Unicaja Banco SA (UNI) - Total Liabilities
Based on the latest financial reports, Unicaja Banco SA (UNI) has total liabilities worth €91.34 Billion EUR (≈ $106.78 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore Unicaja Banco SA annual equity growth to track the company's year-over-year net asset growth rate.
Unicaja Banco SA - Total Liabilities Trend (2000–2025)
This chart illustrates how Unicaja Banco SA's total liabilities have evolved over time, based on quarterly financial data. See Unicaja Banco SA free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Unicaja Banco SA Competitors by Total Liabilities
The table below lists competitors of Unicaja Banco SA ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Yangzhou Yangjie Electronic Technology Co Ltd
SHE:300373
|
China | CN¥6.67 Billion |
|
Shandong Hualu Hengsheng Chemical Co Ltd
SHG:600426
|
China | CN¥14.92 Billion |
|
Spring Airlines Co Ltd
SHG:601021
|
China | CN¥29.78 Billion |
|
Avanza Bank Holding AB (publ)
ST:AZA
|
Sweden | Skr409.12 Billion |
|
D-Wave Quantum Inc.
NYSE:QBTS
|
USA | $75.56 Million |
|
GUOTAI JUNAN SEC. H YC1
F:153A
|
Germany | €1.91 Trillion |
|
Spyre Therapeutics Inc.
NASDAQ:SYRE
|
USA | $93.14 Million |
|
KION GROUP AG ADRS/1/4
F:KGX1
|
Germany | €12.55 Billion |
Liability Composition Analysis (2000–2025)
This chart breaks down Unicaja Banco SA's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see UNI market cap.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.13 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 12.91 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.93 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Unicaja Banco SA's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Unicaja Banco SA (2000–2025)
The table below shows the annual total liabilities of Unicaja Banco SA from 2000 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | €91.34 Billion ≈ $106.78 Billion |
+0.79% |
| 2024-12-31 | €90.63 Billion ≈ $105.95 Billion |
+0.13% |
| 2023-12-31 | €90.51 Billion ≈ $105.81 Billion |
-2.20% |
| 2022-12-31 | €92.54 Billion ≈ $108.19 Billion |
-15.28% |
| 2021-12-31 | €109.22 Billion ≈ $127.69 Billion |
+77.49% |
| 2020-12-31 | €61.54 Billion ≈ $71.95 Billion |
+16.69% |
| 2019-12-31 | €52.74 Billion ≈ $61.66 Billion |
-1.58% |
| 2018-12-31 | €53.59 Billion ≈ $62.65 Billion |
+2.21% |
| 2017-12-31 | €52.43 Billion ≈ $61.30 Billion |
-3.01% |
| 2016-12-31 | €54.06 Billion ≈ $63.20 Billion |
-5.25% |
| 2015-12-31 | €57.06 Billion ≈ $66.70 Billion |
-11.76% |
| 2014-12-31 | €64.66 Billion ≈ $75.59 Billion |
+65.11% |
| 2013-12-31 | €39.16 Billion ≈ $45.78 Billion |
+1.23% |
| 2012-12-31 | €38.68 Billion ≈ $45.22 Billion |
+8.63% |
| 2011-12-31 | €35.61 Billion ≈ $41.63 Billion |
+12.69% |
| 2010-12-31 | €31.60 Billion ≈ $36.94 Billion |
+1.03% |
| 2009-12-31 | €31.28 Billion ≈ $36.57 Billion |
+23.40% |
| 2006-12-31 | €25.35 Billion ≈ $29.63 Billion |
+22.79% |
| 2005-12-31 | €20.64 Billion ≈ $24.13 Billion |
+18.11% |
| 2004-12-31 | €17.48 Billion ≈ $20.43 Billion |
+17.52% |
| 2003-12-31 | €14.87 Billion ≈ $17.38 Billion |
+9.45% |
| 2002-12-31 | €13.59 Billion ≈ $15.88 Billion |
+10.32% |
| 2001-12-31 | €12.32 Billion ≈ $14.40 Billion |
-99.31% |
| 2000-12-31 | €1.77 Trillion ≈ $2.07 Trillion |
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About Unicaja Banco SA
Unicaja Banco, S.A. engages in the retail banking business in Spain. The company offers current, savings, young person, and payment accounts; term deposits; debit, business, and credit cards; mortgages; study, eco-mobility, mobility vehicle, reform, and home loans; and home, car, health, accident, funeral, company and agro uni, company health, SME and retail damage, corporate liability, agricultu… Read more