Chemung Financial Corp (CHMG) - Total Assets
Based on the latest financial reports, Chemung Financial Corp (CHMG) holds total assets worth $2.75 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore CHMG cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Chemung Financial Corp - Total Assets Trend (1993–2025)
This chart illustrates how Chemung Financial Corp's total assets have evolved over time, based on quarterly financial data. See Chemung Financial Corp book value and equity for net asset value and shareholders' equity analysis.
Chemung Financial Corp - Asset Composition Analysis
Current Asset Composition (December 2025)
Chemung Financial Corp's total assets of $2.75 Billion consist of 11.2% current assets and 88.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.8% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $21.82 Million | 0.8% |
Asset Composition Trend (1993–2025)
This chart illustrates how Chemung Financial Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Chemung Financial Corp (CHMG) market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Chemung Financial Corp's current assets represent 11.2% of total assets in 2025, an increase from 8.8% in 1993.
- Cash Position: Cash and equivalents constituted 0.8% of total assets in 2025, down from 7.6% in 1993.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1993.
- Asset Diversification: The largest asset category is goodwill at 0.8% of total assets.
Chemung Financial Corp Competitors by Total Assets
Key competitors of Chemung Financial Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
Chemung Financial Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.13 | 0.19 | 0.37 |
| Quick Ratio | 0.13 | 0.19 | 0.37 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-1.97 Billion | $-2.04 Billion | $-1.39 Billion |
Chemung Financial Corp - Advanced Valuation Insights
This section examines the relationship between Chemung Financial Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.33 |
| Latest Market Cap to Assets Ratio | 0.13 |
| Asset Growth Rate (YoY) | -2.4% |
| Total Assets | $2.71 Billion |
| Market Capitalization | $349.46 Million USD |
Valuation Analysis
Below Book Valuation: The market values Chemung Financial Corp's assets below their book value (0.13x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Chemung Financial Corp's assets decreased by 2.4% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Chemung Financial Corp (1993–2025)
The table below shows the annual total assets of Chemung Financial Corp from 1993 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.71 Billion | -2.37% |
| 2024-12-31 | $2.78 Billion | +2.42% |
| 2023-12-31 | $2.71 Billion | +2.46% |
| 2022-12-31 | $2.65 Billion | +9.39% |
| 2021-12-31 | $2.42 Billion | +6.10% |
| 2020-12-31 | $2.28 Billion | +27.50% |
| 2019-12-31 | $1.79 Billion | +1.85% |
| 2018-12-31 | $1.76 Billion | +2.62% |
| 2017-12-31 | $1.71 Billion | +3.22% |
| 2016-12-31 | $1.66 Billion | +2.30% |
| 2015-12-31 | $1.62 Billion | +6.78% |
| 2014-12-31 | $1.52 Billion | +2.77% |
| 2013-12-31 | $1.48 Billion | +18.27% |
| 2012-12-31 | $1.25 Billion | +2.62% |
| 2011-12-31 | $1.22 Billion | +26.91% |
| 2010-12-31 | $958.33 Million | -1.80% |
| 2009-12-31 | $975.92 Million | +16.41% |
| 2008-12-31 | $838.32 Million | +6.27% |
| 2007-12-31 | $788.87 Million | +6.87% |
| 2006-12-31 | $738.17 Million | +2.80% |
| 2005-12-31 | $718.04 Million | -0.62% |
| 2004-12-31 | $722.54 Million | -3.30% |
| 2003-12-31 | $747.21 Million | -0.53% |
| 2002-12-31 | $751.17 Million | +3.60% |
| 2001-12-31 | $725.07 Million | +7.22% |
| 2000-12-31 | $676.24 Million | +3.52% |
| 1999-12-31 | $653.24 Million | +4.74% |
| 1998-12-31 | $623.66 Million | +13.61% |
| 1997-12-31 | $548.93 Million | +3.14% |
| 1996-12-31 | $532.21 Million | +6.04% |
| 1995-12-31 | $501.89 Million | +1.53% |
| 1994-12-31 | $494.33 Million | +24.17% |
| 1993-12-31 | $398.12 Million | -- |
About Chemung Financial Corp
Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits. It also offers commercial and agricultural loans comprising loans to sm… Read more