Unicaja Banco SA (UNI) - Total Assets
Based on the latest financial reports, Unicaja Banco SA (UNI) holds total assets worth €98.43 Billion EUR (≈ $115.07 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check UNI cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Unicaja Banco SA - Total Assets Trend (2000–2025)
This chart illustrates how Unicaja Banco SA's total assets have evolved over time, based on quarterly financial data. Explore Unicaja Banco SA long-term investment allocation to see how much of total assets are deployed in long-term investments.
Unicaja Banco SA - Asset Composition Analysis
Current Asset Composition (December 2025)
Unicaja Banco SA's total assets of €98.43 Billion consist of 17.4% current assets and 82.6% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 12.0% |
| Accounts Receivable | €4.26 Billion | 4.3% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €91.22 Million | 0.1% |
| Goodwill | €13.66 Million | 0.0% |
Asset Composition Trend (2000–2025)
This chart illustrates how Unicaja Banco SA's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see UNI market cap overview.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Unicaja Banco SA's current assets represent 17.4% of total assets in 2025, an increase from 0.0% in 2000.
- Cash Position: Cash and equivalents constituted 12.0% of total assets in 2025, up from 1.2% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2000.
- Asset Diversification: The largest asset category is accounts receivable at 4.3% of total assets.
Unicaja Banco SA Competitors by Total Assets
Key competitors of Unicaja Banco SA based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Kreditbanken A/S
CO:KRE
|
Denmark | Dkr7.65 Billion |
|
INTESA SANPAOLO ADR/6
F:IESJ
|
Germany | €959.89 Billion |
|
Société Générale Société anonyme
F:SGE1
|
Germany | €1.63 Trillion |
|
Nu Holdings Ltd
NYSE:NU
|
USA | $74.89 Billion |
|
Commerzbank AG
XETRA:CBK
|
Germany | €603.30 Billion |
|
Bank Mandiri Persero Tbk PT
JK:BMRI
|
Indonesia | Rp2433.04 Trillion |
|
Axos Financial Inc
NYSE:AX
|
USA | $27.43 Billion |
|
Bank of Nanjing Co Ltd
SHG:601009
|
China | CN¥3.21 Trillion |
Unicaja Banco SA - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.13 | 0.10 | 28.54 |
| Quick Ratio | 0.13 | 0.10 | 27.75 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | €-71.39 Billion | €-68.41 Billion | €6.43 Billion |
Unicaja Banco SA - Advanced Valuation Insights
This section examines the relationship between Unicaja Banco SA's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.91 |
| Latest Market Cap to Assets Ratio | 0.07 |
| Asset Growth Rate (YoY) | 1.1% |
| Total Assets | €98.43 Billion |
| Market Capitalization | $6.65 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Unicaja Banco SA's assets below their book value (0.07x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Unicaja Banco SA's assets grew by 1.1% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Unicaja Banco SA (2000–2025)
The table below shows the annual total assets of Unicaja Banco SA from 2000 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | €98.43 Billion ≈ $115.07 Billion |
+1.09% |
| 2024-12-31 | €97.37 Billion ≈ $113.83 Billion |
+0.22% |
| 2023-12-31 | €97.15 Billion ≈ $113.58 Billion |
-1.87% |
| 2022-12-31 | €99.00 Billion ≈ $115.74 Billion |
-14.32% |
| 2021-12-31 | €115.55 Billion ≈ $135.09 Billion |
+76.29% |
| 2020-12-31 | €65.54 Billion ≈ $76.63 Billion |
+15.58% |
| 2019-12-31 | €56.71 Billion ≈ $66.30 Billion |
-1.39% |
| 2018-12-31 | €57.50 Billion ≈ $67.23 Billion |
+2.08% |
| 2017-12-31 | €56.33 Billion ≈ $65.86 Billion |
-1.59% |
| 2016-12-31 | €57.24 Billion ≈ $66.92 Billion |
-5.09% |
| 2015-12-31 | €60.31 Billion ≈ $70.51 Billion |
-11.24% |
| 2014-12-31 | €67.95 Billion ≈ $79.44 Billion |
+64.76% |
| 2013-12-31 | €41.24 Billion ≈ $48.22 Billion |
+1.30% |
| 2012-12-31 | €40.71 Billion ≈ $47.60 Billion |
+6.71% |
| 2011-12-31 | €38.16 Billion ≈ $44.61 Billion |
+11.59% |
| 2010-12-31 | €34.19 Billion ≈ $39.97 Billion |
+0.02% |
| 2009-12-31 | €34.18 Billion ≈ $39.97 Billion |
+20.93% |
| 2006-12-31 | €28.27 Billion ≈ $33.05 Billion |
+22.83% |
| 2005-12-31 | €23.01 Billion ≈ $26.91 Billion |
+20.78% |
| 2004-12-31 | €19.05 Billion ≈ $22.28 Billion |
+17.37% |
| 2003-12-31 | €16.23 Billion ≈ $18.98 Billion |
+9.83% |
| 2002-12-31 | €14.78 Billion ≈ $17.28 Billion |
+10.66% |
| 2001-12-31 | €13.36 Billion ≈ $15.62 Billion |
-99.31% |
| 2000-12-31 | €1.93 Trillion ≈ $2.25 Trillion |
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About Unicaja Banco SA
Unicaja Banco, S.A. engages in the retail banking business in Spain. The company offers current, savings, young person, and payment accounts; term deposits; debit, business, and credit cards; mortgages; study, eco-mobility, mobility vehicle, reform, and home loans; and home, car, health, accident, funeral, company and agro uni, company health, SME and retail damage, corporate liability, agricultu… Read more