OneSavings Bank PLC - Asset Resilience Ratio
OneSavings Bank PLC (OSB) has an Asset Resilience Ratio of 0.52% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Also explore OneSavings Bank PLC balance sheet assets for the complete picture of this company's asset base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2024)
This chart shows how OneSavings Bank PLC's Asset Resilience Ratio has changed over time. See OneSavings Bank PLC (OSB) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down OneSavings Bank PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see OSB stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 0% |
| Short-term Investments | GBX158.00 Million | 0.52% |
| Total Liquid Assets | GBX158.00 Million | 0.52% |
Asset Resilience Insights
- Limited Liquidity: OneSavings Bank PLC maintains only 0.52% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
OneSavings Bank PLC Industry Peers by Asset Resilience Ratio
Compare OneSavings Bank PLC's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 20.92% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 2.07% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Firm Capital Mortgage Invest Corp
TO:FC |
Mortgage Finance | 2.40% |
Annual Asset Resilience Ratio for OneSavings Bank PLC (2013–2024)
The table below shows the annual Asset Resilience Ratio data for OneSavings Bank PLC.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.52% | GBX158.00 Million ≈ $19.22K |
GBX30.24 Billion ≈ $3.68 Million |
-0.05pp |
| 2023-12-31 | 0.58% | GBX170.40 Million ≈ $20.73K |
GBX29.59 Billion ≈ $3.60 Million |
-3.86pp |
| 2013-12-31 | 4.43% | GBX166.90 Million ≈ $20.31K |
GBX3.76 Billion ≈ $457.96K |
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About OneSavings Bank PLC
OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. It operates through OneSavings Bank (OSB) and Charter Court Financial Services (CCFS) segments. The company offers buy-to-let, residential, bridging, commercial and semi-commercial, and complex but-to-let mortgages; and residential development and asset finance services. It … Read more