Chemung Financial Corp (CHMG) - Total Liabilities
Based on the latest financial reports, Chemung Financial Corp (CHMG) has total liabilities worth $2.46 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore CHMG cash flow metrics to assess how effectively this company generates cash.
Chemung Financial Corp - Total Liabilities Trend (1993–2025)
This chart illustrates how Chemung Financial Corp's total liabilities have evolved over time, based on quarterly financial data. Check Chemung Financial Corp (CHMG) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Chemung Financial Corp Competitors by Total Liabilities
The table below lists competitors of Chemung Financial Corp ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Hiron-Trade Investments & Industrial Buildings Ltd
TA:HRON
|
Israel | ILA302.84 Million |
|
Patagonia Gold Corp
V:PGDC
|
Canada | CA$43.83 Million |
|
Blue Ridge Bankshares Inc
NYSE MKT:BRBS
|
USA | $2.11 Billion |
|
Digital Imaging Technology INC
KQ:110990
|
Korea | ₩25.61 Billion |
|
Svedbergs i Dalstorp AB (publ)
ST:SVED-B
|
Sweden | Skr1.62 Billion |
|
Nepes Ark Corp.
KQ:330860
|
Korea | ₩128.90 Billion |
|
Cognor S.A.
WAR:COG
|
Poland | zł1.60 Billion |
|
Precious Shipping Public Company Limited
BK:PSL-R
|
Thailand | ฿9.21 Billion |
Liability Composition Analysis (1993–2025)
This chart breaks down Chemung Financial Corp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see CHMG market cap.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.13 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 9.64 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.91 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Chemung Financial Corp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Chemung Financial Corp (1993–2025)
The table below shows the annual total liabilities of Chemung Financial Corp from 1993 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $2.46 Billion | -4.11% |
| 2024-12-31 | $2.56 Billion | +1.81% |
| 2023-12-31 | $2.52 Billion | +1.46% |
| 2022-12-31 | $2.48 Billion | +12.33% |
| 2021-12-31 | $2.21 Billion | +6.12% |
| 2020-12-31 | $2.08 Billion | +29.56% |
| 2019-12-31 | $1.61 Billion | +0.94% |
| 2018-12-31 | $1.59 Billion | +2.09% |
| 2017-12-31 | $1.56 Billion | +2.93% |
| 2016-12-31 | $1.51 Billion | +2.07% |
| 2015-12-31 | $1.48 Billion | +7.21% |
| 2014-12-31 | $1.38 Billion | +3.40% |
| 2013-12-31 | $1.34 Billion | +19.74% |
| 2012-12-31 | $1.12 Billion | +2.45% |
| 2011-12-31 | $1.09 Billion | +26.65% |
| 2010-12-31 | $860.92 Million | -2.81% |
| 2009-12-31 | $885.83 Million | +17.28% |
| 2008-12-31 | $755.31 Million | +7.78% |
| 2007-12-31 | $700.76 Million | +6.76% |
| 2006-12-31 | $656.41 Million | +3.07% |
| 2005-12-31 | $636.86 Million | -0.54% |
| 2004-12-31 | $640.35 Million | -4.03% |
| 2003-12-31 | $667.22 Million | -0.67% |
| 2002-12-31 | $671.74 Million | +4.00% |
| 2001-12-31 | $645.91 Million | +7.31% |
| 2000-12-31 | $601.92 Million | +2.38% |
| 1999-12-31 | $587.93 Million | +5.45% |
| 1998-12-31 | $557.57 Million | +14.42% |
| 1997-12-31 | $487.30 Million | +1.94% |
| 1996-12-31 | $478.02 Million | +6.46% |
| 1995-12-31 | $448.99 Million | +0.09% |
| 1994-12-31 | $448.59 Million | +24.68% |
| 1993-12-31 | $359.80 Million | -- |
About Chemung Financial Corp
Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits. It also offers commercial and agricultural loans comprising loans to sm… Read more