ratio of OneSavings Bank PLC from 2013 to 2024. This chart shows how OneSavings Bank PLC's Asset Resilience Ratio has changed over time. Read OSB current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down OneSavings Bank PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see OSB total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 0% |
| Short-term Investments | GBX158.00 Million | 0.52% |
| Total Liquid Assets | GBX158.00 Million | 0.52% |
Asset Resilience Insights
- Limited Liquidity: OneSavings Bank PLC maintains only 0.52% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
OneSavings Bank PLC Industry Peers by Asset Resilience Ratio
Compare OneSavings Bank PLC's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PNB Housing Finance Limited
NSE:PNBHOUSING |
Mortgage Finance | 3.50% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
UWM Holdings Corp
NYSE:UWMC |
Mortgage Finance | 0.51% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Reliance Home Finance Limited
NSE:RHFL |
Mortgage Finance | 1.18% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 0.01% |
OneSavings Bank PLC Asset Resilience Ratio by Year (2013–2024)
OneSavings Bank PLC asset resilience ratio by year from 2013 to 2024. The table below shows the annual Asset Resilience Ratio data for OneSavings Bank PLC.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.52% | GBX158.00 Million ≈ $19.22K |
GBX30.24 Billion ≈ $3.68 Million |
-0.05pp |
| 2023-12-31 | 0.58% | GBX170.40 Million ≈ $20.73K |
GBX29.59 Billion ≈ $3.60 Million |
-3.86pp |
| 2013-12-31 | 4.43% | GBX166.90 Million ≈ $20.31K |
GBX3.76 Billion ≈ $457.96K |
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About OneSavings Bank PLC
OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. The company operates in two segments, OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). It offers buy-to-let, residential, bridging, and commercial and semi-commercial mortgages; and residential development and asset finance services. The company also provid… Read more